March 25, 1998
ACCOUNTING AND STATISTICAL NOTICE NO. 288
Revision to the 1998 Statistical Edit Package
Enclosed please find revised statistical edit pages to be inserted in the 1998 Commonwealth Automobile Reinsurers Statistical Edit package:
Edit Page Revision
S24 48 The Coverage edit has been updated to clarify section 1 coverages 005 & 065 to include 1989 and subsequent years for subline 618 only.
V52 93 The Premium and Exposure Verification edit has been updated to clarify section 7 the number of exposures was $1,200 and should have been 1,200.
V53 95 The VIN Verification edit has been updated to clarify that model years 01 – 81 for Private Passenger classes will not be edited and model years reported as blank as well as 00 will be edited.
This notification is being forwarded to an individual in each company’s Statistical Department. Please bring these changes to the attention of all effected parties.
If you have any questions concerning these revisions or request additional copies, please contact the Business Analysis Department at (617) 338-4000.
Cheryl McNeil
Business Analyst
Attachments
Commonwealth Automobile Reinsurers
STATISTICAL EDIT PACKAGE
TYPE OF EDIT: ANTITHEFT DISCOUNT
Error Code: S23
This edit is performed for the following records:
(X) Private Passenger Full Plan
(X) Commercial Full Plan
(X) Premiums: Policy effective years 1996, 1997, 1998
(X) Losses: Policy effective years 1989-1998
( ) Liability ( ) No-Fault (X) Physical Damage
Classes (Class Types): Coverages:
Private Passenger (11) 02X,03X,004,006009,060-064,
Regular Trucks, Tractors and Trailers classes 011XX0016XX0, 066069, 10X,120X,13X,16X,22X#,
021XX0026XX0,031XX0036XX0 only (21) 23X#,26X#,32X#,33X#,36X#
Regular Trucks, Tractors, TrailersFleet classes 014XX0-016XX0,
024XX0-026XX0, 034XX0-036XX0 only (23)
Private Passenger Types (81)
Private Passenger TypesFleet (82)
Gross Receipts and Mileage (72)
Miscellaneous Rated as Private Passenger - class 053900 only (91)
Special Rating and Adjustment - classes 998100998900 only (71)
Private Passenger SDIP Points and Credits (13 and 14)
Misc. Rated as Private Passenger SDIP Points and Credits - class 0539XX only (93, 94)
Note: Spaces will be converted to zeros.
#Policy effective years 1994 and subsequent
Edit:
For all policy effective years:
AntiTheft indicator must be 0, 1, 2, 3, 4, 5, 6 or 7.
Last revision date: 1/1/98 Page: 2 Print date: 1/1/98Commonwealth Automobile Reinsurers
STATISTICAL EDIT PACKAGE
TYPE OF EDIT: COVERAGE
Error Code: S24
This edit is performed for the following records:
(X) Private Passenger Full Plan
(X) Commercial Full Plan
( ) Premiums: Policy effective years
(X) Losses: Policy effective years 1989-1998
( ) Liability ( ) No-Fault (X) Physical Damage
Classes (class types): All Coverages: All
Edit:
1. The following coverages are valid for all classes:
Spaces, 000 (valid for Type of Loss 08 only), 004, 006, 008, 009, 015,
016, 017, 019, 034, 035, 036, 037, 038, 039, 040, 045 049, 060, 063,
064, 066, 068, 069, 076, 077, 078, 079, 081, 083, 089, 092, 095, 099
Valid for 1993 and subsequent, and subline 618 only:
087
Valid for 1989-1993 and subline 628 only:
048, 088, 098
Valid for 1989 and subsequent and subline 618 only:
005, 065
Valid for 1989 and subsequent:
012, 022, 023, 042, 043, 046, 072, 104, 122, 123, 134, 135, 136, 137, 138, 139, 164
Valid for 1992 and subsequent:
041
Valid for 1992 and subsequent and subline 628 only:
085
Valid for 1994 and subsequent and subline 628 only:
082, 222, 234, 236, 238, 264, 266, 268, 322, 334, 336, 338, 364, 366, 368
Last revision date: 1/1/98 Page: 49 Print date: 3/18/98Commonwealth Automobile Reinsurers
STATISTICAL EDIT PACKAGE
TYPE OF EDIT: PREMIUM AND EXPOSURE VERIFICATION (continued)
4. Classes: NonOwned (Emp., Private Passenger, Motorcycles, Hired), NonOwned (Minimum Premium, Drive Other Car, Partner NonOwn., All Other), Special Rating and Adjustment, Gross Receipts and Mileage.
TOLERANCESExposure / BI Premium / PD Premium / No-Fault Prem. / OTC Premium / Coll. Premium
N/A / $50,000 / $50,000 / $5,000 / $50,000 / $50,000
5. Classes: Private Passenger Type classes 739100 only and Miscellaneous Rated as Private Passenger.
TOLERANCESExposure / BI Premium / PD Premium / No-Fault Prem. / OTC Premium / Coll. Premium
25 / $25,000 / $10,000 / $2,500 / $10,000 / $10,000
6. Classes: Private Passenger TypesFleet classes 199800 and 739800 only.
TOLERANCESExposure / BI Premium / PD Premium / No-Fault Prem. / OTC Premium / Coll. Premium
25 / $25,000 / $10,000 / $2,500 / $10,000 / $10,000
7. Classes: Garages Subject to Compulsory Law.
TOLERANCESExposure / BI Premium / PD Premium / No-Fault Prem. / OTC Premium / Coll. Premium
1,200 (liab. & no-fault only) / $20,000 / $20,000 / $5,000 / $50,000 / $50,000
8. Classes: GaragesPremises, Garages Not Subject to Compulsory Law.
TOLERANCESExposure / BI Premium / PD Premium / No-Fault Prem. / OTC Premium / Coll. Premium
N/A / $10,000 / $10,000 / $5,000 / $50,000 / $50,000
Last revision date: 1/1/98 Page: 93 Print date: 3/18/98
Commonwealth Automobile Reinsurers
STATISTICAL EDIT PACKAGE
TYPE OF EDIT: PREMIUM AND EXPOSURE VERIFICATION (continued)
9. Private Passenger SDIP Credits, Misc. Rated as Private Passenger SDIP Credits and Private Passenger Motorcycle Credits.
If The fifth and sixth positions of the class code are 0914:
TOLERANCESExposure / BI Premium / PD Premium / No-Fault Prem. / OTC Premium / Coll. Premium
25 / $500 / $500 / $200 / N/A / $1,000
10. Private Passenger SDIP Points, Misc. Rated as Private Passenger SDIP Points and Private Passenger Motorcycle Points.
If the fifth and sixth positions of the class code are 1635:
TOLERANCESExposure / BI Premium / PD Premium / No-Fault Prem. / OTC Premium / Coll. Premium
12 / $500 / $500 / $200 / N/A / $1,000
11. All invalid classes:
TOLERANCESExposure / BI Premium / PD Premium / No-Fault Prem. / OTC Premium / Coll. Premium
25 / $50,000 / $50,000 / $5,000 / $50,000 / $50,000
Last revision date: 1/1/98 Page: 94 Print date: 1/1/98
Commonwealth Automobile Reinsurers
STATISTICAL EDIT PACKAGE
TYPE OF EDIT: VEHICLE IDENTIFICATION NUMBER VERIFICATION
Error Code: V53
This edit is performed for the following records:
(X) Private Passenger Full Plan
(X) Commercial Full Plan
(X) Premiums: Policy effective year 1996, 1997,1998
(X) Losses: Policy effective year 1995-1998
(X) Liability (X) No-Fault (X) Physical Damage
Classes (class type): All except: Coverages: All except:
Commuter Discount (12) 05X,08X (except 089),090,091,093,
*Private Passenger (11) 094,096,097,2XX (except PP),31X,477
Private Passenger SDIP Points (13)
Private Passenger SDIP Credits (14)
Misc. Rated as Private Passenger (91) - classes 049500,042600,
048300, 040000, 045300, 045900
Misc. Rated as Private Passenger SDIP Points and Credits (93,94) -
classes 0483XX, 0400XX, 0453XX, 0459XX
Non-Owned (61,62)
Special Rating and Adjustment (71)
Garages Subject to Compulsory Law (41)
Garages - Premises (42)
Garages Not Subject to Compulsory Law (43)
Gross Receipts and Mileage (72)
Special Types – classes (51) 045200, 045600, 070600, 070700, 704000,
792400, 721300, 721600, 793400, 793900, 796500, 790600,
790700, 721900, 792500, 795300, 796400, 946000, 962000
Trailers (21,22,23,24) - classes '6XXXXX' only
*For policy year 1995, only physical damage loss records are excluded.
Notes:
1) For policy effective years 1996 and subsequent: All loss records containing a VIN code of
97000000000000000 (15 zeros) will be considered a loss where the insured vehicle is not involved and the record will not be passed through this edit.
2) All private passenger records with reported model years 01 - 80 will not be processed through this edit (Please note; 00 and blanks will be processed).
3) For policy effective years 1997 and subsequent: All commercial records with age code (0) will not be processed through this edit.
Last revision date: 1/1/98 Page: 95 Print date: 3/18/98Commonwealth Automobile Reinsurers
STATISTICAL EDIT PACKAGE
TYPE OF EDIT: VEHICLE IDENTIFICATION NUMBER VERIFICATION (continued)
4) Companies are now required to add State Assigned VINs to the C.A.R. NON-POLK file as these VINs are now being edited. (Reference Accounting and Statistical Notice # 277.)
Edit:
In order to ensure the accuracy of rate-making data, records with VIN's that do not match either C.A.R.'s POLK or NON-POLK file will be listed for verification. Although they are not included in the percentage of error for a shipment, companies are requested to research these records to determine if they have been reported correctly.
1. Vehicle identification number must be a minimum of five and a maximum of seventeen, alpha or numeric characters. It must be left justified with no imbedded spaces. Unused positions must be coded as blanks.
2. The VIN will be edited against C.A.R.'s POLK file. Any vehicle identification numbers not found on C.A.R.’s POLK file will be next edited against C.A.R.’s NON-POLK file, to ensure their validity.
3. For Commercial policy effective years 1997 and subsequent:
The value in the age code must be equivalent to the model year imbedded in the VIN. Or the value in the age code must be equivalent to the model year field on C.A.R.’s NON-POLK file according to the following chart (note this is according to the October 1 date used in rating to determine the age value):
If the Model Year is: / The Age must be:Subsequent to the Policy Effective Year / 1 only
Current Policy Effective Year / 1 or 2
Prior Policy Effective Year / 2 or 3
2nd Prior Policy Effective Year / 3 or 4
3rd Prior Policy Effective Year / 4 or 5
4th Prior Policy Effective Year / 5 or 6
5th Prior Policy Effective Year / 6 or 7
6th Prior Policy Effective Year / 7 or 8
7th Prior Policy Effective Year / 8 or 9
Policy Effective Year 1981 through
8th Prior Policy Effective Year / 9 only
Last revision date: 1/1/98 Page: 96 Print date: 1/1/98