Input Form: Patent-To-Standards Claims Mapping

Input Form: Patent-to-Standards Claims Mapping

Study Number:4525

Study Patent #:US7831246

Study Patent Title: Mobile Merchant

This input form is ONLY for patent-to-Standards claims mapping. Please complete this input form accurately as described in the Study Details page. Please identify the Standard that you are mapping to and indicate the references you used in the mapping.

Standards mapping:Click here to identify the Standard that you are mapping to.

Reference(s):Please indicate the URL or other information for the location of the Standard or product document that you mapped in the table below.

NOTE: Please use color highlighting in matching specific claim elements to specific sections in the Standard. If applicable, please use multiple colors. Only completed input formswith accurate color highlighting will be reviewed.

Please provide accurate and complete mapping ofALL elements of AT LEAST one independent claim. Please DO NOT submit claims-mapping against research papers, news articles, wikis, etc. ONLY Standards organization literature will be accepted.

Independent Claim Elements / Standard Reference(s)
Claim 1: A method for wirelessly processing payment transactions, comprising:
1.(a): receiving authentication information associated with a mobile device associated with a merchant, the authentication information is received in a first unstructured supplementary service data (USSD) message;
1.(b): determining if the mobile device is authorized to process payment transactions based in part on the received authentication information;
1.(c): selectively requesting payment information from the mobile device, the payment information request is contained in a second USSD message;
1.(d): receiving in a third USSD message the requested payment information;
1.(e): verifying if the received payment information matches information in an account database; and
1.(f): sending a short message service (SMS) termination message that includes a verification if the received payment information matches information in the account database.
Claim 10: A wireless communications system that facilitates payment transfer utilizing a mobile device, comprising:
10.(a): an authentication component that receives in a first unstructured supplementary service data (USSD) message authentication information associated with a mobile device and determines whether the mobile device is authorized to access an account-based payment service, the mobile device is associated with a merchant;
10.(b): a verification component that receives payment information included in a second USSD message and verifies whether the payment information corresponds with a valid customer account; and
10.(c): a confirmation component that transmits to the mobile device a confirmation included in a third USSD message that confirms whether the payment information has been processed through the account-based payment service.

If you intend to do multiple claims mapping, please copy and paste new tables below. Please identify the Standard that you are mapping to.