Would like to welcome
The Faculty & Staff of:

NYUSchool of Medicine

NYUHospitalsCenter

The Hospital for Joint Diseases

To take advantage of our

Specialized Financial Services

All employees are being offered a free ExtraVantage banking relationship,

with Direct Deposit of Payroll. The package includes the following benefits:

An ExtraVantage checking account with no monthly maintenance fee

No charge for any wallet-style checks

Overdraft Protection (subject to credit approval)

No monthly fee for HSBC MasterMoney™ debit card*

No issuance fee for travelers cheques, Official Checks or Money Orders

Loan discounts including 1% off the APR on new loans with an additional ½% off

with automatic deduction

No annual membership fee for MasterCard/Visa® credit card (subject to credit approval)

Free internet banking with on-line Bill Pay

Also available:

Premium Money Market account with no minimum balance required

Select Line of Credit

Pre-approved mortgage program with $100 discount on closing costs

This special banking package is offered by:

HSBC Bank, USA

605 Third Avenue245 First Ave (14th St.)10 Union Square East

New York, NY11201New York, NY10003New York, NY10003

(212) 697-3450 (212) 505-1040 (212) 598-4588

*there may be a transaction fee charged by another bank based on the ATM network utilized

All that is required to open the account is two valid pieces of identification (one of which must be your NYUHospitalsCenter, Hospital for Joint Diseases or NYUSchool of Medicine identification card).

-Turn over to learn more about exclusive mortgage benefits offered through HSBC-


Exclusive Mortgage Benefits offered for

NYUSchool of Medicine, NYUHospitalsCenter

The Hospital for Joint Diseases

  • Dedicated Lending Officer offers exclusive personalized service.
  • Free Pre-approvals.
  • Community Works low cost mortgage program, discounted mortgage rates for qualified borrowers.
  • First Home Club, offering up to $5,000 in grant assistance for qualified borrowers.
  • Low down payment mortgage programs.
  • Financing for every type of property, including coops and condos.
  • Flexible mortgage programs: jumbo loans, limited documentation programs, adjustable-rate loans, interest only programs, blended programs, new construction, SONYMA, FHA, and VA.
  • Waiver of Loan Origination Fee.
  • Waiver of Commitment Fee.
  • No charge for appraisal on conforming loans.
  • All mortgages retained in HSBC’s servicing portfolio.

Contact Lawrence Kelter, Senior Mortgage Lending Officer, at (631) 420-7610