DISCLOSURE AND ACKNOWLEDGEMENT

Address: File No.

By signing this statement, I acknowledge the following:

1. MILWAUKEE TITLE, INC. AND MILWAUKEE TITLE CLOSING SERVICES, INC. IS NOT ACTING AS MY AGENT, ATTORNEY, REPRESENTATIVE OR FIDUCIARY at this real estate closing. This is a true notwithstanding the fact that MILWAUKEE TITLE, INC. AND MILWAUKEE TITLE CLOSING SERVICES, INC. may have drafted the deed or other documents for the subject transaction.

2. That MILWAUKEE TITLE, INC. AND MILWAUKEE TITLE CLOSING SERVICES, INC. employees, who have attended this closing, represent only MILWAUKEE TITLE, INC. AND MILWAUKEE TITLE CLOSING SERVICES, INC. and perhaps, the lender whose employees may not be present.

3. That MILWAUKEE TITLE, INC. AND MILWAUKEE TITLE CLOSING SERVICES, INC. employees may have identified certain documents to me as he or she has presented them to me for signing, but HAS NOT GIVEN ME LEGAL ADVICE AS TO THE MEANING OR EFFECT OF THE DOCUMENTS. I understand that any of his or her statements about the documents are not legal advice to me. If I have designated someone as my attorney, that attorney is my only attorney in this transaction.

4. That I have either read all the closing documents or is responsible for my own failure to have read them. I UNDERSTAND THAT MILWAUKEE TITLE, INC. AND MILWAUKEE TITLE CLOSING SERVICES, INC. IS NOT RESPONSIBLE FOR EXPLAINING TO ME THE EFFECT OF THE DOCUMENTS I HAVE SIGNED.

5. Seller’s and Buyer’s signature hereon acknowledge his/her/their approval of tax prorations and signify their understanding that prorations were based on taxes for the preceding year, or estimates for the current year, and in the event of any change for the current year, all necessary adjustments must be made between Seller and Buyer, likewise any default in delinquent taxes will be reimbursed to Title Company by Seller.

6. Title Company, in its capacity as Escrow Agent, is and has been authorized to deposit all funds it receives in this transaction in any financial institution, whether affiliated or not. Title Company shall not be liable for interest on any escrowed funds and shall be under no duty to invest or reinvest funds held at any time. Sellers and Buyers hereby acknowledge and consent to the deposit of the escrow money in financial institutions with which the Title Company, has or may have, other banking relationships and further consent to the retention by Title Company and/or its affiliates of any and all benefits Title Company and/or its affiliates my receive from such financial institutions by reason of their maintenance of said escrow accounts.

7. THAT I HAVE READ THIS STATEMENT AND UNDERSTAND IT.

Dated this ________ day of ________________________, _______

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