Rates - Vacation Trailer / Camper Unit - All Risk Coverage
Trailer Value / Contents Limit / N.B.Ded. $250 $500 $1000 / N.S AND NFL & LAB
Ded. $250 $500 $1000 / PEI
Ded. $250 $500 $1000
$10,000
$11,000
$12,000
$13,000
$14,000
$15,000
$16,000
$17,000
$18,000
$19,000
$20,000
$21,000
$22,000
$23,000
$24,000
$25,000
$26,000
$28,000
/
$2,500
$2,750
$3,000
$3,250
$3,500
$3,750
$4,000
$4,250
$4,500
$4,750
$5,000
$5,250
$5,500
$5,750
$6,000
$6,250
$6,500
$7,000
/ $127 / $102 / $87
$140 / $112 / $95
$153 / $123 / $105
$166 / $132 / $112
$178 / $143 / $122
$191 / $153 / $130
$205 / $164 / $139
$218 / $175 / $149
$233 / $187 / $159
$247 / $198 / $168
$260 / $207 / $176
$273 / $218 / $185
$286 / $229 / $195
$302 / $241 / $205
$315 / $252 / $214
$328 / $262 / $223
$341 / $273 / $232
$368 / $293 / $249
/ $124 / $100 / $85
$137 / $109 / $93
$149 / $120 / $102
$162 / $129 / $110
$174 / $140 / $119
$187 / $149 / $127
$201 / $161 / $137
$213 / $171 / $145
$228 / $183 / $156
$242 / $193 / $164
$254 / $203 / $173
$267 / $213 / $181
$279 / $224 / $190
$295 / $235 / $200
$308 / $246 / $209
$320 / $256 / $218
$333 / $267 / $227
$359 / $287 / $244
/ $118 / $95 / $80
$130 / $104 / $88
$142 / $114 / $97
$154 / $123 / $105
$166 / $133 / $113
$178 / $142 / $121
$191 / $153 / $130
$203 / $163 / $139
$217 / $174 / $148
$230 / $184 / $156
$242 / $193 / $164
$254 / $203 / $173
$266 / $213 / $181
$281 / $224 / $190
$293 / $234 / $199
$305 / $244 / $207
$317 / $254 / $216
$342 / $273 / $232
Rates - Vacation Trailer / Camper Unit - All Risk Coverage
Trailer Value / Contents Limit / N.B.Ded.$250 $500 $1000 / N.S AND NFL & LAB
Ded. $250 $500 $1000 / PEI
Ded. $250 $500 $1000
$30,000
$32,000
$34,000
$36,000
$38,000
$40,000
$42,000
$44,000
$46,000
$48,000
$50,000
$52,000
$54,000
$56,000
$58,000
$60,000
$62,000
$64,000
/ $7,500
$8,000
$8,500
$9,000
$9,500
$10,000
$10,500
$11,000
$11,500
$12,000
$12,500
$13,000
$13,500
$14,000
$14,500
$15,000
$15,500
$16,000
/ $398 / $318 / $270
$424 / $339 / $288
$450 / $360 / $306
$482 / $385 / $327
$508 / $406 / $345
$534 / $428 / $364
$558 / $446 / $379
$585 / $468 / $398
$612 / $489 / $416
$639 / $511 / $434
$666 / $532 / $452
$693 / $553 / $470
$720 / $574 / $488
$747 / $595 / $506
$774 / $616 / $524
$801 / $637 / $541
$828 / $659 / $559
$856 / $681 / $578
/ $389 / $311 / $264
$414 / $331 / $281
$440 / $352 / $299
$470 / $376 / $320
$497 / $397 / $337
$522 / $416 / $354
$545 / $436 / $371
$572 / $457 / $388
$598 / $478 / $406
$624 / $499 / $424
$651 / $520 / $442
$678 / $541 / $460
$705 / $562 / $478
$732 / $583 / $496
$759 / $604 / $513
$786 / $625 / $531
$813 / $646 / $549
$840 / $668 / $568
/ $370 / $296 / $252
$394 / $315 / $268
$419 / $335 / $285
$448 / $358 / $304
$473 / $378 / $321
$497 / $398 / $338
$519 / $415 / $353
$544 / $435 / $370
$569 / $455 / $387
$595 / $475 / $404
$620 / $495 / $421
$678 / $541 / $460
$705 / $562 / $478
$732 / $583 / $496
$759 / $604 / $513
$786 / $625 / $531
$813 / $646 / $549
$840 / $668 / $568
Rates - Vacation Trailer / Camper Unit - All Risk Coverage
Trailer Value / Contents Limit / N.B.Ded. $250 $500 $1000 / N.S AND NFL & LAB
Ded. $250 $500 $1000 / PEI
Ded. $250 $500 $1000
$66,000
$68,000
$70,000
$72,000
$74,000
$76,000
$78,000
$80,000
$82,000
$84,000
$86,000
$88,000
$90,000
$92,000
$94,000
$96,000
$98,000
$100,000
/
$16,500
$17,000
$17,500
$18,000
$18,500
$19,000
$19,500
$20,000
$20,500
$21,000
$21,500
$22,000
$22,500
$23,000
$23,500
$24,000
$24,500
$25,000
/ $885 / $704 / $598
$915 / $728 / $618
$946 / $753 / $639
$978 / $779 / $661
$1,011 / $805 / $684
$1,045 / $832 / $707
$1,081 / $861 / $731
$1,118 / $890 / $756
$1,156 / $920 / $781
$1,195 / $951 / $808
$1,236 / $984 / $836
$1,278 / $1,017 / $864
$1,322 / $1,051 / $893
$1,367 / $1,088 / $924
$1,413 / $1,125 / $955
$1,462 / $1,163 / $988
$1,511 / $1,202 / $1,021
$1,563 / $1,243 / $1,056
/ $704
$728
$753
$779
$805
$832
$861
$890
$920
$951
$984
$1,017
$1,051
$1,088
$1,125
$1,163
$1,202
$1,243
/ $598
$618
$639
$661
$684
$707
$731
$756
$781
$808
$836
$864
$893
$924
$955
$988
$1,021
$1,056
/ $869 / $691 / $587
$898 / $714 / $607
$929 / $739 / $628
$961 / $764 / $649
$993 / $790 / $671
$1,027 / $817 / $694
$1,062 / $845 / $717
$1,098 / $873 / $742
$1,135 / $903 / $767
$1,174 / $934 / $793
$1,214 / $965 / $820
$1,255 / $998 / $848
$1,298 / $1,032 / $877
$1,342 / $1,067 / $907
$1,388 / $1,104 / $937
$1,435 / $1,138 / $969
$1,484 / $1,180 / $1,002
$1,534 / $1,220 / $1,036
/ $869 / $691 / $587
$898 / $714 / $607
$929 / $739 / $628
$961 / $764 / $649
$993 / $790 / $671
$1,027 / $817 / $694
$1,062 / $845 / $717
$1,098 / $873 / $742
$1,135 / $903 / $767
$1,174 / $934 / $793
$1,214 / $965 / $820
$1,255 / $998 / $848
$1,298 / $1,032 / $877
$1,342 / $1,067 / $907
$1,388 / $1,104 / $937
$1,435 / $1,141 / $969
$1,484 / $1,180 / $1,002
$1,534 / $1,220 / $1,036
Rates - Vacation Trailer / Camper Unit - All Risk Coverage
N.B.Ded. $250 $500 $1000 / N.S AND NFL & LAB
Ded. $250 $500 $1000 / PEI
Ded. $250 $500 $1000
Increased Contents / $ 100 / $0.85 / $0.70 / $0.60 / $0.84 / $0.68 / $0.58 / $0.80 / $0.65 / $0.55
Increased temporary attachments / $ 100 / $1.25 / $0.95 / $0.80 / $1.21 / $0.95 / $0.80 / $1.15 / $0.90 / $0.77
Rating Discounts
****Maximum Discount is 30%****
New Vacation Trailer / Camper Units that purchase warranty coverage receive a 10% discount in the rates
3 Years claims free - 15% discount
5 years claims free - 20% discount
Rating Surcharges
10% surcharge applies if the unit is not primarily parked in a campground
20% surcharge applies for extended replacement cost (if the unit is 5 years old up to a max of 10 years)
10% age surcharge: Unit 5 years up to 10 years old
25% age surcharge: Unit 10 years up to 15 years of age
30% age surcharge: Unit is 15 years of age or older
****Minimum Policy Premium is $100, plus a $25 policy fee.*****
Rates - Vacation Trailer / Camper Unit - All Risk Coverage
Vacation Trailers / Camper Units
This program provides physical damage for personal non-motorized travel / holiday trailers, their attachments and Contents.
Supporting business is not required.
Types of eligible trailers are:
Travel Trailers
Tent Trailers
Cabin Trailers
Park Models
Detachable truck camper units
Fifth Wheel Trailers
RISKS WE PREFER TO WRITE:
Factory built and CSA approved
40 feet (12.2m) or less in length
Values up to $100,000
Less than 25 years
heated by electricity, natural gas, propane or unheated
no vacation trailer / camper unit losses in past 5 years
units pipes are properly drained and is 100 % winterized when closed for the season
REFERRALS:
1vacationtrailer/camper unitlossinthepast5yrs
Trailersmorethan25yearsold
Vacationtrailerinsurancehasbeencancelled,declinedornon-renewedinpast5years
RISKSWEDONOTWRITE:
morethan40feet(12.2m)inlength
usedasapermanentresidence
permanentlyaffixedi.e.wheelsremoved,onblocks,skirtedorsecuredinsomewaytothesite(thesemaybewrittenasSeasonalFireandEC)
motorizeduniti.e.motorhomes(refertoautomobilesection)
rentedorleasedtoothers
2ormorevacationtrailerIcamperunitlossesinpast5years
mobilehomes(thesemaybewrittenasSeasonalFireandEC)
valuesexceeding$105,000
usedforbusiness,commercial orfarmingpurposes
homemade,kitsetorcustombuilttrailers
heatedbysolidorliquidfuelsi.e.woodburningstove,keroseneheater
DESCRIPTIONOFCOVERAGE
Allriskscoverage,subjecttopolicyexclusions.
SectionI-Trailer/CamperUnit /- Guaranteedreplacementcost applies within the first 24 months the unit was first purchased new by you.
- Replacement cost applies if the loss occurs after 24 months and within FIVE years from the date the unit was first purchased new by you.
- Extended Replacement cost can be purchased once the unit is 5 years old and up to 10 years old; subject to a 20% surcharge
- New by you means a unit that has not had any previous owner and was purchased new from a dealership.
SectionII- PersonalProperty /
- 25%oftheamountshownforSectionA
- optiontoincreaseforadditionalpremium
SectionIII-AdditionalLivingExpenses /
- 25%ofamountshownforSectionA
- minimum$1,500
SectionIV- EmergencyRoadServiceExpense /
- $500
- Notsubjecttoadeductible
EXTENSIONS OF COVERAGE
TEMPORARY ATTACHMENTS
Coverage is extended to include temporary attachments (decks, patios, awnings, Florida rooms) for 10% of Section A or $1,000, whichever is the greater. These are covered even while not attached to or in the trailer. Additional coverage is available if the included amounts are inadequate.
DEBRIS REMOVAL
We will pay the costs of removing debris, caused by an Insured Peril, up to a maximum of $1,000 per occurrence.
FIRE DEPARTMENT CHARGES
We will reimburse any incurred charges if a fire department charges for attending your vacation trailer because of an Insured Peril. There is no limit to this coverage and it is not subject to a deductible.
DISAPPEARING DEDUCTIBLE CLAUSE
If an insured goes with a $ 1,000 deductible and
they are 3 years claims free on the 4 year we start with a disappearing
deductible and after 5 years claims free no deductible will apply on losses over $ 1,000