Dave: 3-8-10 Dallas Debt Collection

Dave: 3-8-10 Dallas Debt Collection

AFV: Federal reserve 1913 sect 13 paragrph 6 and 7 for bankers acceptance; 13A, commercial, industrial and agricultural emergency act…power of federal reserve banks.

Look in part 4 of the WHFIT…bannataku.com you will find that information there; look at all the pages of supporting documents on why we can do what we can do.

3-8-10 Dallas Debt Collection

Privateaudio.homestead.com is Angela’s website…lots of calls, documents and notes from calls on there.

Manual on how to do AFV inside the army so they can pay for goods and services and will send to Angela

8:00 MST—finally got Rodney on the call!

Rodney, former banker………background is in banking and was a private banker for 1.5 years, also in lending and also in title and escrow; knows the full process with loans.

The notes on private banking side; when we get the loan on the property we would get 3 copies of the and stamp without recourse and give all 3 to the COO and they were deposited on the private side. Before anyone receives their ‘loan’ the bank gets 3 times the amount of the note.

Then the money was wired. The bottom line, everything was created by our signature on that notes.

Dave: a friend signed 4 copies of a note, and his copy was his ‘personal copy’ and the extras were file copies.

Rodney, you don’t notarize the note, there is no reason to.

Dave: how did you leave the bank

Rodney: I began to ask questions. A friend out of Calif raised my awareness and I talked with him for about 3 to 6 months as he asked more and more questions. He asked what was done with the notes. He asked about promissory notes and what I would do with them if I got one of those. I’d put the questions to the CEO. After I asked a few questions they started investigating me. I didn’t understand why, I was just asking questions. I just wanted to make sure what my Calif friend was asking. The CEO, CFO, and COO started grilling me on while I was asking these questions. A month later we got together and they decided it was best that I leave the bank.

Rodney, they didn’t want the information I was asking be uncovered by a vice president.

Anybody can be a vice president. The COO, CEO, and CFO are the ones who understand all the forms of payment. They understand all that happens to the note.

Dave: they are the ones who know how to access the treasury account

Rodney: when I thought about it, I realized they access the treasury account all the tie.

Dave: do you know what they do in the case of opening credit card accounts?

Rodney: I would speculate that they were accessing treasury accounts with credit cards.

Dave: Tim has a friend who works for Wachovia and they said when some applies for a credit card account, they hit it for $2M and it is hypothecated, even if it is $2K. Is this why banks are profitable? They have access and once we have a person’s signature we can pretty much access that account. Before I left, and since then, I have gathered a few notes that are stamped.

Dave: I know people in Florida with copies out of the mortgage foreclosure file and one individual had 5 stamped on there.

Rodney: I have seen 3 and one of them had PAID stamped on the front of the note.

Dave: does the bank monetize or securitize the loan application

Rodney: from what I saw, No. They had unlimited access to the note. They did with credit card applications.

Dave: what happens to the mortgage payments that are made.

Rodney: that’s what is shown on the public show; that is all the losses the banks are making.

Dave: what does the bank file a 1099A on when we fail to claim the account

Rodney: I don’t know; most of that work is done on the COO level.

Dave: all what we have identified as the fraud is limited to the top people in the bank and the most are oblivious

Rodney: correct, and if they ask questions, the same thing that happened to me will happen to them.

Knocked off the call at 8:15

Rodney: Before you receive the lien we receive 4 times the amount.

Dave: can you confirm this is hypothecated 9 times or more;

Rodney: after they got the wire, they did not decrease the amount of the wire; we bundled up the notes and sold the notes as mortgage backed securities on wall street. It’s not the public account; it’s the private side of the transaction. They have the private book for the notes and the public side is the mortgage side. The bank examiners only look at the public books…

Dave: do you have anything , any suggestions or ideas to say to people to do to protect themselves in any way as far as procedures and questions

Rodney: the bank tries to maintain clean hands…the trustee attorneys…..8:19 MST to

Clarify

Rodney: the bank just wants to create more notes and get more signatures

Question: what if we sign our name on a check?

Rodney: the bank does not get 10 times the amount on the check; I didn’t work on that side and I was more on the banking side. For deposits, we would lend out 5 to 6 times the amount of the deposits.

Jason: I am doing bankruptcy court tomorrow in a chap 13 tomorrow, and I have 2 properties and I do have an attorney and I want the original mortgage note with my wet ink signature.

Rodney: that is destroyed at title (8:22 MST) to clarify. The original note is destroyed.

Jason: they will try to bring a photo copy of the note; you can’t prove it’s an original.

Liar Liar: if they bring anything that is allegedly your signature, you deny it 100%. Anything that has left your possession within 15 minutes; they cannot authenticate the signature unless they were there and had first hand knowledge that it is yours.

Rodney: there is no notary.

Dave: at what point is the wet ink original note destroyed?

Dave: I will talk to Rodney and see if we can get him on again in the future for more question and answer. We want to clarify the specifics and we’d like to know more about the process so we can deal with it in the courts and they are a huge problem. Hopefully this will be restored with the Restore America plan.

Caller: what bank did he work for and what federal reserve district was he in?

Another Caller: man had 1st bankruptcy hearing in Jan. the judge asked bank to produce the wet ink document, last Tues was the 2nd hearing and the bank did not show up.

Thomas: I’m in AZ, can you get me the court case #? Caller: I don’t have the information and someone who does have it is out of town and I will pass it on to Dave.

Dennis: go to the bankruptcy court in Las Vegas.. Mitchell vs. Wells Fargo is the information that you want

Caller 3: be sure after the defendant is admitted to start an adversarial proceeding; this is how people are getting remedy is in the bankruptcy court. Angela will put it on the website

David: I was in a house in GA that I had purchased and I started learning about this process; I’ve been out of the house for about 5 years and I keep getting calls from people asking me to refinance the house in GA. Caller 4: there might have been a problem with the title

Dave: Rodney is back 8:32 MST

Vinnie: if you write the bank a BPN is there any way of tracing it and finding out the date it was monetized through CUSIP.

Rodney: I am not sure about that.

Dave: everyone listening, if you know someone who was in banking and left, talk to them; if you know someone who was a judge or magistrate and is no longer, talk to them. There are people out here with the information. If we can touch base with these people…. I had a city magistrate sign the Restore America. He may lost his job over the signature. For the last couple of months he has been aware of what is going on. He wants to learn more about what we are doing before coming on a call. Now he looks at each case differently now that he knows more.

Rodney: we get all of our training in the bank and we do go to some seminars.

Jason: I’m trying to find the case on Mitchell vs Wells Fargo…..

Dave: go to Angela’s website.

Angela: go to statusisfreedom.com; go to privateaudio.homestead.com and click on Sam Davis link for that case. Click on official site.

Rodney: I’m about to sign off….

Dave: hopefully we’ll get you back on again.

Dennis: go to Fitch Rating Services….found a mortgage pool of 1st and 2nd liens that is over 218 billion in value. I will send this to Angela. Go to court and do a subpoena duces tecum for the mortgage in this pool.

Caller: if you are going to use any court case as trying to precedence to your situation call the court and get the clerk to send you a certified copy of the 1st page and the judge’s order and place that into your case, certifiy in and certify it right back out. That judge now has to use your court case as precedence. The judges will argue when we try to bring cases in, but once you certify it in this was it does give it precedence.

Caller: cite the full, faith and credit laws of the constitution for the authority to bfing evidence from other jurisdictions.

Caller: UCC9 states any documents electronically filed with the SOS that you certify out is primae facie evidence and will not be looked at as an exhibit and has no weight behind it at all. Get self-authenticating evidence and it is accepted as fact.

Caller: when you deal with cases with no real party in interest under UCC9336 (d) deals with co mingled and the security interest is separated and is not longer attached after it is pooled

Angela: I cannot find the case …. I have Wells Fargo vs Bird…

Dennis: I have 4 different cases that state you have to have the note and the deed;

Produce the note vs holder in due course in court are two different factors; one is the note and one is the security interest. They may come up with a piece of paper and say this is an official copy. Your answer is okay, this is true and correct, are the holder or the servicer? Dennis: they cannot ever prove injury.

Liar said earlier, if it’s a copy, you automatically deny. If they have pay to the order sample, it further invalidates the note that was altered materially because it is no longer a note, it is a draft.

Liar: always ask for the front and the back; all promissory notes go through the SEC and they have a tracking card for what pool your note was sold in and there will be a bar code and there should be a CUSIP #. IF there is neither of these, this is a forgery.

Quotes on title 18 at 8:51….

Caller: deny the signature and everything stops.

Harold: never admit the debt; if you during the proceedings, you are done. It doesn’t prove standing if you have made payments. NY is a hard note to crack and nobody has every gotten over denial of the signature and it shuts the case down until they can prove the case otherwise. They cannot go forward until they bring in the original.

Liar: we ask them to validate the debt and they send copies of alleged payments; your argument now, modern money mechanics page 6, the banks have fraudulently pulled you into a scam. The courts won’t hear the argument; they are denying you lawful access to the court.

Jeff: I am going through bankruptcy court; my wife and father in law are on the deed and I’m in the bankruptcy court doing the talking because I’m on the deed. Can I be the speaker to ask the question? Caller: file and amicus curae brief, friend of the court, and you are coming in as a 3rd party intervener.

If it isn’t the original wet ink signature it is a masterful forgery. There is only one signature and that is on the original.

Caller: the note being destroyed; someone on one of our groups talked about the definition of destroyed or lost. If the note was scrutinized, it fits under the definition of destroyed. I just sent a QWR to our mortgage companies and they sent copies of the note. One said it was a certified copy, but the certification was the same guy who was at closing, so it wasn’t the original wet ink signature. Within 10 days if they don’t get back to us, our next step is to file suit in federal court for fraud.

Caller: a lot of people are getting slammed in proceedings. I suggest that you do a FOIA request to the servicer or whoever is bringing about the foreclosure; where is there their position in the chain of command in the holder of the note. Address it notice to principal is notice to agent and notice to agent is notice to principal and they can’t say you have contacted the wrong party if they don’t disclose this they have no standing. The attorneys look on a site where someone is having trouble collecting a debt and they go to the party to try to help them.

Caller: why does a private entity have to respond to the FOIA? Answer: if they are bringing the suit they have to show standing. You ask if they purchased the debt or if they are an attorney for Wells Fargo, Deutsche bank, you want to demand a copy of his retainer from the company if they claim they are a representative of the company

Banks are an extention of the government and all their rules fall under statute. They must prove agency, not state agency.

Caller: the bank is not going to tell you they are an agency of the government; try the privacy act. Other suggestion is to get this in a deposition.

Rodney said they take the note, they alter it with the stamp with pay to the order of, they monetize and securitize it. You have trustees at the servicing company and they are the ones who go after you. If you go to the county recorder you can find out if it was assigned to them in a foreclosure process. If it is not assigned to them they do not have standing. They are all just waiting for you to get a new loan. They all want the signatures.

Break at 9:05 MST returned 9:07

Roger: Many courts do not listen to the law because they don’t have to. As you know when I went to the FBI and they asked me how long has this been going on? For 77 years. They said a lot of people have been asleep or a supporting liability. There have to be attorneys who recognized what we found. This has been something presented to the FBI on Nov 30, 2009 with certified copies in the court and witnesses. It explains that any documentation that is a duplicate and the same size as the original is counterfeiting and I requested that Kathy Wilcox, clerk of the court (Ohio) and now you see all the documents are recorder size when they weren’t before.

Dave: it is the law in the FBI document. There’s a lot of information in there. From an email from a man suing the mortgage company who is trying to dismiss and the judge found merit for the case to go forward. It was judge Boyko out of Ohio who dismissed 14 cases when the lender didn’t have the original promissory note. These are in that FBI document. Email me at put FBI docs in the subject line and I will forward the zip file. Be sure to read ‘where does the fraud begin.’

Roger: the supreme court in Ohio ruled on that and it’s Wells Fargo vs Jordan.

Caller: I’m in Ohio, and Ohio supreme court denied that they go in and re-litigate that.

Roger: I haven’t followed up on that. Please explain. Caller: the Wells Fargo vs Jordan still stands because the supreme court won’t accept it to be heard. They are attempting in these courts and appeals courts when the Boyko and Rose cases are brought in, they say the note was signed before the case was brought in. the vice president said the bank held or owned the note; the appeals court awarded it to the bank because of the vice president affidavit. Caller: my case is in the appeals process. The MERS argument….read and understand the definition of securitization. MERS cannot assign a note or mortgage, they are just a recording organization. Caller: the affidavit is hearsay because you cannot cross examine it and you have to object to it or it will stand.

Caller: object to all affidavits. Roger: fraud has no statute of limitations. At any time you can bring up whoever had custody and control … 18-474 (?) anyone who has custody and control, if it is not an original, they have committed fraud. If you ask where is this or that and they can’t answer, it’s fraud. Melendez vs. Mass.—the plaintiff, the injured party has to be in the court. I haven’t seen Mr. Citibank yet. Melendez states you must have the person who was in custody of the wet ink signature so they can be questioned to the time line, and if it was securitized. They can’t brings someone in who will say that they got 10 times from the federal reserve…go to the Walker Todd affidavit. There’s your smoking gun.