MANDATE BETWEEN ______AND INTERSTATE CLEARING 043 (PTY) LTD T/A JOHAN VAN ECK, FSP LICENSE NO: 14454

  1. The Financial Services Provider (“FSP”):
  1. Interstate Clearing 043(Pty)Ltd T/a Johan van Eck,FSP License No: 14454 hereby acknowledge receipt of your proof of registration as FSP with the Financial Services Board. Please note it remains your responsibility to maintain your registration as an FSP in accordance with the FAIS Legislation.

b. Should the circumstances of your registration as an FSP change or be amended in any way by the Financial Services Board , Interstate Clearing 043 (Pty) Ltd T/a Johan van Eck(FSB No: 14454)must be informedin writing immediately. Please note that this mandate is at all times subject to your registration as an FSP at the FSB and your compliance with all FAIS requirements.

  1. Accreditation:
  1. You are hereby mandated to offer the following product to your clients on

condition that written proof of accreditation of products are provided by the Product Provider and Fund Administrator :

i. Agri SA Group Provident Fund.

ii. ABSA Small Enterprises Provident Fund.

iii. ABSA Group Family Funeral Sceme.

iv. ABSA Home Employees Provident Fund.

  1. KGA. Life.

In view of the disclosure requirements of the FAIS legislation and for your own and your clients convenience all disclosures documents such as product disclosures, intermediary disclosures, proof of FSB registration, accreditation certificates as well as this mandate will be available on the FWF website: fwfund.co.za.

  1. Interstate Clearing 043 (Pty) Ltd T/a Johan van Eck,(FSB No: 14454) reserve the right to withdraw this mandate at any time (with a month’s notice period), or as provided for by the FAIS Act.
  1. Interstate Clearing 043 (Pty) Ltd T/a Johan van Eckdo notaccept any responsibility for your continued registration as an FSP and you are not allowed to act as key individual or representative Interstate Clearing 043 (Pty) Ltd T/a Johan van Eckoffering any of the above – mentioned products to clients.
  1. Please note that the performance of any any FAIS-related services in respect of theabovementioned products to clients, must, at all times be

FAIS-compliant. Interstate Clearing 043 (Pty) Ltd T/a Johan van Eck, (FSB No: 14454) can not be held liable for any advice given or intermediary services delivered by you as an FSP or Broker, via this mandate, that did not meet the FAIS requirements. You remain an Independent Financial Services Provider.

  1. Should you or your client at any time not be satisfied with the advice or

service rendered by Interstate Clearing 043(Pty)Ltd T/a Johan van Eck (FSB No: 14454), you may lodge a complaint at the following number: (013) 745 8250 or fax: 0866 844469. The complaints resolution policy and procedure are available to you upon request. Upon finalisation of the investigations to the complaint, the outcome thereof shall be communicated to you in writing.Should the outcome of the investigations not be favourable to you, you may,within six months of receiving the written advice, pursue the complaint withthe Office of the FAIS Ombud.

  1. The details of theourcompliance department is as follows:

Compliance Officer: Mr Henry Allworth

Compliance Practise: Moonstone Compliance

Contact Details: Telno: 015 291 0902/ Fax:0866104823 /+27 015 291 0914

Head Office: Valerida Centre, 1st Floor, Piet Retief Str, Stellenbosch,.

3. Associated Companies, Product Providers, Underwriters and Pension Fund Administrators:

Absa Life, Absa Fund Managers and Absa Insurance Company are associated

companies in the Absa Group. They act as Product Providers, Underwriters and Pension Fund Administrators in terms of the Absa products. KGA Life act as the produc provider and underwriter in terms of their products.

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JJ van Eck .Date

Principal