Your Voluntary Benefits Options

This open enrollment period, Blue Cross Blue Shield of Massachusetts and <Account Name>
have partnered to offer you affordable voluntary insurance programs that can significantly
support your medical coverage while protecting you and your family’s financial security.
Use this fact sheet during group information sessions and your one-on-one meeting.

To help you understand your options, benefit consultants will be
hosting group information sessions and private one-on-one
meetings at your workplace.

We’ll be at enter location here:

  • Date and time for event #1
  • Date and time for event #2
  • Date and time for event #2

Join us and learn how each of the voluntary insurance programs work and the benefits they could have for
you and your family.

Contact your HR representative to schedule a one-on-one appointment.

Individual Term Life Insurance

Find peace of mind with our Individual Term Life insurance. It helps protect financial obligations. It is low cost, guaranteed renewable and available for terms of 10, 15, 20 and 30-year up to age 80.

Voluntary Group Term Life Insurance

People work hard and want to ensure that their family is financially covered when they are gone. This will help
cover any unpaid bills, mortgage payment and burial expenses.

Accidental Death & Dismemberment Insurance

Accidents come at the most unexpected times. And when they happen the effect on a family can be devastating.
With AD&D coverage, you can ensure protection for yourself and your spouse up to $300,000, and up to $10,000
for children. This coverage is guaranteed issue with no medical questions.

Dental

We want to help keep you healthy from head to toe, and that means good dental care. From diabetes to heart disease and cholesterol levels, dental care impacts your total health and well-being. Regular dental checkups help protect your smile, make you look and feel better, and prevent problems down the road.

Voluntary Short-Term Disability

Accidents happen. Illnesses happen. Even if time out of work is brief, money can get tight. Not a problem with
disability coverage. You can count on receiving a portion of your income through voluntary disability coverage
to use toward any financial obligations.

Voluntary Long-Term Disability

Protect your income, but more importantly protect your way of life when you are unable to work for an extended
period of time. You can count on receiving a portion of your income through voluntary disability coverage to use
towards any financial obligation.

CancerCare Elite

CancerCare Elite provides extra financial protection for you and your family when you need it most. This plan offers
a peace of mind throughout the preventive, treatment, and recovery process.

Critical Care Elite

Heart attack, strokes, and cancer can destroy a life time of financial planning. Critical Care Elite provides a
lump-sum payment that you can use for housing, child care, food, deductibles, and other expenses; it’s your decision
to use it as you see fit.

Notes

Indigo Insurance Services, LLC is a subsidiary of Blue Cross and Blue Shield of Massachusetts, Inc. Indigo sells certain
products of USAble Life, which is owned in part by Blue Cross and Blue Shield of Massachusetts, Inc. ® Registered Marks
are the property of their respective owners. TM Trademarks are the property of their respective owners. © 2011 Indigo
Insurance Services, LLC.
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