JULIAN HARRIS FINANCIAL CONSULTANTS
CONFIDENTIAL CORPORATE / BUSINESS
QUESTIONNAIRE
CLIENT NAME ……………………………………………………………….
Business Card given to client(s)
New Business Pack Given?
Next appointment date _____________________
Julian Harris Financial Consultants
Independent Financial Advisers authorised and Regulated by the Financial Services Authority
JULIAN HARRIS FINANCIAL CONSULTANTS CORPORATE FINANCIAL PLANNER
Company / Business Name _____________________________________________________________
Company (R/0) Address _____________________________________________________________
________________________________________Post Code______________ Telephone_____________
Owners of Business.
Approx
Date of Value of
Name Share % Birth Share(£)
____________________________________________________________________________
____________________________________________________________________________
____________________________________________________________________________
____________________________________________________________________________
Directors: (1) ___________________________________ (2) ___________________________________
(3) ___________________________________ (4) ___________________________________
(5) ___________________________________ Company Secretary: _______________________
Member of any trade associations?_________________________________________________
____________________________________________________________________________
Legal status of Company: Partnership.. [ ] LLP [ ]
Limited Liability Company.. [ ]
Company Financial Year end date:____/____/____
Pre-tax Profits last 3 years £_________ £_________ £_________
Corporation tax last year £_________
Do you have a large amount of money on deposit? YES / NO
Partners / Directors drawings (1) £_________(2) £_________(3) £_________(4) £_________(5) £_________
Any Bonuses / Dividends? (How Much) £______________________________________________________
_______________________________________________________________________________________
JULIAN HARRIS FINANCIAL CONSULTANTS
CORPORATE FINANCIAL PLANNER.
Number of Employees:_______________________________
Do you have a Pension Scheme for Employees Yes ( ) No ( )
Do you own your commercial premises? Yes ( ) No ( )
Are premises owned personally (Partner/Shareholder/Director) or by the Company:__________________________
Are you looking to purchase property?_____________________________________________
Business loans outstanding? Amounts / To whom / what terms?___________________________________
______________________________________________________________________________________
Business Mortgage outstanding £_____________________
Type of Mortgage? ______________________
Please give details of any existing provision:________________________________________
____________________________________________________________________________
Notes: ______________________________________________________________________
____________________________________________________________________________
____________________________________________________________________________
CURRENT PENSION SCHEMES - DIRECTORS &
SENIOR EXECUTIVES SCHEME.
Schemes: (A-D) A B C D
With which Company?
Who was the Adviser involved?
Type of scheme?
(e.g. money purchase, final salary,
SSAS).
What are the objectives of this
scheme?
Scheme Retirement Age?
Benefits?
(e.g. death benefits, disability
benefits).
Contributions.
- how much (by company and
individuals)
- level payments or linked to
payroll?
Contracted out?
Is there any current loanback
facility?
Is any company property held as
an asset of the scheme?
CURRENT PENSION SCHEMES - EMPLOYEES.
With which company?__________________________________________________________
Who was the Advisor involved?__________________________________________________
Type of scheme?______________________________________________________________
Why this type of scheme?_______________________________________________________
____________________________________________________________________________
Who does it cover? (e.g. number of employees etc.)___________________________________
____________________________________________________________________________
Scheme Retirement Age_________________________________________________________
Benefits (inc: Life Cover/CI etc)___________________________________________________
____________________________________________________________________________
Total Contributions (Company and individual) £_________ £_________
Contracted out? Yes ( ) No ( )
Are you satisfied with the current scheme? Yes ( ) No ( )
Are your employees satisfied with the current scheme? Yes ( ) No ( )
If they do not have a current scheme, would you like to provide one? (if the business is ever likely to go public, this would be advisable) Yes ( ) No ( )
Are you prepared to make contributions to many different companies at different times, if employees make their own arrangements? Yes ( ) No ( )
Would it help you if one company sorted out your employees’ scheme and made it simple for
you to administer? Yes ( ) No ( )
Would you prefer to control costs or benefits?_______________________________________
NEEDS AGREED.
Partnership / Shareholder Protection
Is there a Partnership / Shareholder Protection Scheme in place? Yes ( ) No ( )
Is it up to date and adequately funded? Yes ( ) No ( )
Notes:
________________________________________________________________________________________
________________________________________________________________________________________
________________________________________________________________________________________
Keyperson - contingency planning for loss
of profits. (Please number in priority
order - 1 being the most
Retirement Planning - For Directors. important and 6 the least
important.)
- For Employees.
Partnership / Shareholder Protection
Commercial Loans - tax efficient repayment
and restructuring.
Financial Planning for the business.
Planning for property acquisition.
CLIENT’S NEEDS - AGREED.
Recommendations Proposal Review Date
Submitted
Permanent Health Insurance
Critical Illness
Personal Pension
AVC’s
Company Pension
Single Premium Bonds
Unit Trusts
Inheritance Tax Planning
Partnership Assurance
Director’s Share Protection
- Life
Director’s Share Protection
- Critical Illness
Keyperson Assurance
Medical Insurance
Other Needs:
KEY PERSON.
Who will be the Key people in
generating the pre-tax profits?
______________________________________________
How long would it take to replace
the Keyperson if he/she died or
suffered from a Critical Illness.
______________________________________________
How long could you continue
without this person if he/she were
off work due to ill health?
______________________________________________
Have you ever insured against the
risk?
(if yes, please give details of any
existing policies).
______________________________________________
Do you insure all other business
resources?
______________________________________________
Would the Keyperson be easy to
replace?
(e.g. loss of expertise, cost and
time to train).
______________________________________________
Would it affect either profitability
or your future plans?
______________________________________________
Can you put a total cost on their £
loss?
FUTURE BUSINESS PLANNING.
Bearing in mind your answers to the previous pages, what plans do you have for the business in the next 1 year, 3 years, 5 years?
Company Accountant Name_____________________________________________________
Address_____________________________________________________________________
________________________________________Post Code______________ Telephone No._______________
Company Solicitor Name______________________________________________________________
Address_____________________________________________________________________
________________________________________Post Code______________ Telephone No._______________
Partner / Directors interviewed: _______________________________________________
Copy Last Accounts Obtained? Yes ( ) No ( )
Copy Last Annual Return Obtained? Yes ( ) No ( )
Identity Verification? Yes ( ) No ( )
I confirm that the information contained in this Questionnaire is complete and accurate and understand that where information requested is inaccurate or has been withheld Julian Harris Financial Consultants may not be ale to give complete or suitable advice as a consequence.
Signed: __________________________________________ (Partner / Director)
Signed: __________________________________________ (Adviser)
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