Title Agency of Florida Inc.,
Privacy Statement
Title Agency of Florida Inc., (“Company”) respects the privacy and security of our clients and customers nonpublic personal information (“Personal Information”) and protecting such Personal Information is one of our top priorities. This Privacy Statement explains Company’s privacy practices, including how we use the personal information we receive from our customers, clients and from other specified sources, and to whom it may be disclosed. The Company follows the privacy practices described in this Privacy Statement and depending on the business performed, the Company may share information as described herein.
Personal Information Collected
The Company may collect Personal Information about its customers and clients from the following sources:
A. Information the company receives from its customers and clients on applications or other forms such as names, addresses, Social Security numbers, tax identification numbers, asset information and income information;
B. Information the Company receives from customers and clients through our Internet websites such as clients names, addresses, email addresses, Internet protocol addresses, website links used to get to the company website and our customers and clients activity while using or reviewing our website;
C. Information about our customers and clients transactions with or services performed by the Company, its affiliates or others including our customers and clients lenders, such information about our customers and clients homes or other real property, information from lenders and other third parties involved in transactions with us, account balances and credit card information; and
D. Information read received from consumer or other reporting agencies and publicly recorded documents.
Disclosure of Personal Information
The Company may provide our customers and clients Personal Information (excluding information we receive from consumer or other credit reporting agencies) to various individuals and companies as permitted by law, without obtaining our customers and clients authorization. Such laws do not allow our clients and customers to restrict these disclosures.
Disclosures may include, without limitation, the following:
A. To insurance agents, brokers, representatives, support organizations or others to provide our customers and clients with services which they have requested and to enable the Company to detect or prevent criminal activity, fraud, material representations or nondisclosure in connection with an insurance transaction;
B. To third party contractors or service providers for the purpose of determining our customers and clients eligibility for an insurance benefit or payment and/or providing our customers and clients with services which they have requested;
C. To an insurance regulatory authority or law enforcement or other governmental authority in a civil action, in connection with a subpoena or a governmental investigation;
D. To lenders, lienholders, judgment creditors or other parties claiming an encumbrance or interest in title whose claim or interest must be determined, settled, paid or released prior to a title or escrow closing.
The Company may also disclose Personal Information to others when the Company believes, in good faith, that such disclosure is reasonably necessary to comply with the law or to protect the safety of our customers, employees or property and/or to comply with a judicial proceedings, court order or legal process.
Disclosure to Affiliated Companies
We are permitted by law to share our customers and clients name, address and facts about their transaction with other companies such as insurance companies, agents and other real estate service providers to provide our clients and customers with services they have requested. The Company does not disclose information it collects from consumer credit reporting agencies with any affiliates or others without our customers and clients consent, in conformity with applicable law, unless such disclosure is otherwise permitted by law.
Disclosure to Nonaffiliated Third Parties
The Company does not disclose Personal Information about its customers and clients or former customers and clients to nonaffiliated third parties, except as outlined herein or as otherwise permitted by law.
Confidentiality and Security of Personal Information
The Company restricts access to Personal Information about our customers and clients to those employees who need to know that information to provide products or services to them. The company maintains physical, electronic and procedural safeguards that comply with federal regulations to guard Personal Information.
Access to personal information/request for correction, amendment or deletion of personal information
As required by applicable law, the Company will afford our customers and clients the right to access their Personal Information under certain circumstances to find out to whom their Personal Information has been disclosed and request correction or deletion of their Personal Information. However, the Company’s current policy is to maintain customers Personal Information for no less than the state of Florida’s required record retention requirements for the purpose of handling future coverage claims.
For our Customers and client’s protection, all requests made for access to Personal Information under this subheading must be in writing and must include the customer and clients notarized signature to establish their identity. Where permitted by law, the company may charge a reasonable fee to cover the costs incurred in responding to such requests.
Changes to this privacy statement
This Privacy Statement may be amended from time to time consistent with applicable privacy laws. When the Company amends this Privacy Statement, we will post a notice of such changes on our website and deliver a copy to all employees. The effective date of this Privacy Statement, as stated below indicates the last time this Privacy Statement was materially changed or revised.
Effective 7/30/15
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