TABLE A 1 - PROFIT AND LOSS REPORT

30.06.2017(thousand manat)

From the beginning of the year to the date of the report, including the date of the report
Profit and loss items
1 / 2.00
1. Percent and other types of income of this kind, total / 1 / 13 580.63
A) Interest on loans, total / 1a / 13 125.03
A1) Mining industry / 1a1 / -
A1.1) Crude oil, natural gas, coal and other fuels / 1a1_1
A1.2) Extraction of metal ore / 1a1_2
A1.3) Other areas of the mining industry (quarry, etc.) / 1a1_3
A2) Process industry, total / 1a2 / -
A2.1) Manufacture of food products, including drinks and tobacco goods / 1a2_1
A2.2) Textile and clothing industry / 1a2_2
A2.3) Leather processing, manufacture of leather and footwear products / 1a2_3
A2.4) Furniture, manufacture of wood products (windows, doors, etc.) / 1a2_4
A2.5) Paper production and printing activities / 1a2_5
A2.6) Production of petroleum products / 1a2_6
A2.7) Chemical industry / 1a2_7
A2.8) Manufacture of rubber and plastic products / 1a2_8
A2.9) Manufacture of other non-metallic mineral products / 1a2_9
A2.10) Metallurgical industry and production of finished metal products / 1a2_10
A2.11) Manufacture of machinery and equipment / 1a2_11
A2.12) Manufacture of electrical machinery and equipment / 1a2_12
A2.13) Manufacture of vehicles and equipment / 1a2_13
A2.14) Other industries / 1a2_14
A3) Electricity and Gas Production / 1a3
A4) Other industries / 1a4
A5) Agriculture, total / 1a5 / -
A5.1) Agriculture, hunting and rendering of services in this sphere / 1a5_1
A5.2) Forestry and rendering of services in this field / 1a5_2
A5.3) Fisheries, fish farming and related services / 1a5_3
A5.4) Others / 1a5_4
A6) Scope of construction, total / 1a6 / -
A6.1) Construction of residential areas / 1a6_1
A6.2) Construction of non-residential premises / 1a6_2
A6.3) Construction of roads, bridges / 1a6_3
A6.4) Other buildings / 1a6_4
A7) Transport, total / 1a7 / 12 179.72
A7.1) Land transport operations / 1a7_1
A7.2) Maritime transport operations / 1a7_2
A7.3) Air Transport Operations / 1a7_3 / 12 179.72
A7.4) Additional transport operations / 1a7_4
A7.5) Others / 1a7_5
A8) Information and Communication / 1a8
A9) Trade credit, total / 1a9 / 34.19
A9.1) Specializing in building materials and sanitary products / 1a9_1
A9.2) Specializing in Automotive Trade / 1a9_2
A9.3) Specializing in electrical and household appliances / 1a9_3
A9.4) Specializing in food, clothing and household goods for home / 1a9_4
A9.5) Others / 1a9_5 / 34.19
A10) Other non-manufacturing industries and services / 1a10 / 228.58
A11) Non-governmental organizations / 1a11
A12) Loans to central government and municipalities / 1a12
A13) Loans to individuals for personal, family and other purposes, total / 1a13 / 682.54
A13.1) Purchase of residential property / 1a13_1 / 280.70
A13.2) Construction and repair of residential real estate / 1a13_2
A13.3) Buying a car / 1a13_3
A13.4) Purchase of household appliances / 1a13_4
A13.5) Credit cards / 1a13_5 / 110.39
A13.6) Other / 1a13_6 / 291.45
A14) Other loans / 1a14
B) loans to banks for more than 7 days / 1b
C) loans to other financial institutions / 1c
D) short-term financial instruments in the interbank market (including the 7th day, loans up to 7 days) / 1d
E) deposits with banks / 1e
F) deposits in other financial institutions (except banks) / 1f
G) for REPO operations / reverse REPO / 1g
H) securities held to maturity / 1h
I) on trading securities / 1i
J) interest-bearing nostro accounts / 1j / 0.28
K) other types of interest income / 1k / 455.32
2. Interest and related expenses, total / 2 / 5 616.91
A) interest on deposits, total / 2a / 2 121.44
A1) demand deposits of individuals / 2a1
A2) demand deposits of legal entities (all current accounts, including a check) / 2a2
A3) time deposits of individuals / 2a3 / 2 071.95
A4) term deposits of legal entities / 2a4 / 49.49
B) loans from the CBA / 2b / 346.25
C) short-term financial instruments in the interbank market (including the 7th day, loans up to 7 days) / 2c
D) loans taken from banks for more than 7 days / 2d
E) loans from other financial institutions, including debts from international financial institutions / 2e / 59.68
F) bank deposits / 2f
G) deposits from other financial institutions / 2g / 3 089.55
H) interest loro accounts / 2h
I) for REPO operations / reverse REPO / 2i
J) deposits and credits of central government bodies / 2j
K) deposits and credits of municipalities / 2k
L) Mortgage loans purchased by the bank / 2l
M) Subordinated debt and other debt of this kind / 2m
N) other expenses related to interest / 2n
3. Net interest income (loss) (line 1 subtract line 2) / 3 / 7 963.72
4. Interest-free income, total / 4 / 8 050.98
A) Fee and commission income from account management services / 4a / 3 356.32
B) net profit (loss) from foreign exchange operations, including fluctuations in exchange rates, total / 4b / 4 362.45
B1) income (loss) from foreign exchange trading / 4b1 / 4 705.51
B2) income (loss) from revaluation of assets and liabilities in foreign currency / 4b2 / - 343.06
C) commission income from other types of services / 4c / 313.65
D) income (loss) from the sale of securities / 4d
E) income from investments sold in securities and participation in business entities, total / 4e / -
E1) income from participation in unconsolidated business entities (50% + 1 vote giving the right to a share or other form of formation) / 4e1
E2) income from participation in other unconsolidated business entities (less than 50%) / 4e2
F) income (loss) from revaluation of securities / 4f
G) Other non-interest income / 4g / 18.56
5. Non-interest expenses, total / 5 / 11 504.87
A) wages and other remuneration, total / 5a / 1 788.99
A1) wages / 5a1 / 1 440.08
A2) rewards / 5a2 / 27.23
A3) other types of compensation and benefits / 5a3
A4) social security costs / 5a4 / 321.68
A5) deductions to the employment fund / 5a5
B) Expenses related to fixed assets used in banking operations, total / 5b / 1 824.47
B1) Rent / 5b1 / 974.65
B2) wear (depreciation) / 5b2 / 282.03
B3) logistical support costs for maintenance of fixed assets / 5b3 / 301.59
B4) other expenses related to fixed assets / 5b4 / 266.20
C) commission fees for services rendered / 5c / 858.82
D) other types of non-interest expenses / 5d / 7 032.58
6. Operating profit (loss) (line 3 plus line 4 minus line 5) / 6 / 4 509.83
7. Deductions (expenses) for creation of special reserves to cover possible losses for assets, total / 7 / 1 414.83
A) deductions to the provision for possible losses on loans and deposits / 7a / 747.60
B) Allocations to the reserve for investments and securities / 7b / -
C) Deductions to the reserve for fixed assets not used in the banking sector / 7c
D) deductions to the provision for other assets / 7d / 267.99
E) Provisions for reserve for non-balance-sheet assets / 7e / 399.25
8. Profit (loss) before taxes and unexpected expenses related to banking activities (line 6 minus line 7) / 8 / 3 094.99
9. Profit (loss) from changes in accounting for the previous period and unexpected activities, total / 9 / -
A) Profit (loss) from sale of real estate / 9a
(B) Other income (expenses) / 9b
10. Profit (loss) before taxes (line 8 plus (minus) line 9) / 10 / 3 094.99
11. Income Taxes / 11 / 135.93
12. Net profit (loss) (line 10 minus line 11) / 12 / 2 959.06
13. Dividends declared, amount / 13