Consultyourlawyerbeforesigningthisinstrument-Thisinstrumentshouldbe Usedby Lawyersonly

CONSULTYOURLAWYERBEFORESIGNINGTHISINSTRUMENT-THISINSTRUMENTSHOULDBE USEDBY LAWYERSONLY.

THISMORTGAGE,madethedayof,

BETWEEN

and,themortgagor,

,themortgagee,

WITNESSETH,thattosecurethepaymentofanindebtednessinthesumof

lawfulmoneyoftheUnitedStates,tobepaid

dollars,

withinterestthereontobecomputedfromthedatehereof,attherateof / percentum
perannum,andtobepaidonthedayof / , / ,nextensuingand

thereafter,

accordingtoacertainbond, noteorobligationbearingevendateherewith,themortgagorherebymortgagestothemortgagee

ALLthatcertainplot,pieceorparcelofland,withthebuildingsandimprovements thereonerected,situate,lying andbeinginthe

StandardN.Y.B.T.U.Form8014–FirstMortgage–UniformAcknowledgment

Form3300

TOGETHERwithall right,titleandinterestofthe mortgagorinandtothe landlyinginthe streetsandroadsinfrontofand adjoiningsaidpremises;

TOGETHERwithallfixtures,chattelsandarticlesofpersonalpropertynoworhereafterattachedtoorused inconnection withsaidpremises,includingbut not limitedtofurnaces,boilers,oilburners,radiatorsandpiping,coalstokers,plumbing andbathroomfixtures,refrigeration,airconditioningandsprinklersystems,wash-tubs,sinks,gasandelectricfixtures, stoves, ranges, awnings, screens, window shades, elevators, motors, dynamos, refrigerators, kitchen cabinets, incinerators,plantsandshrubberyandallotherequipmentandmachinery,appliances,fittings,andfixturesofevery kind inorusedinthe operationofthe buildingsstandingon saidpremises,togetherwithanyandall replacementsthereofand additionsthereto;

TOGETHERwithallawardsheretoforeandhereaftermadetothemortgagorfortakingbyeminentdomainthewholeor anypartofsaidpremisesoranyeasementtherein,includinganyawardsforchangesofgradeofstreets,whichsaid awardsareherebyassignedtothemortgagee,whoisherebyauthorizedtocollectandreceivetheproceedsofsuch awardsandtogiveproperreceiptsandacquittancestherefor,andtoapplythe sametowardthe paymentofthe mortgage debt,notwithstandingthefactthattheamountowingthereonmaynotthenbedueandpayable;andthesaidmortgagor herebyagrees,uponrequest,tomake,executeanddeliveranyandallassignmentsandotherinstrumentssufficientfor thepurposeofassigningsaidawardstothemortgagee,free,clearanddischargedofanyencumbrancesofanykindor naturewhatsoever.

ANDthemortgagorcovenantswiththemortgageeasfollows:

1. Thatthemortgagorwillpaytheindebtednessashereinbeforeprovided.

2.Thatthemortgagor willkeepthebuildingsonthepremises insuredagainstlossbyfireforthebenefitofthe mortgagee;thathe willassignanddeliverthepoliciesto themortgagee;andthathe willreimbursethemortgageefor any premiumspaidforinsurancemadebythemortgageeonthemortgagor'sdefaultinsoinsuringthebuildingsorinso assigninganddeliveringthepolicies.

3. Thatnobuildingonthepremisesshallbealtered,removedordemolishedwithouttheconsentofthemortgagee.

4. Thatthe wholeofsaidprincipalsumandinterestshallbecomedueatthe optionofthe mortgagee:afterdefaultinthe paymentof anyinstallmentof principalor of interestforfifteendays;or afterdefaultin thepaymentof anytax,waterrate, sewerrentorassessmentforthirtydaysafternoticeanddemand;orafterdefaultafternoticeanddemandeitherin assigningand deliveringthepoliciesinsuringthebuildingsagainstlossbyfireorinreimbursingthemortgageefor premiumspaidon suchinsurance,as hereinbeforeprovided;orafterdefaultuponrequestinfurnishinga statementofthe amountdueonthemortgageandwhetheranyoffsetsordefensesexistagainstthemortgagedebt,ashereinafter provided. Anassessmentwhichhasbeenmadepayableininstallmentsattheapplicationofthemortgagororlesseeof thepremisesshallnevertheless,forthepurposeofthisparagraph,be deemeddueandpayableinits entiretyon the day thefirstinstallmentbecomesdueorpayableoralien.

5. Thattheholderofthismortgage,inanyactiontoforecloseit,shallbeentitledtotheappointmentofareceiver.

6. Thatthemortgagorwillpayalltaxes,assessments,sewerrentsorwaterrates,andindefaultthereof,themortgagee maypaythesame.

7. Thatthemortgagorwithinfivedaysuponrequestinpersonorwithintendaysuponrequestbymailwillfurnisha writtenstatementdulyacknowledgedoftheamountdueonthismortgageandwhetheranyoffsetsordefensesexist againstthemortgagedebt.

8. Thatnoticeanddemandorrequestmaybeinwritingandmaybeservedinpersonorbymail.

9. Thatthemortgagorwarrantsthetitletothepremises.

10.ThatthefireinsurancepoliciesrequiredbyparagraphNo.2 aboveshallcontaintheusualextendedcoverage endorsement;thatinadditiontheretothemortgagor,withinthirtydaysafternoticeanddemand,willkeepthepremises insuredagainstwarriskandanyotherhazardthatmayreasonablybe requiredby themortgagee. All of theprovisionsof paragraphsNo.2 andNo.4 aboverelatingtofireinsuranceandtheprovisionsofSection254oftheRealPropertyLaw construingthesameshallapplytotheadditionalinsurancerequiredbythisparagraph.

11.Thatincaseofaforeclosuresale,saidpremises,orsomuchthereofasmaybeaffectedbythismortgage,maybe soldinoneparcel.

12.Thatifanyactionorproceedingbecommenced(exceptanactiontoforeclosethismortgageortocollectthedebt securedthereby),towhichactionorproceedingthemortgageeismadeaparty,orinwhichitbecomesnecessaryto defendorupholdthelienofthismortgage,allsumspaidbythemortgageefor theexpenseof anylitigationtoprosecute ordefend therightsandIiencreated bythismortgage (including reasonable counsel fees),shallbepaidbythe mortgagor,togetherwithinterestthereonattherateofsixpercentperannum,andanysuchsumandtheinterest thereonshallbea lienonsaidpremises,priortoanyright,ortitleto,interestinorclaimuponsaidpremisesattachingor accruingsubsequenttothelienofthismortgage,andshallbedeemedtobesecuredbythismortgage.Inanyactionor proceedingto foreclosethismortgage,or to recoveror collectthedebtsecuredthereby,theprovisionsof lawrespecting therecoveringofcosts,disbursementsandallowancesshallprevailunaffectedbythiscovenant.

13.Thatthemortgagorherebyassignstothemortgageetherents,issuesandprofitsofthepremisesasfurthersecurity forthepaymentofsaidindebtedness,andthemortgagorgrantstothemortgageetherighttoenteruponandtotake

possessionofthepremisesforthepurposeofcollectingthesameandtoletthepremisesoranypartthereof,andto applytherents,issuesandprofits,afterpaymentof allnecessarychargesandexpenses,onaccountof said indebtedness. Thisassignmentandgrantshallcontinueineffectuntilthismortgageispaid. Themortgageehereby waivestheright toenterupon andtotake possessionofsaid premisesforthepurposeofcollectingsaid rents,issuesand profits,andthemortgagorshallbeentitledtocollectandreceivesaidrents,issuesandprofitsuntildefaultunderanyof thecovenants,conditionsor agreementscontainedin thismortgage,andagreesto usesuchrents,issuesandprofitsin paymentofprincipalandinterestbecomingdueonthismortgageandinpaymentoftaxes,assessments,sewerrents, waterratesandcarryingchargesbecomingdueagainstsaidpremises,butsuchrightofthemortgagormayberevoked by themortgageeuponanydefault,on fivedays'writtennotice. Themortgagorwillnot,withoutthewrittenconsentofthe mortgagee,receiveorcollectrentfromanytenantofsaidpremisesoranypartthereofforaperiodofmorethanone monthinadvance,andintheeventofanydefaultunderthismortgagewillpaymonthlyinadvancetothemortgagee,or toanyreceiverappointedtocollectsaidrents,issuesandprofits,thefairandreasonablerentalvaluefortheuseand occupationofsaidpremisesorofsuchpartthereofasmaybeinthepossessionofthemortgagor,andupondefaultin anysuchpaymentwillvacateandsurrenderthepossessionofsaidpremisestothemortgageeortosuch receiver,andin defaultthereofmaybeevictedbysummaryproceedings.

14.Thatthewholeofsaidprincipalsumandtheinterestshallbecomedueattheoptionofthemortgagee:(a)after failuretoexhibittothemortgagee,withintendaysafterdemand,receiptsshowingpaymentofalltaxes,waterrates, sewerrentsandassessments;or(b) afterthe actualorthreatenedalteration,demolitionorremovalofanybuildingonthe premiseswithoutthewrittenconsentofthemortgagee;or(c)aftertheassignmentoftherentsofthepremisesoranypart thereofwithoutthewrittenconsentofthemortgagee;or(d)ifthebuildingsonsaidpremisesarenotmaintainedin reasonably goodrepair;or(e)afterfailuretocomplywithanyrequirement ororderornoticeofviolationoflawor ordinanceissuedbyanygovernmentaldepartmentclaimingjurisdictionoverthepremiseswithinthreemonthsfromthe issuancethereof;or(f)ifonapplicationofthemortgageetwoormore fireinsurancecompanieslawfullydoing businessin theStateofNewYorkrefusetoissuepoliciesinsuringthebuildingsonthepremises;or(g)intheeventoftheremoval, demolitionordestructioninwholeorinpart ofanyofthefixtures,chattelsorarticlesofpersonalpropertycoveredhereby, unlessthesamearepromptlyreplacedbysimilarfixtures,chattelsandarticlesofpersonalpropertyatleastequalin qualityandconditiontothosereplaced,freefromchattelmortgagesorotherencumbrancesthereonandfreefromany reservationoftitlethereto;or(h)afterthirtydays'noticetothemortgagor,intheeventofthepassageofanylaw deductingfromthevalueofthelandforthepurposesoftaxationanylienthereon,or changingin anywaythetaxationof mortgagesordebtssecuredtherebyforstateorlocalpurposes;or(i)ifthemortgagorfailstokeep,observeandperform anyoftheothercovenants,conditionsoragreementscontainedinthismortgage.

15.Thatthemortgagorwill,in compliancewithSection13 of theLienLaw,receivetheadvancessecuredherebyandwill holdtherighttoreceivesuchadvancesasa trustfundtobeappliedfirstforthepurposeofpayingthecostofthe improvementandwillapplythesamefirstto thepaymentof thecostof theimprovementbeforeusinganypartof thetotal ofthesameforanyotherpurpose.

16.Thattheexecutionofthismortgagehasbeendulyauthorizedbytheboardofdirectorsofthemortgagor.

Strikeoutthis clause16if inapplicable.

Thismortgagemaynotbechangedorterminatedorally. Thecovenantscontainedinthismortgageshall run with the land and bind the mortgagor, the heirs, personal representatives, successors andassignsofthe mortgagorandallsubsequentowners,encumbrancers,tenantsandsubtenantsofthepremises,andshallenureto the benefit of the mortgagee, the personal representatives, successors and assigns of the mortgagee and all subsequent holdersofthismortgage. Theword"mortgagor"shallbeconstruedasifitread"mortgagors"andthe word"mortgagee"shallbeconstruedasifitread"mortgagees"wheneverthesenseofthismortgagesorequires.

INWITNESSWHEREOF,thismortgagehasbeendulyexecutedbythemortgagor.

INPRESENCEOF:

TOBE

USEDONLYWHENTHEACKNOWLEDGMENTISMADEINNEWYORKSTATE

StateofNewYork,Countyofss:

Onthedayofintheyear beforeme,theundersigned,personallyappeared

personallyknowntomeorprovedtomeonthebasisof satisfactoryevidencetobetheindividual(s)whosename(s)is (are)subscribed to thewithin instrument and acknowledged to me that he/she/they executed the same in his/her/their capacity(ies), and that by his/her/their signature(s) on the instrument,theindividual(s),orthepersonuponbehalfofwhich theindividual(s)acted,executedtheinstrument.

StateofNewYork,Countyofss:

Onthedayofintheyear beforeme,theundersigned,personallyappeared

personallyknowntomeorprovedtomeonthebasisof satisfactoryevidencetobetheindividual(s)whosename(s)is (are)subscribedtothewithininstrumentandacknowledgedto me that he/she/they executed the same in his/her/their capacity(ies), and that by his/her/their signature(s) on the instrument,theindividual(s),orthepersonuponbehalfofwhich theindividual(s)acted,executedtheinstrument.

______

(signatureandofficeofindividualtakingacknowledgment)

(signatureandofficeofindividualtakingacknowledgment)

TO BEUSEDONLYWHENTHEACKNOWLEDGMENTISMADEOUTSIDENEWYORKSTATE

State(orDistrictofColumbia,Territory,orForeignCountry)of ss:On the dayof intheyear beforeme,theundersigned,personallyappeared

personallyknownto meorprovedto meonthebasisof satisfactoryevidenceto betheindividual(s)whosename(s) is(are) subscribedtothewithininstrumentandacknowledgedtomethathe/she/theyexecutedthesameinhis/her/theircapacity(ies),and thatbyhis/her/theirsignature(s)ontheinstrument,theindividual(s),orthepersonuponbehalfofwhichtheindividual(s)acted, executedtheinstrument,andthatsuchindividualmadesuchappearancebeforetheundersignedinthe

in .

(inserttheCityorotherpoliticalsubdivision)(andinserttheStateorCountryorotherplacetheacknowledgmentwastaken)

______

(signatureandofficeofindividualtakingacknowledgment)

SECTION

MORTGAGE

TitleNo. TO

BLOCK LOT

COUNTYORTOWN

STREETADDRESS

RecordedatRequestof

RETURNBYMAILTO:

STANDARDFORMOFNEWYORKBOARDOFTITLEUNDERWRITERS