In force as of: 01 October 2015
Appendix 1
Tariff
of CCB Plc Cyprus branch for the current, deposit and other accounts
I. Accounts in national currency
1.Current accounts and other bank accounts /without deposit, capital raising and Escrow accounts/
Type of account / Minimum, on which interest is calculated / Annual interest %(in force of 01.09.2015)
Bank accounts of individuals / 50.00 / accrue no interest
Bank accounts of other clients / 500.00 / accrue no interest
Checking (personal card) accounts / 50.00 / accrue no interest
The calculation of interest on the bank accounts is carried out at the end of each calendar month or on the date of their closing.
2. Deposit accounts of private individuals and other clients
Deposit term / Minimum, on which interest is calculated EUR / Annual interest %for one week / 100.00 / not offered,
0.05 - for the existing ones
for two weeks / 100.00 / not offered,
0.10 - for the existing ones
for 1 /one/ month / 100.00 / 0.30
for 3 /three/ months / 100.00 / 0.60
for 6 /six/ months / 100.00 / 1.10
for 1 /one/ year / 100.00 / 1.40
Minimum, on which interest is calculated EUR / Annual interest %
Deposit account
(for individuals) / 50.00 / not offered,
0.05 – for the existing ones
II. Accounts in another currency
1.Current accounts and other bank accounts /without deposit, capital raising and Escrow accounts/
The bank accounts in currencies other than EUR of individuals, as well as current accounts of individuals with personal debit cards in currencies other than EUR DO NOT ACCRUE ANY INTEREST.
2.Current accounts and other bank accounts /without deposit, capital raising and Escrow accounts/
Type of account / Minimum, on which interest iscalculated / Annual interest %Bank accounts in USD / USD 500.00 / accrue no interest
Bank accounts in GBP / GBP 500.00 / accrue no interest
Bank accounts in CHF / CHF 500.00 / accrue no interest
3. Deposit accounts of individuals and other clients in USD
Deposit term / Minimum, on which interest is calculated USD / Annual interest %for one week / 100.00 / not offered,
0.05 - for the existing ones
for two weeks / 100.00 / not offered,
0.10 - for the existing ones
for 1 /one/ month / 100.00 / 0.25
for 3 /three/ months / 100.00 / 0.50
for 6 /six/ months / 100.00 / 0.70
for 1 /one/ year / 100.00 / 1.10
4. Deposit accounts of individuals and other clients in GBP
Deposit term / Minimum, on which interest is calculated GBP / Annual interest %for one week / 100.00 / N/A
for two weeks / 100.00 / N/A
for 1 /one/ month / 100.00 / 0.15
for 3 /three/ months / 100.00 / 0.50
for 6 /six/ months / 100.00 / 0.75
for 1 /one / year / 100.00 / 1.15
5. Deposit accounts of individuals and other clients in CHF
Deposit term / Minimum, on which interest is calculated CHF / Annual interest %for one week / 100.00 / N/A
for two weeks / 100.00 / N/A
for 1 /one/ month / 100.00 / 0.05
for 3 /three / months / 100.00 / 0.20
for 6 /six/ months / 100.00 / 0.40
for 1 /one/ year / 100.00 / 0.60
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Deposits from clients, for currencies, other than the specified in the Tariff are accepted as per negotiation.
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Interest does not accrue on accounts for currencies, other than the specified in the Tariff.
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The interest, which CCB Plc pays for current, savings and deposit accounts is calculated based on the actual number of calendar days for the month and the year, unless a particular saving/deposit product is not otherwise agreed.
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On the date of expiration of the period of the deposit contract, and in caseof none of the parties explicitly express it's will for termination of thecontract, the deposit contract will be renewed automatically for the same period and under interest rate conditions, according to the Tariff in force of the Bank as at the date of renewal.
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Upon breach of the deposit period, due to a disposal actions, with part or with the full amount at the account, the Bank not owes interest to the holder for the expired period.
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In case of disposal of part or of the entire amount of the deposit before the maturity date it is required prior written request and will be charged commissions, according to the section for the cash transactions from the Tariff for interest rates, fees and commissions charged by the Bank.
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According to Deposit Protection Law in the Banks, the Deposit Protection Fund in the Banks, ensure the full repayment of the of all monies of all bank accounts of customers (individuals and other customers) in BGN and foreign currencies and accrued interest on them, maintained at CCB Plc in total amount up to 196'000 BGN for every single customer.
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This Tariff comes into force on 1stOctober 2015 for all newly opened deposit accounts. For existing deposit accounts shall enter into force on the date of maturity. For existing and newly demand deposit this Tariff comes into force on 1stOctober 2015.
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This Tariff comes into force on 1stDecember 2015 for all newly opened and existing current accounts and current accounts of individuals with personal debit cards issued on them.
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As of 01.07.2015, the Central Cooperative Bank AD, Cyprus Branch does not offer opening of new deposits with maturity one and two weeks. Existing and active by that date, deposits continue to exist under the conditions specified in the current Tariff of the Bank until their closure at the initiative of the holder.
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The present Appendix 1 "Tariff for the interest rates of CCB Plc, Cyprus branch for current, deposit and other accounts" was approved by the Governing Board of the Central Cooperative Bank AD and is an integral part of the Tariff for the interest rates, fees and commissions charged by CCB in Republic of Cyprus.
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