P.M. KIRSCHLING & ASSOCIATES INC.

INSURANCE & REINSURANCE CLAIM SERVICES

Patricia Kirschling

218 Marian Avenue

Fanwood, New Jersey 07023

Email:

908-889-1847

908-451-4717 (CELL PHONE)

908-889-0956 (FACSIMILE)

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PROFESSIONAL EXPERIENCE

P.M. KIRSCHLING & ASSOCIATES INCORPORATED

JULY, 2000-PRESENT

Providing insurance and reinsurance claim services to national and international underwriters and claim directors

· Business focus on monitoring and reviewing underlying claims associated with primary, buffer, excess, umbrella and reinsurance programs

· Auditing and monitoring of MGA programs from both an operational and claim perspective

· Assist in resolving catastrophic/complex claims

· Conduct negotiations, attend settlement conferences, arbitrations and litigation proceedings on the underwriters’ behalf

· Perform pre-quote audits

· Perform SIR claim audits

· Provide expert witness testimony

Provide any other professional claim assistance as needed by either the underwriters or claim directors

RELIANCE NATIONAL, NEW YORK, N.Y.

JULY, 1989 – JUNE, 2000

12/95-6/00 FIRST VICE PRESIDENT, CLAIMS - EXCESS & SURPLUS LINES AND INTERNATIONAL DIVISIONS

9/92-12/95 VICE PRESIDENT, CLAIMS - EXCESS & SURPLUS LINES AND INTERNATIONAL DIVISIONS

Over all responsibility for national casualty claims and multi-line international claims

· Business focus included excess/umbrella, specialty products, home foreign, insurance company errors and omissions, ocean marine, international casualty, international property, and international contingency

· Business focus included both direct and assumed business

· Managed a staff of officers and senior claim managers in the US

· Responsible for HO oversight, auditing and administration of Toronto, London, Mexico City, Buenos Aires and Singapore claims

· Responsible for training and development of staff

· Responsible for development of policy language in concert with underwriting and legal

· Planned, prepared and conducted both pre-quote and renewal audits of clients

· Developed individual claim programs for clients, including pooling arrangements for those with self-insured retentions and utilizing third party administrators

· Handled high profile and high exposure accounts personally

· Testified extensively in various coverage matters nationwide

7/89-9/92 ASSISTANT VICE PRESIDENT, CLAIMS - EXCESS & SURPLUS LINES DIVISION

· Handled all claim aspects of multiple products and excess accounts

Conducted frequent audits

Planned and participated in presentations to prospective clients

Hired, trained and developed staff to service clients in a rapidly growing environment

FIREMEN’S INSURANCE COMPANY OF WASHINGTON, D.C. (W.R. BERKLEY CORP.)

WASHINGTON, DISTRICT OF COLUMBIA

JUNE, 1986-JULY, 1989

ASSISTANT VICE PRESIDENT, CLAIMS

ASSISTANT SECRETARY, CORPORATE

· Overall responsibility for all claim operations

· Business focus included commercial and personal lines in the Northeast and Mid-Atlantic states with coverages including casualty, property, non-profit directors and officers, garagekeepers and fidelity

· Spearheaded licensing or white listing of the company in all 50 states

· Hired, trained and developed staff to service growing company

ADMIRAL INSURANCE COMPANY (W.R. BERKLEY CORP.)

CHERRY HILL, NEW JERSEY

MARCH, 1982 - JUNE, 1986

CLAIM SUPERINTENDENT

· Handled both property and casualty claims and accounts on a national basis, reporting directly to the Senior Vice President of Claims

· Testified extensively for the company in Federal and State courts

· Successful in handling complex arson and jewelers’ block fraud cases

· Successful in handling complex casualty cases in multiple jurisdictions

COMMERCIAL UNION INSURANCE COMPANY

MECHANICSBURG, PENNSYLVANIA

September, 1978 - March,1982

ALL LINES CLAIM SUPERVISOR

TRAVELERS INSURANCE COMPANY

PHILADELPHIA, PENNSYLVANIA

CLEVELAND, OHIO

May, 1974 - September,1978

ALL LINES CLAIM REPRESENTATIVE AND RESIDENT CLAIM

REPRESENTATIVE

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* MONTCLAIR STATE UNIVERSITY, 1971

B.A.-ENGLISH LIBERAL ARTS/EDUCATION MINOR

* COMPLETED NINE OF TEN PARTS OF CPCU

* SERVED AS BOARD SECRETARY OF EXCESS/SURPLUS LINES CLAIMS ASSOCIATION FOR 1998-1999 TERM

* ELECTED TO THE BOARD OF DIRECTORS OF EXCESS/SURPLUS LINES CLAIMS ASSOCIATION FOR 1995-1998 TERM

* EDITOR OF DECLARATIONS FOR ASSOCIATION 1994-1995

* SPEAKER AT ABA MEGA-CONFERENCE ON PRODUCTS LIABILITY,

* CO-CHAIRED PLANNING AND PRESENTATION OF CLAIMS SEMINAR IN NYC FOR EXCESS/SURPLUS LINES CLAIMS ASSOCIATION

* SPEAKER AT VARIOUS ATTORNEY SPONSORED SEMINARS AND IN-HOUSE SEMINARS