Your Licensed Company Name Required Agent Name, Address Agent Phone Number Agent E-Mail

Your Licensed Company Name Required Agent Name, Address Agent Phone Number Agent E-Mail

[Your Licensed Company Name Required]
[Agent Name, Address] [Agent Phone Number][Agent E-mail]

[Date]

[Prospect Name]

[Prospect Street Address]

[Prospect City, State and Zip Code]

Dear [Prospect],

The closer you get to approaching retirement, the more important securing a stable financial future becomes. But if you don’t have a long-term care plan in place, you could deplete your life savings in a very short time, as the average cost of care is $75,000 a year.

Long-term care insurance can help you protect you and your family from this financial risk. If you’re one of the many people who recognize the need for long-term care insurance but are worried about premium costs, you are not alone. Fortunately, whether you lack sufficient assets or simply operate on a tight budget, there are several options available to help you pay for long-term care insurance:

  • Reverse mortgagescan help you to pay for a long-term care policy with the home equity you’ve worked hard to establish throughout your life. This type of loan gives you access to your home equity without the burden of monthly payments.
  • A Health Savings Account (HSA)is a tax-advantaged medical savings account. Using an HSA to pay for long-term care insurance can be a smart alternative if you can’t deduct your premiums on a federal tax return.
  • Annuities, which are provided by insurance companies, can help you plan your future by financing long-term care insurance. If you’re looking for long-term growth and protection of assets during retirement, this type of plan may be for you.

As you begin to organize your household for fall, think about how you plan to secure your own financial future. A long-term care policy can help and with the numerousfunding options available, you don’t have to be without protection. To learn more about long-term care insurance, please contact me today at [phone number].

Sincerely,

[Agent Name]
[Insurance License Number, when required by state]

Long Term Care Insurance is underwritten by the insurance carriers I represent. Coverage and policy language may vary by state. These policies have exceptions, limitations and reductions. This is a solicitation of insurance. An insurance agent may contact you by telephone to provide additional information.

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