Dear Arizona Medical Student Loan Program Participant:
Are you currently in your Residency program and looking for information on how to fulfill your contractual agreement? Below are some useful resources provided to us by the Arizona Department of Health Services (ADHS) designed to assistyou.
Your loan agreements / contracts are a great source of information for you for future reference. If you need copies, please contact our office. Remember, once you fulfill your service commitment in a location approved by the Board, then the loans and all interest shall be deemed fully paid!
The Board of Medical Student Loans wants to encourage you to consider service in one of the rural counties in the State of Arizona. There are so many towns in Arizona outside of Phoenix and Tucson that are struggling to find physicians to provide medical care to their residents. The Board would like you to give special consideration to those areas.
Below are important websites provided by the Arizona Department of Health Services where you can research possible future service sites.
When you find one or several sites you are considering in the last year of your residency program, that’s when you write a letter to the Board of Medical Student Loans for their next meeting and ask for their approval of those sites (be sure to specify the name of the facility, full address including zip code, and the telephone number). You will need advance approval from the Board of Medical Student Loans before you sign a contract to work to be sure it meets your contract requirements.Board meetings are typically held twice a year, so stay in touch.
If a site location that you are interested in qualifies as an eligible Health Professional Shortage Area (HPSA) or a Medically Underserved Area/Medically Underserved Population (MUA/MUP), then you would print out the information that shows this and submit that along with your letter addressed to the Board of Medical Student Loans, asking for their permission to sign a contract to work at that location. Below is the website address where you can look up and print out this necessary information:
The addresses you input will provide you with the HPSAor MUA/MUP designation status:
Be sure the HPSA shows as “Designated” and doesn’t say “Proposed Withdrawal” which would indicate it is being reevaluated.
There is also a website that lists all the Federally Qualified Health Centers (FQHC). Visit
click on “Find a Health Center.” You will be asked to search by address. Just insert the word ‘Arizona’ into the address box and click on find Health Center for a list of health center sites.
You may also serve on any Indian Reservation located in Arizona and there are clinics and hospitals located on reservation lands. You would write the Board of Medical Student Loans with the name, address including zip code, and telephone number of the site where you would like to work. Visit
for a tribal health services directory as well as a State of Arizona Tribal Liaisons Resource Directory.
Below are two job vacancy sites and the Association of Community Health Centers website that participants can use to locate a job in rural and underserved locations throughoutArizona as well.
- The first is locate a job in a rural community. The free site listing also includes whether the location is a National Health Service Corp (NHSC) site or J-1 site, which would potentially indicate that it falls in a federally designated underserved area (HPSA, MUA, and MUP).
- The NHSC website also provides a job listing site all of their sites would be in a federally designated HPSA.
- Association of Community Health Centers provides a member directory with over 100 satellite clinics which would potentially qualify for the Arizona Medical Student Loan obligation. All the sites contact information is provided as well:
If you are interested in working at a correctional facility, you can determine whether that facility is currently designated as an eligible work site by going to Click on Advanced Search (see small print above the box) and select “Arizona, All counties, applicable discipline (e.g. primary medical care) and then under Type- select correctional facility.”
If you wish to write the Board of Medical Student Loans, please address the letter to:
Carol Q. Galper, Ed.D.
Chairperson, Board of Medical Student Loans c/o Marta Andino
Midwestern University, Office of Student Financial Services
555 31st Street
Downers Grove, IL 60515
If you have any questions, please contact the Arizona Medical Student Loan Program liaison via email at:
Martacan be reached by phone by calling: 866-729-2698.