BENEFITS OVERVIEW as of January 2015
For all full-time employees
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Ø Medical Insurance: AETNA High Deductible Health Plan
§ Monthly Pre-tax Employee Contribution
· Individual $ 85.00 per month
· Employee + One $170.00 per month
· Family $358.00 per month
§ Annual Deductible
· In-Network - $1500 / Individual
· In-Network - $3000 / Family EE+1
· Out-of-Network - $3000 / Individual
· Out-of-Network - $6000 / Family EE+1
§ HDHP - All covered expenses including prescription drugs accumulate toward annual Deductible. Deductible must be met prior to benefits being payable per Co-insurance and Co-pay
§ Co-insurance: 85/15, 60/40
§ Rx Co-pays: $10 / $25 / $50 (mail order available)
§ Most Preventative care 100% with Deductible waived
Ø Wellness Program: AwanaBeHealthy
§ Healthy activities help you save on your monthly medical premiums
Ø Vision Care: VSP Choice Network
§ Monthly Pre-tax Employee Contribution
· Individual $3.00 per month
· Employee + One $6.00 per month
· Family $8.00 per month
§ In-Network Eye Exams $10 co-pay
§ In-Network Hardware benefit: $130 with $25 co-pay
Ø Dental Insurance: AETNA
§ Monthly Pre-tax Employee Contribution
· Individual $11.68 per month
· Employee + One $21.83 per month
· Family $35.26 per month
§ Deductible is $50 / Person per calendar year
§ Preventative care is covered at 100%
§ Co-insurances on other levels of care at 80% or 50%
Ø Health Savings Account: PayFlex
§ Creates a bank account in your name for you to save money to pay for out of pocket medical expenses, tax free
§ Funds are always yours and roll over each year
§ Requires enrollment in the Awana Medical HDHP
Ø Group Life Insurance: CIGNA
§ Coverage equals one times the employee’s annual salary
§ Voluntary Life coverage available, paid for by the employee
Ø Short Term Disability / Long Term Disability: CIGNA
§ STD is self insured through Awana on an accrual basis
§ LTD coverage with Cigna after 1 year of service
Ø Vacation
§ Less than 5 years of continuous employment, 10 days
§ Between 5-9 years of continuous employment, 15 days
§ 10+ years of continuous employment, 20 days
§ New full-time employees will be advanced a pro-rated allowance for their use during the year in which they are hired
Ø Sick/Personal Days
§ 8 days per year, 2 of which may be used as personal days
Ø Holidays
§ New Year’s Day, Good Friday, Memorial Day, Independence Day, Labor Day, Thanksgiving , the Friday after Thanksgiving, Christmas Eve, and Christmas Day
§ Awana is closed December 26-December 31st
Ø Additional Paid time Off
§ Scripture Memory Day, Birthday, Jury Duty, and Bereavement Time
Ø 401(k) Retirement
§ Automatically enrolled at 5% of your salary after four months of employment and 21 years of age
§ Pre-tax contributions up to 60% of base salary (plus Catch-up if eligible)
§ 100% vested at the time of enrollment
§ Employer match of 25% of your deferred contribution, up to a maximum of 3% of your eligible compensation
(3% of salary x .25% = .75% Maximum Employer Match)
Ø Service Recognition Program
§ Service awards given at important milestones
Ø Worker’s Compensation
§ This program covers any injury or illness sustained in the course of employment at no cost to the employees
Ø Flextime Policy
§ Requires supervisor approval
§ Must be present for Awana’s core hours of 9:00am – 2:30pm
Ø Ministry Opportunity
§ After two years of employment you may be eligible for additional paid leave to serve in a confirmed area of Awana ministry need worldwide
This sheet is an Overview of benefits offered to Awana employees and is not intended as an offer of employment nor does it constitute a certificate of coverage. This is meant as a brief overview of benefit policies, and the Employee Handbook and Summary Plan Descriptions should be consulted for full policy information.
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