Please complete this document fully so we can research the options available to you.

As well as arranging your mortgage we are able to advise and arrange on other Financial Products, below are a list of the main areas we cover.

Life Cover

Critical Illness Cover

Redundancy Cover

Short Term Sick Pay

Long Term Sick Pay

Buildings & Contents Insurance

If there any products not listed then please request additional Information

Data Protection.By completing this FactFind this will enable us to offer appropriate advice for a mortgage and/or other related insurance products. Our company is an Appointed Representative of First Complete Ltd. First Complete Ltd will process all information in accordance with the Data Protection Act 1998 and it will be treated as private and confidential now and in the future. The only exceptions to this will be when the law requires us to disclose information or, with your consent, where disclosure is necessary when arranging or servicing your mortgage or protection contracts. To fulfil our regulatory obligations, we will retain copies of your records for no longer than is necessary or for the duration of the contract. You have the right to inspect these records at any time. We may make a charge of up to £20 to provide your records.
Our Future Relationship. Our business relationship with you is very important and we would like to be able to contact you by telephone, post or email from time to time to review your mortgage, associated protection products and other services that may be of interest to you.
I have read understood and agree to the above Data Protection Declaration and agree to further contact as described above / Y/N
Applicant 1 / Applicant 2
Title
Forename (s)
Surname
Date Of Birth
Marital status
Current Address
(incl postcode)
Dependents (name &DOB)
Nationality
State Retirement Age
Address Status
ie owner/renting
Time at current Address: supply previous addresses here to cover 3 years.
Home Telephone No.
Mobile No.
Email:

Employment details

Applicant 1 / Applicant 2
Employment status
Occupation:
Start date of current occupation

Gross Annual Income

Basic salary / £ / £
Guaranteed overtime or bonus
Non guaranteed overtime or bonus / £
Profit share / dividend /other
Net Monthly Income / £ / £

Existing Residential Mortgage

Have you ever owned a property? / YES / NO
Do you have a mortgage or loan on your main property? / YES / NO
Is this a joint mortgage / YES / NO
Current Market Value of Property or
Sale Price (whichever lower) / £ / £

Details of Current Main Mortgage

Outstanding Mortgage Amount
Interest Only or Repayment?
Lender
End Date:
Current Interest Rate
Type: (fixed/tracker etc)
Do you have a further advance with your lender?
Amount of further advance / £ / £
End Date:
Current Interest Rate
Type: (fixed/discounted etc)

Credit History

Have you ever failed to keep up regular payments on your mortgage, other loans, HP agreements, credit cards etc. / YES / NO / YES / NO
Have you ever had a county court judgment registered against you / YES / NO / YES / NO
Have you ever been bankrupt / YES / NO / YES / NO
Have you ever had a mortgage or loan application refused / YES / NO / YES / NO
Have you ever entered into a Pay Day Loan? / YES / NO / YES / NO

Existing Arrangements

What are the Sick Pay benefits provided by your employer?

New Mortgage

Address of property to be mortgaged including postcode
Purchase price / Valuation
Deposit Available
Source of deposit
Loan Required
Over what term (years)
Who will the borrowers be?
Property Type:
Remaining Term of Lease (if leasehold)
Incentives Offered
Preferred Repayment Method / Repayment / Interest Only / Both
Interest Only Amount (if both)
Capital and Repayment Amount (if both)

Credit Cards, Student Loans, Unsecured Loans, Hire Purchase & other Debt

Lender & type / Who?
App1/2 / Amount outstanding / Monthly payment / Early repayment charge / Final payment date / To be
Repaid ?
1 / £ / £ / £ / Yes / no
2 / £ / £ / £ / Yes / no
3 / £ / £ / £ / Yes / no
4 / £ / £ / £ / Yes / no
5 / £ / £ / £ / Yes / no

Budget Planner

Income Type / Amount
App 1 Monthly Income / £
App 2 Monthly Income / £
Child Tax Credits
Working Family Tax Credits
Child Benefit
Other
Other
Total
Transport / Amount / Committed/Regular Outgoings / Amount
Fuel / Mortgage/Rent
Road Tax / Hire Purchase/Rental Agreement
Car Insurance / Other Loans
Servicing / Credit Cards
Parking / Maintenance
Savings/Investments
Child Care Costs
Ground Rent
Service Charges
Pension Contributions
Total / Total
Home Protection Costs / Utilities & Other Bills
Mortgage Protection / Council Tax
Home Insurance (Contents Only) / Food
Family Protection / Gas
Income Protection / Electricity
Water
Phone & Broadband
Other
Other
Total / Total
Disposable Income Income - Outgoings / £