English 3
English 3
Modul 9
English for Specific Purpose
Universitas Mercu Buana
Fakultas / Program Studi / Tatap Muka / Kode MK / Disusun Oleh
Ilmu Komputer / Sistem Informasi / 9 / MK10230 / Dra. Harisa Mardiana M.Pd
Abstract / Competency
In modul 9 tells about numbers and figures, rephrasing and exemplifying, the reading is about investment bank account and word partner / Students are able to understand about the cardinal number and ordinal number, also the figures and how to read the investment bank account and match the word with its definition.

Modul Standardize

Background

Standardize Meeting 9 English 3

  1. All students are able to read and write properly
  2. All students are able to answer the questions
  3. All students should do all the exercises given,
  4. Ask the lecturer if you don’t understand

Study Systems

In Modul 9English 3 we divide the lesson into:

  1. Warm-up, students should follow the warm-up before going through the lesson, and after all you can be able to read and answer properly.
  2. You ONLY do what the lecturer asks you to do.
  3. If you don’t understand, please ask me the questions and I am happy to answer all the questions you ask.
  1. Warm-up
  • Warm-up is used to get you into the lesson. Just follow the instruction.
  • The content is the lesson. And it is about reading and writing, together with the grammar and the discussion.
  • Discussion will be discussed between you and the lecturer.
  • Bibliography:

Jones, Leo, Alexander, Richard. New International Business English Teacher's Book. Cambridge University Press, 1996.

Betty Schrampfer Azar, Basic English Grammar, 2nd edition, Longman & Pearson, 2001.

Betty Schrampfer Azar, Understanding And Using English Grammar, 2nd edition, 1993, Binarupa Aksara.

Lin, Lougheed, Business Essentials B1, 2013, Oxford University Press.

  1. Content

The content of the modul 9 is about Finance. In modul 9, students will learn how to read and write well about the Finance in order to help them in the work place and in the school.

The competency of modul 9is to get all the student understand better and students are able to read and write everything about business environment. All of the grammar and vocabulary are talking about Finance.

  1. Closing

Since the purpose of module 9 English 3 is about Finance, so at the end, student will have the competency in vocabulary, reading and grammar about finance, in English 3 by getting them to have test and exam at the mid test and final test.

Cover

Content

FINANCE

Language Focus: Figures and numbers

Word recognition

Skills:

Writing: Rephrasing and Exemplifying

Reading: Investment bank accounts

Vocabulary: Word Partner

Business Communication: Scale of probability

Key Vocabulary: Companies and individuals often borrow money, and it is important to find a favorable interest rate. Rates are variable, and can rise or fall depending on the market. Many investors, (people who use their money to earn more money) choose foreign or offshore bank accounts because they are tax free. Anyone can buy shares in a public company and become a shareholder. All public companies in the UK are obliged by law to publish their financial results at the end of the tax year. They do this in their annual report to shareholders. Annual reports include profit and loss accounts which show turnover, or the total sum of money which is coming into the company.

Lead-in: Work in pairs and answer the quiz questions

Language Focus: Figures and numbers

1. Look at the five lists of numbers and choose a term from the box that describes each one.

1. ______0153045

2. ______1st2nd3rd4th

3. ______¼½¾5/6

4. ______0.250.500.750.63

5. ______9%18%36%75%

Reading:

1. The text is about an offshore investment account with Jyske Bank.

Why do people choose offshore accounts?

  1. If you want to send your money offshore, you need the best account available, with the flexibility to meet your investment goals. You need our No. 1 Account. So why not give

yourself a present send your money offshore and let Jyske Bank help you take care of it.

  1. Benefits that can’t be beaten

Why do we say our accounts are more flexible? Well, for a start you’ll get an on-demand, interest-bearing account offered in more than 25 different currencies.

Plus, you can switch between currencies free of charge to take full advantage of interest and exchange-rate benefits, regardless of the currency of your deposit. You can even have a VISA card.

  1. No. 1 – in more than one sense

The No. 1 Account offers so many advantages that it is the only proper name for it. But we are also No. 1 in other areas. Our professional account managers are well-informed as to current market developments and would be pleased to draw up a proposal which matches your requirements.

  1. Personal, quality service

You can open an account in Gibraltar or Copenhagen and you’ll always receive a high level of friendly, personal service.

That’s our promise. To receive the maximum benefit from the investment opportunities, we recommend a deposit of minimum £10,000.

  1. Don’t wait a minute longer to begin reaching your investment goals. Contact Jyske Bank today for further information about our No. 1 Account and other opportunities.

I. Questions:

1. What is the name of the account that Jyske Bank is offering?

2. The account is flexible and offers several benefit. What does it mean by that statement? How do we respond to that statement? Also, why do we have to choose the No. 1 Account?

3. Why does it call Offshore account? What is the benefit of it? Any other benefit beside you have written?

4. What should you do after you deposit your money to this account? Any taxes paying or any other payment or else?

5. What does VISA card mean? It is necessary that you have it? Explain!

II. Match the expressions below. Then join them with a connecting word or phrase

1. To benefit from the higher rate of interest you need to have $1000 in your account. / a. It’s 7%.
2. The interest rate is 2 % above the bank rate. / b. You have to pay more for the money you borrow than you will receive for the money you save.
3. Many banks have an international presence. / c. You get a lower rate of interest with less than $1000.
4. The rate of interest for borrowing is always higher than for saving. / d. Deutsche Bank.
Parisban, Sumitomo, and NatWest.

III. The noun and the definition are matched. Choose the correct adjective to complete the word partner.

ADJECTIVES / NOUN / DEFINITON
1. annual / a. opportunity / = A chance to make your money work for you.
2. interest / b. chart / = A circular graph divided into sectors.
3. investment / c. sheet / = A document showing assets and liabilities.
4. operating / d. number / = A number which shows order or sequence.
5. balance / e. number / = A number which quantity.
6. net / f. report / = A yearly publication showing a company’s financial position.
7. ordinal / g. cost / = How much companies spend on workers’ wages.
8. cardinal / h. profit / = How much the company is making after deducting production costs.
9. labour / i. rate / = The amount the bank charges you to borrow money.
10. pie / j. profit / = the gross profits minus the cost of overheads.

Cross-cultural Comparison – Work in pairs and discuss

1. Are companies in your country required to publish their financial results?

Do you think this is good practice or not?

2. Do you own any shares in a company? Which companies in your country offer a safe investment to shareholders?

3. Are interest rates high or low in your country? Is this good for investors

Is it good for the economy?

4. Who sets interest rates in your country? Government or the Central Bank?

5. Many British pop stars move to other countries to avoid paying high taxes or they put their money in offshore accounts. Which country nearest to yours offers tax-free, offshore accounts? Do you think offshore accounts are a good idea? Why/why not?

Business Communication

1. When we make financial predictions, we can feel sure or unsure about them. Look at the scale of probability which shows different levels of certainty.

Work in pairs. Use the language in the box to ask your friends.

1. Share prices

2. The cost of living

3. Interest rates

4. Profits for a major company in your count

Bibliography:

Jones, Leo, Alexander, Richard. New International Business English Teacher's Book. Cambridge University Press, 1996.

Betty Schrampfer Azar, Basic English Grammar, 2nd edition, Longman & Pearson, 2001.

Betty Schrampfer Azar, Understanding And Using English Grammar, 2nd edition, 1993, Binarupa Aksara.

Lin, Lougheed, Business Essentials B1, 2013, Oxford University Press

‘17 / 1 / English 3 / Pusat Bahan Ajar dan eLearning
Dra. Harisa Mardiana M.Pd /