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Jennifer Madsen

English 2010

Professor Nathan Cole

March 2013

The Cost of Survival

Cancer was once considered a death sentence, but with advancements in surgical techniques and more effective drug treatments, surviving cancer is possible. However, for some, the cost of treating cancer is a financial death sentence, which few survive.

Twenty-eight-year-old Jamie Miller has Acute Myeloid Leukemia, a cancer in her blood and bones. Jamie is insured, but with her treatment expected to last close to a year, she will not be able to return to work for quite some time. With the loss of her income, she is worried how she will pay for the life-saving treatments she needs.

“Being told you have cancer, need chemotherapy and a bone marrow transplant is horrifying enough, but then you realize how expensive it’s going to be to treat and you’re horrified all over again,” she says (Miller).

Unfortunately, for Jamie and approximately 140,000 other people expected to be diagnosed with Leukemia this year, they are in for an expensive fight. Elizabeth Kitlas, an information specialist at the Leukemia and Lymphoma Society says that the cost of leukemia treatment is substantial even for people that have insurance. “Someone who has leukemia may have a doctor’s visit three to four times a week. In addition, those that have a bone marrow or stem cell transplant need as many as 50 medications afterward,” (LLS). Every doctor’s visit and 30-day supply of medication requires a co-payments, which is the portion you have to pay that is not covered by your health insurance. Patients pay an average of $712 per month on co-payments according to Researchers from Duke University Medical Center (Duke Health.org). Covering the cost of co-payments alone could potentially bankrupt some cancer patients.

According to research done at the Hutchinson Cancer Research Center, “Cancer patients are twice as likely to file for bankruptcy as the general public” (Andrews). They also found that certain types of cancer carry a higher risk of bankruptcy; Leukemia was third on the list, confirming Jamie’s fears of the financial burden her treatment will cause.


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The financial burden not only affects patients, but their families as well. A national survey conducted by the Kaiser Family Foundation/Harvard School of public health found that ten percent of Americans have someone in their household that has been diagnosed with cancer and that for most of the families, treatment costs caused considerable financial stress, even with health insurance.

The cost of treating cancer is a burden for most families who are affected by the disease. Nearly half of these families say that the costs of cancer care were a burden on their family, including one is six who say such cost were a MAJOR burden. (Kaiser)

Jamie is confident she will survive cancer. Although she faces a long physical, mental, and expensive journey, she will not have to face it alone. Her husband Mark, her two beautiful children, and extended family will be there every step of the way.

“I have so much to live for and my family and I are prepared to spend whatever is necessary to keep me alive,” she says (Miller).

Surviving cancer is possible; people are doing it every day. Surviving the cost of cancer however is proving to be a challenge that many cannot overcome. Nevertheless, for Jamie Miller the treatments that will keep her alive are worth every penny.

Jamie Miller, Mark Miller and their two children Colby & Haylie


Works Cited

Andrews, Michelle. "The Five Cancers Most Likely To Push You Over The Financial Edge."

Capsules. Kaiser Family Foundation, 11 Oct 2011. Web. 6 Mar. 2013.

Duke Medicine News and Communications, . "Medical Bills Force Cancer Patients to Skimp on

Care and Necessities." Duke Health.org. Duke University Health System, 06 June

2011. Web. 6 Mar 2013.

Kaiser Family Foundation/Harvard School of Public Health, . “National Survey of Households

Affected by Cancer,” (conducted Aug 1-Sept 14, 2006). Web. 1 Mar. 2013.

Leukemia & Lymphoma Society (LLS), . Leukemia. White Plains: Leukemia Lymphoma

Society, 2011. 12-13. Print.

Miller, Jamie. Personal Interview. 2 Mar 2013.

Pic. 1. Serokin, Nikolai. Stethoscope On Money Background. 2011.

Photograph. Depositphotos.comWeb. 16 Apr 2013.

Pic. 2. Niederhauser, John. Miller Family. 2012. Photograph.

Facebook, Sandy. Web. 16 Apr 2013.