Table 4A: District-wise Classification of Bank Deposits and Credit by Size of Credit-Deposit Ratio

(Amount in Rupees Crore)

March 2000

/ March 1992 / March 1990 / March 1985 / March 1980
C-D Ratio
Range / No of
Districts / Deposit
Amount / Credit
Amount / C-D
Ratio / No of
Districts / Deposit
Amount / Credit
Amount / C-D
Ratio / No of
Districts / Deposit
Amount / Credit
Amount / C-D
Ratio / No of
Districts / Deposit
Amount / Credit
Amount / C-D
Ratio / No of
Districts / Deposit
Amount / Credit
Amount / C-D
Ratio
All-India (All Centres)
<20 / 105 / 99410 / 15391 / 15.5 / 27 / 5918 / 934 / 15.8 / 28 / 2537 / 417 / 16.4 / 20 / 2519 / 364 / 14.4 / 29 / 694 / 102 / 14.6
20-30 / 130 / 114239 / 28827 / 25.2 / 54 / 16789 / 4295 / 25.6 / 49 / 14887 / 3813 / 25.6 / 37 / 3561 / 896 / 25.1 / 59 / 2208 / 559 / 25.3
30-40 / 97 / 98177 / 33811 / 34.4 / 69 / 24370 / 8542 / 35.1 / 71 / 17686 / 6141 / 34.7 / 71 / 8699 / 3115 / 35.8 / 64 / 3157 / 1100 / 34.8
40-50 / 85 / 64125 / 28881 / 45.0 / 83 / 24731 / 11050 / 44.7 / 60 / 30677 / 14191 / 46.3 / 49 / 6733 / 3078 / 45.7 / 64 / 4586 / 2057 / 44.8
50-60 / 47 / 49596 / 27706 / 55.9 / 82 / 45157 / 24362 / 54.0 / 69 / 19967 / 10771 / 53.9 / 41 / 22340 / 11617 / 52.0 / 49 / 2563 / 1400 / 54.6
60-100 / 87 / 262314 / 179959 / 68.6 / 142 / 106959 / 72473 / 67.8 / 142 / 75694 / 57304 / 75.7 / 157 / 35673 / 27962 / 78.3 / 114 / 13227 / 10683 / 80.7
>100 / 14 / 141314 / 147256 / 104.2 / 21 / 14766 / 15370 / 104.1 / 35 / 10142 / 11492 / 113.3 / 52 / 24245 / 34123 / 140.7 / 22 / 5712 / 7488 / 131.1
Total / 565 / 829176 / 461831 / 55.7 / 478 / 238689 / 137026 / 57.4 / 454 / 171590 / 104129 / 60.7 / 427 / 103770 / 81155 / 78.2 / 401 / 32147 / 23388 / 72.7
Average / 118454 / 65976 / 34098 / 19575 / 24513 / 14876 / 13382 / 17244 / 8037 / 5847

Rural Centres

/
<20 / 96 / 33725 / 4893 / 14.5 / 30 / 4483 / 608 / 13.6 / 31 / 2117 / 320 / 15.1 / 21 / 468 / 70 / 14.9 / 42 / 482 / 62 / 12.9
20-30 / 97 / 25533 / 6307 / 24.7 / 34 / 2818 / 718 / 25.5 / 33 / 2845 / 745 / 26.2 / 26 / 1093 / 266 / 24.3 / 48 / 641 / 158 / 24.6
30-40 / 78 / 15913 / 5422 / 34.1 / 55 / 5624 / 1936 / 34.4 / 51 / 4727 / 1637 / 34.6 / 35 / 1257 / 426 / 33.8 / 47 / 486 / 170 / 34.9
40-50 / 63 / 11663 / 5323 / 45.6 / 62 / 5552 / 2474 / 44.6 / 43 / 3246 / 1451 / 44.7 / 52 / 1384 / 632 / 45.7 / 50 / 436 / 201 / 46.2
50-60 / 67 / 9597 / 5261 / 54.8 / 51 / 3335 / 1801 / 54.0 / 47 / 2351 / 1280 / 54.4 / 42 / 1105 / 605 / 54.7 / 36 / 319 / 176 / 55.2
60-100 / 114 / 17867 / 13835 / 77.4 / 151 / 9432 / 7199 / 76.3 / 140 / 6780 / 5274 / 77.8 / 132 / 2897 / 2279 / 78.6 / 107 / 951 / 730 / 76.8
>100 / 33 / 5253 / 7317 / 139.3 / 89 / 5065 / 5943 / 117.3 / 102 / 4150 / 5460 / 131.6 / 123 / 1870 / 2741 / 146.6 / 64 / 407 / 571 / 140.3
Total / 548 / 119550 / 48359 / 40.5 / 472 / 36309 / 20678 / 57.0 / 447 / 26217 / 16167 / 61.7 / 431 / 10073 / 7019 / 69.6 / 394 / 3720 / 2069 / 55.6
Average / 17079 / 6908 / 5187 / 2954 / 3745 / 2310 / 5270 / 3544 / 930 / 517

[C-D ratios are in Percentages)

Source: Classification worked out from district-wise data contained in RBI, Banking Statistics: Basic Statistical Returns, respective issues.

Table 4B: Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation: Outstanding and Incremental

(Amount in rupees, crore)

Occupation / March 2001 / March 2000 / March 1990 / December 1980 / December 1975
Credit Limit / Amount Outstanding / Per cent / Credit Limit / Amount Outstanding / Per cent / Credit Limit / Amount Outstanding / Per cent / Credit Limit / Amount Outstanding / Per cent / Credit Limit / Amount Outstanding / Per cent
I AGRICULTURE / 61974 / 51730 / 9.6 / 53554 / 45638 / 9.9 / 19313 / 16626 / 15.9 / 4920 / 3722 / 15.7 / 1493 / 1071 / 10.7
1. Direct Finance / 50509 / 43420 / 8.1 / 44492 / 38561 / 8.4 / 16339 / 14435 / 13.8 / 3521 / 2887 / 12.2 / - / - / -
2. Indirect Finance / 11466 / 8310 / 1.5 / 9061 / 7077 / 1.5 / 2974 / 2191 / 2.1 / 1399 / 836 / 3.5 / - / - / -
II INDUSTRY / 318917 / 236430 / 43.9 / 271867 / 213779 / 46.5 / 59762 / 50846 / 48.7 / 17124 / 11555 / 48.8 / 9009 / 5777 / 57.7
TOTAL BANK
CREDIT / 686951 / 538434 / 100.0 / 569096 / 460081 / 100.0 / 121654 / 104312 / 100.0 / 33867 / 23674 / 100.0 / 15703 / 10015 / 100.0
OF WHICH:
1. Artisans &
Village
Industries / 2396 / 2072 / 0.4 / 3016 / 2677 / 0.6 / 1061 / 926 / 0.9 / - / - / - / - / - / -