Programs
Your Money, Your Future
When you have financial information and management skills, you can make your money work for you and for your future. Financial goal setting and developing a spending plan are key learning activities. Your Money, Your Future consists of three two hour sessions covering basic financial management, credit, banking, and a review of consumer resources. Suggested registration fee: $15.
Money Talk
Money Talk, a five-week course for women is equally appropriate for mixed audiences. Participants gain understanding of their finances and making informed decisions. Topics include financial basics, investing, insurance, planning for life events, and retirement. The Money Talk workbook content and class discussions are enhanced by guest speakers of the local financial community. Suggested registration fee: $75.
Smart Choice: Health Insurance
In the changing world of health insurance, understanding new options enables consumers to considerchoices for their situation. The two-hour workshop offers:core information about health insurance, decision-making tools, comparing hypothetical policies.It introduces the new Health Insurance Marketplace and how to reduce health insurance and health care costs. Program support fee: $100.
Your Money, Your Goals
Giving guidance to others about personal finance can be challenging. The Your Money, Your Goals skills class is a 10 hour course for social service providers. Social Work CEUs available. The toolkitreviews fundamental financial management practices, identification of community resources, and financial tools to empower clients. Registration fee: $75.
County-delivered Programs
These programs can be used by county paid staff that have education responsibilities. Contact the Specialist for additional guidance to determine appropriate audiences and resources for program delivery. 1. Introduction to Your Money, Your Future, 2. Financial Security: Stay Informed 3. Are You Financially Fit Details at:
Partnership Programs
Smart investing@your library®
Smart Investing is an investor education class offered in partnership with Iowa Library Services and public libraries. The class includes face to face class time and online learning sessions. Topics include balancing risk, cutting investment costs, choosing an investment adviser, and fine-tuning an investment portfolio at each life stage. The program is free with online enrollment open at any time. Smart Investing was made possible by a grant to Iowa Library Services from the FINRA Investor Education Foundation through Smart investing@your library®, a partnership with the American Library Association.
Volunteer Income Tax Assistance Program (VITA)
Supported by the IRS VITA assists low to moderate income individuals file electronic tax returns. Minimum site requirements: two volunteers to prepare returns and complete quality review requirements; handicapped access; and secure internet connections. VITA volunteers support includes on-line, self-study, face to face training in tax law and soft-ware use in November- January with tax sites operating February - April. Sites may be located in County Extension offices. VITA program commitment occurs in May or June to ensure proper paper work is completed with the IRS and grant funding can be requested.
High School Financial Planning
Personal finance program for pre-teens, teens, and young adults covering the topics of cash flow, credit, earning, investing, financial services, and insurance. The curriculum is developed and made available free of charge from the National Endowment for Financial Education. Educator trainings are offered by ISU Extension and Outreach around the state in cooperation with Area Education Agencies. Teacher, student and parent resources can be viewed, downloaded or ordered on-line at
Programs- In Revision
Retirement: Secure Your Future
Includes age specific programs to visualize retirement at different stages, evaluate savings, and management advice. Welcome to Retirement, a hands-on activity uses decisions to visualize the future. Participants will be able to set retirement goals and tune up their current savings strategies.
Child Care Business: Cent$ible
Financial education for child care providers to increase savings, understand investment principles and plan for retirement. Three lessons DHS approved training.
Resources
Online
A Place of Your Own: homebuyer education program $45 fee.
MoneyTip$ blog: blogs.extension.iastate.edu/moneytips
Approved Debtor’s Education on-line:
Take Control of Your Money: Free
Hotlines: Iowa Concern: 800-447-1985; Healthy Families: 800-369-2229; Teen Line: 800-443-8336;
Bets Off: 800-238-7633Iowa 2-1-1: dial 211Hotline information available at:
… and justice for all
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA's TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, write to USDA, Director, Office of Civil Rights, 1400 Independence Avenue SW, Washington, DC 20250-9410, or call 800-795-3272 (voice) or 202-720-6382 (TDD). USDA is an equal opportunity provider and employer.
Cooperative Extension Service, Iowa State University of Science and Technology, and the United States Department of Agriculture cooperating. August 2014