Scheme of Work - PHF Family Learning Numeracy Course
Programme - Family Numeracy / Topic of Study - Financial capability / Level of Learning - Mixed levels / Teachers - Tasneem Harsha HariaAdvise & Support - Bopinder Samra – FL/PI Manager
No of hours per week - 3 Hours / Location - London Borough of Newham
Aims
· To gain basic understanding of finance through practical, real life activities.
· To raise awareness and understanding of everyday financial matters such budgeting, savings, debts, banking options and bills.
· To develop numeracy skills of both parents and children. By exploring a range of activities around money and finances.
· To help children gain basic understanding of the concept of money in terms of spending and saving.
· To make use of Technology.
Objectives - By the end of the course learners will
· Have a basic financial knowledge and understanding of everyday financial concepts such as budgeting, making savings, bank accounts, paying bills and so on.
· Have a basic understanding of the language of finance. Learn the meaning and usage of some vocabulary linked to budgeting.
· Develop financial skills and competence to manage money.
· Develop the importance of financial responsibility and know where to go for additional help with financial matters (CAB and other).
· Build confidence in dealing with financial matters.
· Be able to take control of spending and saving.
· Gain a greater understanding and awareness of entitlements.
· Be able to understand the number system and to be able to calculate using a variety of efficient mental maths strategies in everyday situations.
· Be able to keep track of money and budget in terms of income and expenditure.
· Be able to use a calculator to calculate income and expenditure using the 4 operations.
· Be able to understand the reasons for making savings.
· Be able to develop their children’s financial skills through fun money related activities and games.
· Be able to help children understand the concept of money and how it is used and the importance of savings
Resources Needed to Deliver this Programme / Assessment Methods for this Programme include
Generic initial assessment for numeracy
Diagnostic assessment
Teacher time for talks to parents
Possible access to Smart board with the internet access.
Craft materials
National Numeracy Strategy
DFES parent support leaflets /booklets
Maths equipment
Magazines, catalogues
Speakers from CAB, banks and local shops will provide added
Any extra resources/partnerships that will add value / Conversation
Individual/Group discussion
Observation
Practical, written and spoken activities
Learning diaries
Photographs
Participation/ interaction
Q&A
Discussion
Tests
Differentiation
Activities and tasks will be differentiated to allow learners to achieve at their own level and reach their potential.
Each session will provide opportunities for group and individual work to practice the underpinning skills required for this programme.
Ensure all students are able to contribute to the group.
More able students will be encouraged to lead discussions and given challenging tasks.
Additional support will be provided where needed to enable all students to gain from all the learning opportunities.
Health and safety - Risk assessments will be carried out before the start of the programme and at each session
ELM Outcomes Be healthy, Enjoy & achieve, Make a positive contribution, Achieve economic well-being will form part of every session.
Main elements of course content
· Understanding and managing money
· Attitude to money
· Basic budgeting
· Saving money
· Understanding good debt/bad debt and managing debt
· Opening a bank account
· Debit card/credit card/ store card
· Bargain hunting and sales
· Buying goods and services
· Explore different ways to talk to children about money.
This scheme of work has been written as 6 sessions each lasting 3 hours and is appropriate for a wide audience of mothers, fathers, carers, single parents.
There will be a joint session with children and parents where the tutor/s will get the all involved interested in talking about money making savings in order to address the cycle of poverty and debt.
There will be opportunities to involve agencies such as CAB, debt counsellors and job centre plus advisers.
The tutors will introduce parents to websites when ever they can during the course of the programme.
Useful web sites
www.moneysavingexpert.com
www.moneymadeclear.fsa.gov.uk/products/products_explained.htm l
www.citizensdebtadvice.org
www.dealscentre.co.uk/
www.searchfreebies.co.uk/
www.myvouchercodes.co.uk/
www.day-tripper.net /
www.entitledto.co.uk (checks benefit entitlement)
www.moneymatterstome.co.uk
www.adviceguide.org.uk
www.childtrustfund.gov.uk
www.moneyadviceservice.org.uk
www.creditaction.org.uk
www.nationaldebtline.co.uk
Week / Session Content / Activities / Learning Outcomes/ Objectives / CurriculumReference / Assessment
Wk. 1
Introduction to the Course
Enrolment & other Paperwork related to the course
Initial Assessment
Brief Information about the course
Group Ground Rules
Activities / Adult Session / Welcome
Enrolments
Initial Assessment
Ice breaker activity
Introduction to the course
Finding out what do the learners want to get out of the course for themselves and for their children?
Establish group code of conduct.
Feelings about Maths-What am I good at activity
Discussion about Maths Vocabulary / Completion of enrolment forms and initial assessment
Recognise Maths skills used in everyday
activities
Talk about and recognise own strengths/areas for development
Get to know the group and the aim of the course.
Start on ILPs / Rt/E3.6
Rt/E3.7
SLc/E3.1; E3.3 / Observation
Completion of activities
Q&A
Participation
Discussion and interaction
Child Session / Initial assessment and identifying key areas for child to work on throughout the course / Teacher talks about and demonstrates with
children counting objectives
Range of practical counting activities set out by teacher. Children join in games and activities. / Observation
Completion of activities
Q&A
Participation
Joint Session / http://www.nationwideeducation.co.uk/finance-
Read a story about Lottie goes to work.
Start cutting and sticking things about finance/money in a scrapbook.
Parents observe and interact with children during activities and write what they see children doing.
Home activity – take photos of anything in your area that relates to money and financial issues. / Talk about the story and the need to work when we are adults.
Join in games and activities. Start sticking things about finance/ money in a scrapbook. / Observation
Completion of activities
Q&A
Participation
Week no/ Session Content / Activities / Learning Outcomes/ Objectives / Curriculum
Reference / Assessment
Wk. 2
4 Rules of Maths
Rounding & Estimation / Adult Session / 4 Rules of Maths
Ordering numbers, writing numbers in words.
odd & even numbers,
Basic numeracy vocabulary and the four rules (introduce signs + - x ÷)
Recall addition and subtraction facts to 200
Use and interpret -&+ in practical situations for solving problems
Multiplication - Discuss language associated with multiplication e.g. Lots of, Groups of, Multiply, Sets of, Times Product
Estimation
Rounding
Resources
Folders, Dictionary
Hand out & interactive quizzes ,games from BBC skills wise
Smart board ,flip chart,
http://www.skillsworkshop.org
Number lines
Number squares
Odd &even matching cards activity
Addition and subtraction Matching cards activity and Dominos
Estimating tasks / · Count, read, write, order and compare number up to 1000in words and in figures &zero as a place holder.
· Know the terms odd, even
· Count on or back in 10's or 100's starting from any two-digit or three-digit number, up to 1000.
· Know the place value of a digit in a number and importance of place value.
· Develop four maths operations vocabulary.
· Read, write, order and compare numbers, including large numbers
· Order sets of numbers& Match words and numbers
· Multiply ,a single & two-digit whole numbers by single-digit whole numbers
· Recall multiplication facts(e.g. multiples of 2, 3, 4, 5, 10)
· Recall strategies for multiplication, e.g. 2 x 26 = 2 x 25 + 2 x 1 or 2 x 20 + 2 x 6
· recall multiplication facts up to 10 × 10 Multiply by10,100,1000 / N1/E2.1, 2,4
N1/E3.1,2,8
N1/L1.1,8,9 / Observation
Completion of activities
Q&A
Participation
Discussion and interaction
Week no/ Session Content / Activities / Learning Outcomes/ Objectives / Curriculum
Reference / Assessment
Wk. 3
Understanding Fractions
Using Simple Fractions / Adult Session / · Introduction use of fractions in every day life
· Fraction in words and problems in words & what are the basic rules for fractions?
· Read, write and compare halves and quarters of quantities.
· Find halves and quarters of small numbers of items or shapes
· Read, write and understand common fractions such as 3/4, 2/3, 1/10.
· Recognise and use equivalent forms such as 5/10 & 1/2
· Read, write, order and compare common fractions and mixed numbers. / · Able to read and write fractions
· Able to order and compare fractions
· Able to find fractions of shapes & quantities
· Able to simplify fractions
· Able to find out part of fractions such as 1/3, 1/2 and 1/4 of amounts or quantities to work out real life problems
· Able to find equivalences between decimals, fractions and percentages
· Able to build a relationship among fraction, decimal and percentage. / MSS1/L1.1
N2/L1.3,6
N2/L1.8,9
N2/L1.10
N2/L1.11
Fraction Dominos game
Matching cards activity
BBC skills wise
Skills builder
Fraction Walls
Fraction PPT
MSS1/L1.1
N2/L1.4,7
N2/L1.9,10
N2/L1.11 / Observation
Completion of activities
Q&A
Participation
Discussion and interaction
Week no/ Session Content / Activities / Learning Outcomes/ objectives / Curriculum
Reference / Assessment
Wk. 4
Percentages
Budget & Debt / Adult Session / Percentages
What are percentages and how are they used in real life - discounts, sales, APR, VAT and so on.
Finding percentage parts and percentages of amounts.
Comparing fractions, decimals and percentages.
Discussion examples of percentages in every day life.
Calculating VAT.
Increases and decreases in percentages.
Convert percentages to fractions / · Understand percentage as the number of parts in every one hundred.
· Find simple percentages such as: 5%, 10%
· Recognise and use decimals and percentages
· Ordering percentages
· Convert percentages to decimals
· Identify ways to save money by buying items when they are in a sale and working out how much can be saved / N2L1.8
N2 L1.9
N2 L1.10 / Observation
Completion of activities
Q&A
Participation
Discussion and interaction
Week no/ Session Content / Activities / Learning Outcomes/ objectives / Curriculum
Reference / Assessment
Wk. 5
Making Sense of Money
External Speaker from CAB
Practical Activity
Dealing with Priority/Non priority Debt / Adult Session / External Speaker from CAB
Practical Activity – CAB
Debt and Debt Management
Place debt questions on flipchart. Ask learners to write answers to debt questions on post-its and stick under the relevant questions. Collate and discuss as a group.
www.citizensdebtadvice.org
www.mysupermarket.co.uk
Establish leaner’s knowledge of priority and non priority bills etc through thought shower and matching card activities.
Explain to students that it is a very big challenge when living independently to keep on top of the regular bills
Discuss why it is important to ensure that you don’t get behind with bills and payments.
Discuss the consequences might be if a bill isn’t paid on time. / · Role of CAB
· Making savings
· Identify ways of preventing debt
· Understand the terminology of debt management
· Understand the concepts of ‘value and money’.
· Understand 0% calculations.
· Identify what are priority bills and why?
· Consequences of non- payment of priority bills such as Council tax, TV licence / SLir/L.1.1-L1.6
SLir/L1.5,1.6
SLc/L1.1-L1.4
SLd/L1.1
N2/L1.8- L1.11
N2/E3.1-3.3 / Observation
Completion of activities
Q&A
Participation
Discussion and interaction
Wk. 5 - Continued / Child Session / Cut out adverts for savings on products and stick them in them in the scrap book. / Children getting an understanding that the same item can be priced differently at different shops. / Observation
Completion of activities
Q&A
Joint Session / Make a poster of a healthy meal on a low budget. / · Understand that the healthy food does not necessarily mean spending more money. / Observation
Completion of activities
Q&A
Week no/ Session Content / Activities / Learning Outcomes/ Objectives / Curriculum
Reference / Assessment
Wk. 6
Banking
Types of Bank Accounts
Banking Options
Credit/Debit Cards
Banking Problems / Adult Session / Adult activity
· Discuss the account characteristics and financial terms.
· Types of accounts available and how to open a bank account.
· Choosing a current account.
· Know the range of services which banks provide
· Consider the advantages of using a bank account and compare bank accounts based on individual needs.
· Current account Vs Savings account
· Bank accounts: basic/current/savings/ deposit
· Online banking
· Credit/Debit Cards / · The reasons that people use a bank account
· Know the range of services, which banks & building society provides
· Be able to consider the advantages using a bank account
· Learn some of the account characteristics/financial terms
· Understanding your bank statement.
· Understanding Credit and Debit Cards / SLlr/E3.1 - E3.6
SLlr/L1.5
SLc/E3.1, E3.3
SLd/E3.1 - E3.3
SLd/L1.2, L1.3
Rt/E3.1 - E3.9
Rw/E3.5 / Observation
Completion of activities
Q&A
Participation
Discussion and interaction
Child Session / Exploring Savings.
Adding and Subtraction
Talking about Banks / Children getting an understanding of savings and what they can do with savings.
Wk. 6 - Continued / Joint Session / Play interactive money counting game on the following website
http://www.nationwideeducation.co.uk/finance- _counting-on-money/int_practical-activity.php
Free play shops and banks
· Piggy Bank
· Money quiz / · Begin to understand that there are consequences to having more or less money.
· Begin to understand that people have different standards of living in different countries
Week no/ Session Content / Activities / Learning Outcomes/ Objectives / Curriculum
Reference / Assessment
Wk. 7
Using Technology
Getting the Best Deals
ILP Reviews
IAG / Adult Session / Getting an understanding of various deals such as:
BOGOF
3 for 2
Buy one get second half price
Get 1/3 off
· Get 25% off on –line
· Surfing the net using iPads and smart phones
· Using a calculator effectively
· Maths websites where they can register, create user name and passwords and do independent study
By using the following link, find best deals in 5 supermarkets for the 5 items from the list provided
http://www.mysupermarket.co.uk/
e.g.
· Cheese
· Ice cream
· Biscuits
·
ILP Reviews
IAG / · Understand the influence the advertisement have on consumers
· Find best deals by comparing 5 different stores
· Download and use the App for the best deals
· Complete a review with the tutor
1:1 Tutorials / Observation
Completion of activities
Q&A
Participation
Discussion and interaction
Week no/ Session Content / Activities / Learning Outcomes/ objectives / Curriculum
Reference / Assessment
Wk. 8
IAG - Progression
Evaluation / Adult Session / IAG offered and registering learners for the maths progression class
Evaluation of the course and review of the course / Completing all required paper work / Observation
Completion of activities
Q&A
Participation
SOW – PHF Family Numeracy Course Newham