SBC INSURANCE AGENCIES LTD.
INSURANCE SUMMARY
GENERAL LIABILITY COVERAGE: Covers team personnel (players, coaches, managers and trainers). The purpose of this Insurance coverage is to provide protection from a lawsuit of negligence from bodily injury or property damage.
a) Limit: $5,000,000.00 with $500.00 deductible
b) Directors and Officers (Wrongful Acts/Errors & Omissions)
Liability Limit: $1,000,000.00
* Includes Provincial/Club/District Directors
c) Who is insured: The Association and affiliated Clubs/Teams, Officers, Directors, Coaches, Managers, Officials, Members, Volunteers and Employees
d) Sponsors, Government Departments and Municipalities can be added as Additional Insureds at a cost of $75.00 per institution.
e) Participant coverage is included in addition to Third Party exposure
f) All appropriate riders included, such as Cross Liability, Non-Owned Automobile, Tenants Legal, etc.
g) World Wide Coverage, but suit must be brought in Canada or USA
ACCIDENT:
a) Accidental Death and Dismemberment Limit $10,000.00
b) Permanent Total Disability $20,000.00
c) Accident Reimbursement Limit $10,000.00
i.e.: costs not insured by Provincial Medical Plan -
e.g.: Medical Braces, Emergency Ambulance, Excess Physiotherapy, Prescription Drugs for the injury, etc.
d) Dental Accident Limit Up to $ 5,000.00
e) Fracture Indemnity From 50.00 to $500.00
NOTES:
1. Policy is XS of Provincial Medical Plan, whether enrolled or not.
2. Treatment under (c) and (d) must be completed within fifty-two (52) weeks from the date of each accident.
OUTSIDE YOUR PROVINCE
When traveling outside your home Province, additional coverage is required to cover accident/sickness medical expenses. This can be obtained by purchasing an “Excess Travel Medical” insurance policy through All Sport Insurance Marketing at
1-877-992-2288.