AFM 361 Spring 2008

Final Solution

Question 1: 55 marks,  = 1.2 mark, max 53

(A) Calculation of taxable income(max 21)

Net income 105,000 

Add:Tax expense 19,500 

Charitable contribution 10,000 

Depreciation 120,000 

Golf membership 2,000 

Taxes on U.S. dividends 500 

Less:CCA on furniture and fixture 60,000  x 20%  ( 12,000)
CCA on leasehold improvements 144,000  ÷ (10  + 5 ) ( 9,600)
CECA (48,500  + ¾  x 40,000 ) x 7%  no half year rule ( 5,495)

Division B income  229,905

Division C Deductions:

Charitable contributions lesser of (a) contribution, 10,000
(b) 75% of 229,905 172,429 ( 10,000)

Canadian dividends ( 2,000)
Net capital loss not deducted
217,905

(B) Calculation of tax payable(max 32)

Tax 217,905 x 38%  82,804

Abatement (Schedule 1) ( 17,705)

Tax reduction 8.5%  x 217,905  ( 18,522)

Non-business foreign tax credit (Schedule 2) ( 500)

Business foreign tax credit (Schedule 3) ( 7,000)

39,077

Schedule 1 (abatement)

RevenuesSalariesAvg.

Canada600 + 300 75%  120+ 30 + 112.5 87.5%  81.25%

U.S. 300 37.5

1,200 300.0

Abatement: 81.25%  x 10%  x 217,905  = 17,705

Schedule 2 (Non business FTC)

Lesser of (a) tax paid 500 

(b) for. non-bus. inc. x tax otherwise payable1
Div. B inc – dividend dedn – NCL

3,000  x (82,804 – 17705 – 18522  )= 613
229,905  – 2,000 

Schedule 3 (Business FTC)

Least of (a) tax paid 7,000 

(b) for. bus. inc. x tax2
Div. B inc – dividend dedn – NCL

35,000  x (82,804– 18522  )= 9,872
229,905 – 2,000 

(c) tax (*) w/o abatement – non-bus. FTC = 82,804– 18522  – 500 63,782

Question 2: 55 marks,  = 1.2 mark, max 59

(A) Calculation of losses(max 20)

Non-capital Net capital Expiring

Prior year – non-capital 42,000 
– net capital 11,000  11,000

Current year – a.c.l. 10,000  10,000

Property: dividend ( 1,500)
Div C ded’n 1,500 
interest 2,500
2,500 2,500 

Business: operations 27,000 
inventory 500 
CCA on cl 43 3,000 30,500

73,500 23,000 23,500

Elect on land for t.c.g. of 23,500; deemed PoD of 100,000 + 2 * 23,500 = 149,000

Net capital losses used up, therefore $0

Non-capital losses: Beginning balance 42,000 
New: business loss 30,500 
property loss 1,000 
Dividends deduction 1,500 
Net capital loss claimed 13,000 
3(c) income 25,500  – 10,000  ( 15,500) 30,500
72,500
Verify that loss can be used:
continue business with reasonable expectation of profit

(B) Asset values(max 8)

Assets after acquisition
Inventory 1,500 
Equipment – CC 30,000 
UCC 15,000 
Building – CC 250,000 
UCC 235,200 
Land – ACB 100,000  + 2 * 23,500 149,000

(C) Calculation of taxable income(max 31)

Net income 174,000 

Add:Tax expense 31,000 

Depreciation 120,000 

Golf membership 2,000 

Loss on sale 15,000 

Less:Terminal loss on the building (Sch. 1) ( 34,200)
CCA on furniture and fixture (60,000 – 12,000)  x 20%  ( 9,600)
CCA on leasehold improvements 144,000  ÷ (10  + 5 ) ( 9,600)
CCA on equipment 15,000  x 30%  ( 4,500)
CECA (78,500 – 5,495)  x 7% ( 5,110)

Division B income  278,990

Division C Deductions:

Non capital losses (assume businesses are similar)  ( 72,500)
196,490

Schedule 1 (subsection 13(21.1)

PoD on building:

Lesser of
(i) FMV land and building 350,000 
minus lesser of
(A) ACB land 149,000 
(B) FMV land 150,000  149,000 201,000
(ii) greater of
(A) FMV building 200,000 
(B) lesser of CC 250,000 
UCC 235,200  235,200 235,200

Therefore, PoD on building is 201,000,
leading to a terminal loss of 235,200 – 201,000 = 34,200 

Therefore, PoD on land is 350,000 – 201,000 = 149,000 
leading to an allowable capital loss of (149,000  – 149,000 ) / 2 = 0.

Question 3: 40 marks,  = 1.2 mark, max 38

2007 2008

Division B income before the following 1,200,000  1,500,000 

SR&ED: last year’s ITC 111,553 
new computer ( 300,000) ( 50,000)
used computer ( 50,000)
new furniture ( 100,000) ( 20,000)
salaries ( 200,000) ( 450,000)
operating costs ( 30,000) ( 100,000)

CCA:building 1.5M  x 6%  x ½  ( 45,000) ( 87,300)

CECA:209,250  x 7%  ( 14,648)
inclusion * 125,148

Non-capital loss carry-forward ( 10,000)

Taxable income 450,352 1,029,401

Tax @ 38% 171,134  391,172 

Abatement @10% ( 45,035) ( 102,940)

Tax reduction @8.5% (technically 7% in 2007) ( 38,280) ( 87,499)
111,553 200,733

ITCmax: 20% x (300 + 100 + 200 + 30) = 126,000
limited to tax payable  ( 111,553)
max: 20% x (50 + 20 + 450 + 100)  ( 124,000)
carryforward: 126,000 – 111,553  ( 14,447)

0 62,286

* Lesser of(a) negative amount: opening balance 209,250 
2007 CECA ( 14,648)
2008 disposal ¾  x 500,000  ( 375,000)
180,398

(b) total CECA350,000  + 14,648  + 15,750  380,398
less previous recaptured ( 350,000)
30,398 30,398

Plus: 2/3  x (180,398  – 30,398 ) 100,000
130,398