OnePersonPlus® Defined Benefit Plan

Sample Letters

Contact your qualified clients and prospects now about the significant tax savings that a defined benefit pension plan provides before they contribute to a SEP or 401(k) for the year. Contributing to another plan may make it impossible to get much larger tax deductions this year.

Dedicated Defined Benefit Services provides the expertise to set up the defined benefit retirement plan so that it meets IRS requirements and your client’s needs. We will walk you and your client through every step and answer every question you or the client may have. If your client is interested in setting up a plan, contact our defined benefit experts to create a proposal tailored to your clients’ needs at 1(866) 269-2706.

Letter Templates

Starting on the next page are template letters that you can customize and send to your clients.

To use the template letters:

  1. Highlight the text of the letter with your mouse, and select ‘copy’ from the “edit” menu.
  2. Open a new document in Microsoft Word.
  3. ‘Paste’ the text into the new document.
  4. Edit the text as desired. Be sure to add your logo at the top (or put on your letterhead), insert your phone number in the paragraph near the bottom and add your name and signature. Quick and painless, it’s ready to mail.

Letter to Prospects: Small Business, Call Request

[Advisor Letterhead]

March XX, 2016

Dear Mr. (name),

When it comes to paying less in taxes, successful professionals like you need smart ways to maximize their tax deductions and preserve their wealth. I’m writing today to introduce you to an important IRS-approved retirement alternative that provides you with tens of thousands of dollars in tax savings each year while substantially bolstering your retirement income.

OnePersonPlus® is a pension plan

that maximizes your tax deductions and

increases your retirement savings.

In short, a OnePersonPlus plan from Dedicated Defined Benefit Services helps you:

  • Reduce your taxes now
  • Rebuild your retirement wealth
  • Retire comfortably
  • Retain complete control over how your money is invested.

See how OnePersonPlus reduces taxes for a 52-year old doctor:

Kevin, a 52-year old radiologist expects to have an annual W-2 income of at least $300,000 from his private medical practice until he retires in ten years. He established a OnePersonPlus DB plan and also set up a 401(k) to maximize deductions.

Here’s how OnePersonPlus works for Kevin:

  • Annual DB plan contribution $197,300
  • 401(k) account contribution $41,000
  • Total 2018 tax deduction $238,300
  • Total tax savings this year $88,100 (37% combined tax rate)
  • Annual DB retirement benefit $220,000
  • Projected accumulation in 10 yrs. $2.66 million

Kevin’s annual combined contribution of $238,300 is more than three times what he could have deducted from earned income and contributed to his SEP or 401(k) alone!

Don’t delay.

It’s important to know that your plan must be opened by the end of your fiscal year, usually December 31. You have until your business tax-filing deadline in 2019 to make your contribution.

Let’s talk about it and see if it makes sense for you. You potentially could reduce your tax liability by $40,000, $80,000 or over $100,000 each year until you retire. Call me at [xxx-xxx-xxxx]. Opening a defined benefit plan earlier in the year could be beneficial, so please call as soon as you can.

Sincerely,

[YOUR SIGNATURE]

[YOUR TYPED NAME]

Letter to Prospects: Small Business, Call Request

[Advisor Letterhead]

Turn Large Tax Savings

Into Retirement Income.

Find out how…

March XX, 2016

Dear Mr. (name):

A remarkable IRS-approved retirement plan lets you possiblycut your taxes by substantially more than $40,000 each year.

With this plan, you:

  • May be able to make a tax-deductible contribution of $100,000 or more each year to fund your retirement
  • Choose how much money to contribute as long as it’s not more than the maximum you are allowed
  • Grow your retirement contributions tax-deferred, making more money available when you retire
  • Choose how to invest the money
  • Have a range of options when you retire, including moving the money to an IRA rollover account, where it can keep growing tax-deferred

You do not have to reduce your standard of living to fund the plan. I can show you how you might pay for it with money that is not needed to support your lifestyle, including “government money” – money you are now paying in income taxes.

This may be a remarkable opportunity to cut your taxes by thousands of dollars for 2019 and following years if you’re age 40 or older.

Don’t delay.

It’s important to know that your plan must be opened by the end of your fiscal year, usually December 31. You have until your business tax-filing deadline in 2019 to make your contribution. (You do not have to make the full contribution until your taxes are due next year.)

Let’s talk about it and see if it makes sense for you. You potentially could reduce your tax liability by $40,000, $80,000 or over $100,000 each year until you retire. Call me at [xxx-xxx-xxxx]. Opening a defined benefit plan earlier in the year could be beneficial, so please call as soon as you can.

Sincerely,

[YOUR SIGNATURE]

[YOUR TYPED NAME]

Letter to Current Clients, Asking Them to Call

[Advisor Letterhead]

March XX,2016

Mr. James Client

1000 Main Street

Anywhere, USA

Dear Jim (Mr. Client):

There is a remarkable IRS-approved retirement plan I need you to know about. It may allow you to cut your taxes by substantially more than $40,000 each year.

With this plan, you:

  • May be able to make a tax-deductible contribution of $100,000 or more each year to fund your retirement
  • Choose how much money to contribute as long as it’s not more than the maximum you’re allowed
  • Grow your retirement contributions tax-deferred, making more money available when you retire
  • Choose how to invest the money
  • Have a range of options when you retire, including moving the money to an IRA rollover account, where it can keep growing tax-deferred

To take advantage of this plan, you should be age 40 or older, have self-employment income or own a business with five or fewer employees, counting yourself.

You do not have to reduce your standard of living to fund the plan. I can show you how you might pay for it with money that is not needed to support your lifestyle, including “government money” – money you are now paying in income taxes.

This really may be a remarkable opportunity to cut your taxes by thousands of dollars in 2016 and for years to come. But the plan has to be in place by the end of the fiscal year for your business, which for most people is December 31. (You don’t have to make the full contribution until your taxes are due next year.)

Let’s talk about it and see if it makes sense for you. You potentially could reduce your tax liability by $40,000, $80,000 or over $100,000 each year until you retire. Call me at [xxx-xxx-xxxx] to set up the defined benefit plan now. Please call as soon as you can to get a 2019 deduction.

Sincerely,

[YOUR SIGNATURE]

[YOUR TYPED NAME]