Yes No Have You Secured Guaranteed Retirement Income?

RETIREMENT

Yes ¨ No ¨ Have you secured guaranteed retirement income?

Yes ¨ No ¨ Have you laddered your retirement plans to maximize your retirement income? Yes ¨ No ¨ Have you identified your specific retirement expenses and income needs?

Yes ¨ No ¨ Have you calculated your expected income from Social Security?

Yes ¨ No ¨ Have you decided when you’d like to retire, and what retirement looks like?

Yes ¨ No ¨ If you have retirement accounts from previous employers, have you rolled them into one account to avoid fees?

Yes ¨ No ¨ Have you had your retirement plan independently reviewed within the last 90 days?

ASSET PROTECTION

Yes ¨ No ¨ Are you a member of a profession that is often sued?

Yes ¨ No ¨ Have you protected your income from loss? If so, does it cover all of your monthly expenses? How long does it last?

Yes ¨ No ¨ Are you aware that creditors aren’t limited to banks? They can be an ex-spouse,

ex-business partner, current client or patient, or even someone unknown that believes they were harmed by you.

Yes ¨ No ¨ Have you protected your income and assets from lawsuits and potential creditors? Yes ¨ No ¨ If you have an asset protection plan, was it reviewed within the last 12 months?

ESTATE PLANNING

Have you completed your:

Yes ¨ No ¨ Last Will and Testament? If yes, when was it last updated? Yes ¨ No ¨ Revocable management trust?

Yes ¨ No ¨ Guardianship for minor children?

Yes ¨ No ¨ Guardianship for yourself in the event you become disabled? Yes ¨ No ¨ Healthcare directive (living will)?

Yes ¨ No ¨ Powers of attorney in case you can’t make decisions? Yes ¨ No ¨ Identified specific gifts?

Yes ¨ No ¨ Protected your estate from probate contests?

INSURANCE

Yes ¨ No ¨ Do you have enough life insurance to cover your family needs? How do you know?

Yes ¨ No ¨ Have you included potentially tax free insurance in your investment diversifications? If not, why?

Yes ¨ No ¨ Have you established a private pension to supplement your retirement income? Yes ¨ No ¨ Do you have an umbrella policy?

Yes ¨ No ¨ If you own a business, is your coverage adequate protection against sexual harassment, data breach, product liability, and workers’ compensation claims?

Yes ¨ No ¨ Do you have Long Term Care? If not, do you think you need it?

BUSINESS OWNERS

Yes ¨ No ¨ Have you completed a buy-sell agreement? If so, how is it funded? Yes ¨ No ¨ Have you covered the business against loss of key employees?

Yes ¨ No ¨ Have you completed a succession plan? If so, have you funded it?

Yes ¨ No ¨ Have you established an executive compensation plan that allows you to freely choose which employees participate? If so, did you structure it so you can also contribute to the plan?

INVESTMENT ACCOUNTS

Yes ¨ No ¨ Have you had someone review the fees charged in your investment accounts?

Yes ¨ No ¨ Have you had your investment allocations independently reviewed within the last 90 days? Yes ¨ No ¨ Do you understand which investments meet your short, mid, and long term objectives?

Yes ¨ No ¨ Have you completed a risk assessment to ensure your allocations are aligned with your risk tolerance?

FAMILY ASSISTANCE

Yes ¨ No ¨ If you are a special needs family, have you established a special needs trust? If so, how is it funded?

Yes ¨ No ¨ Have you established an educational savings plan for children that doesn’t disqualify them from grants and scholarships?

Yes ¨ No ¨ Are you supporting a parent or adult child, or anticipate doing so? Have you discussed your parent’s ability to support themselves?

Yes ¨ No ¨ Would you like someone from my team to contact you regarding any of these areas?