< Day month, year
< First name Last name >
< Apartment–Number Street >
< City Province Postal code >
Dear Mr./Ms. < Last Name >:
What will you do with your tax refund?
You’ve been really disciplined about saving, and it’s paid off: you made your RRSP contribution and it looks like you’ll be getting some money back.
Have you thought about reinvesting your refund? Making that smart decision could help you save up for something special or get you that much closer to your retirement savings goal.
If you invest that money in an RRSP or a TFSA, you’ll accumulate tax-free interest, and you’ll save more without stretching your budget too thin.
Let’s say you’ve made RRSP contributions every year. If you reinvested your tax refund for 15years, you could accumulate close to 60% in additional savings without having to make sacrifices on a day-to-day basis. Imagine what you could do with all those savings! And there’s nothing stopping you from using this strategy for shorter term goals.
If you’d like to find out how to make the most of your tax refund, call me at < XXX-XXX-XXXX >.
Thank you for your trust. I look forward to meeting with you soon to discuss your goals and how to achieve them.
Your professional signature should include all your business card information
 Please ensure your contribution room is sufficient before investing in your TFSA or RRSP. Amounts withdrawn from your RRSP will be added to your taxable income.
 Here’s how we calculated the savings: amount of your tax refund(s), which equals the tax deduction(s) resulting from your RRSP contribution, at a 40% tax rate, reinvested every year in your RRSP or TFSA and generating a return of 4%. This is not an indication or guarantee of future results. For illustrative purposes only.