MEDICALINSURANCE-ProvidedbyBlueCrossBlueShieldofNebraska(BCBSNE).

LIFEINSURANCE

  • Providedtoemployeesatnocost.
  • Facevalueof$20,000untilthe1stofthemonthfollowingoneyearofservicewhencoverageincreasesto$50,000.
  • AcceleratedLifeBenefitavailable
  • Abilitytopurchaseadditionalvoluntarylifeforselfordependents.

PRESCRIPTIONCARD-ProvidedbyMaxCare.Nopremiumcharge,buttheemployeeisresponsibleforaco-paymentorco-insurance,whicheverisgreater.

Typesof Prescriptions / Co-Payments
Retail: / $14.00or20%
Generic
Formulary / $49.00or20%
Nonformulary / $86.00or20%
Mail: / $30.00
Generic
Formulary / $118.00
Nonformulary / $215.00

DENTALINSURANCE-ProvidedbyAmeritas.

Amount/Cost
Coinsurance(PlanPays): / 100%
Type1Preventative(periodicexams/cleanings)
TypeIIBasic(fillings,simpleextractions) / 80%
TypeIIIMajor(dentures,bridges) / 50%
Deductible: / $0
Type1Preventative
TypeIIBasicTypeIIIMajor / $50.00
MaximumPerCalendarYearPerPerson=$1,500.00
TypeofCoverage / MoPremiumCost
Single / $18.24
EmployeeSpouse / $38.04
EmployeeChildren / $39.00
Employee,SpouseChildren / $58.20

THISBENEFITPLANSUMMARYDESCRIPTIONISONLYAPARTIALDESCRIPTIONANDISFORINFORMATIONALPURPOSESONLY.THISDOCUMENTISNOT,ANDSHOULDNOTBECONSIDEREDACONTRACTORANYPARTOFONE.IFTHEREAREANYDISCREPANCIESBETWEENTHISSUMMARYANDTHEVARIOUSBENEFITDOCUMENTS,THETERMSOFTHESPECIFICBENEFITDOCUMENTWILLGOVERN.THECOMPANYCANNOTGUARANTEEPREMIUMSWILLNOTINCREASEINTHEFUTURE.

SHORTTERMDISABILITY

  • Providedtoemployeesatnocost. Weeklybenefitof60%ofaveragewagesforupto22weekssubjecttoamaximumof

$500perweek.

  • Coveragebecomeseffectivethefirstdayofthemonthfollowing12consecutivemonthsofservice.

LONGTERMDISABILITY

  • Providedtoallfull-timeexemptoffice/shopemployeesatnocost.Monthlybenefitof60%ofaveragemonthlywages.

ACCIDENTCRITICALILLNESSINSURANCE

  • Abilitytopurchase–providedbyAllstate

HEALTHCAREDEPENDENTCAREFSA

  • Providespre-taxfundsforemployeestopayforeligiblehealthcareanddependentcareexpensesuptoannualdollarlimitations.

PROFITSHARING

  • ConsistsofdiscretionaryannualcontributionmadebytheCompany.ContributionamountsdeterminedusingCompany’sprofitability,employee’syearsofserviceandemployee’sannualcompensation.
  • EmployeesbecomeeligibleonJanuary1orJuly1aftercompleting1yearofservice.Vestingstartsafter2years.

401(k)

  • Abilitytocontribute100%ofwagesuptoannualdollarlimitationssetbyIRS.
  • Companyprovidesapartialmatchof$.10foreverydollarofthefirst5%ofcompensationdeferredintothe401(k).
  • Eligiblerolloverretirementdollarsfromaprioremployerare

acceptedatanytimeafterhiredate.

  • Employeesbecomeeligibleandmaybeginparticipatingonthe1stquarterfollowingtheirhiredate.Fullyvestedafterthreeyears. 01/15/2018