+:Yf Btf Nflu K Z Ug' Kg Lglb I6 Ljj/0Fx

klxnf] k|f/lDes e]nf

k|:tfjx? M

!= ;+:yf vf]Ng] ;DaGwdf .

@= ;+:yfsf] gfd / 7]ufgf ;DaGWfdf .

#= sfo{If]q lgwf{/0f ;DjGWfdf .

$= ;+:yfsf] p2]Zo / sfo{ ;DaGwdf .

%= z]o/ / k|j]z z'Ns lgwf{/0f ;DAfGwdf .

^= tby{ ;~rfns ;ldlt u7g ;DaGwdf .

&= ;+:yfsf] ljlgod jgfpg] ;DjGwdf .

*= z]o/ / k|j]z z'Ns jfkt p7]sf] /sd lhDdf ;DaGwdf .

(= sfo{of]hgf Pj+ art tyf C0f gLlt th{'df ug{ lhDdf lbg] ;DaGwdf

!)= ;DefJotf cWoog k|ltj]bg th'{df ug]{ ;DaGwdf

!!= :j–3f]if0f k]z ug]{ ;DaGwdf .

!@= ljljw ======

;lx ug{]

bf]>f] k|f/lDes e]nf

k|:tfax? M

!= d;f}bf ljlgod kfl/t ug]{ ;DaGwdf .

@= art tyf C0f gLlt tyf sfo{of]hgf kfl/t ug]{ ;DaGwdf .

#= ;+:yf btf{ ug]{ clwsf/ k|Tofof]hg ;DaGwdf .

$= ;+:yf btf{ kZrt z]o/ / k|j]z z'Ns jfkt p7]sf] /sd a}ssf] s'g vftfdf /fVg] / sf] sf]af6 ;+rfng ug]{ ;DaGwdf

%= ;DefJotf cWofog k|ltj]bg kfl/t ug]{ ;DaGwdf .

^= :jf–3f]if0ff kfl/t ug]{ ;DaGwdf .

&= ljljw .

======;lx ug]{

k|:tfljt ======art tyf C0f ;xsf/L ;+:yf ln======sf]

;+efJotf cWoog k|ltj]bg,@)^%

!= cfjZostfsf] klxrfgM

@= k'FhLsf] >f]tM

#= Jofj;flos ;+efJotfM

$= k|:tfljt ;+:yfsf] nflu cfjZos kg]{ hgzlQmM

%= ;]jf kfpg] ;b:ox?sf] clwstd ;+VofM

^= sfo{If]q leq /x]sf ;dfg k|s[ltsf ;xsf/L ;+:yfx?sf] ;+VofM

&= klxn] :yfkgf eO{ ;s]sf ;dfg k|s[ltsf ;+:yfx?df

;+nUg x'g g;lsg] sf/0f / ;dfj]z x'g ul/Psf k|of;M

*= sfo{If]q leq a;f]af; ug]{ hg;+VofM

(= sfo{If]q leqsf] ahf/sf] :j?kM

!)=nlIft ;d"xM

!!=;+:yfsf] eflj sfo{qmdM

!@=;+:yfsf] ljsfz / :yfloTjsf cfwf/x?M

-pk/f]Qm a'+bfx?nfO{ cfwf/ dfg]/ :ki6 ljj/0f ;lxtsf] ;+efJotf cWoog u/L u/fO{ k]z ug'{ xf]nf . of] cWoog k|ltj]bgdf tby{ ;+rfns ;ldltsf ;a} kbflwsf/Lx?n] x:tfIf/ u/]sf] x'g' kg]{5 ._

======art tyf C0f ;xsf/L ;+:yf lnld6]8sf]

ljlgod, @)^^

======art tyf C0f ;xsf/L ;+:yf ln= ;+rfng ug{ jg]sf] ljlgod

k|:tfjgf

cGt/f{li6«o ;xsf/Lsf d"No dfGotf / l;4fGtx?sf cfwf/df ;b:ox?df 5l/P/ /x]sf]] >f]t / ;fwgnfO{ PsLs[t u/L ;b:ox?sf lgjf{lrt k|ltlglwåf/f ;+rflnt Pj+ k|hftflGqs k4ltaf6 lgolGqt ;xsf/L ;+:yfsf] dfWodåf/f xfdL k|To]s ;b:ox?sf] cfly{s, ;fdflhs tyf ;f+:s[lts ljsf;sf] nflu Ps ;xsf/L ;+:yfsf] u7g u/L ;+rfng ug{ cfjZos ePsf]n], ;xsf/L P]g, @)$* sf] bkmf !@ sf] pkbkmf -!_ n] lbPsf] clwsf/ k|of]u u/L ======art tyf C0f ;xsf/L ;+:yf ln=sf] :yfkgfsf] nflu ldlt @)^^. df a;]sf] cfj]bs z]o/ ;b:ox?sf] k|yd k|f/lDes e]nfsf] lg0f{o jdf]lhd of] ljlgod th'{df u/L ldlt @)^^. ut] j;]sf] bf]>f] k|f/lDes e]nfn] ;d]t ;j{;Ddtaf6 kfl/t u/]sf]5 .

kl/R5]b !

k|f/lDes

!= ;+lIfKt gfd / k|f/De M

-s_ o; ljlgodsf] gfd ======art tyf C0f ;xsf/L ;+:yf ln=sf] ljlgod, @)^^ /x]sf] 5 .

-v_ of] ljlgod l8lehg ;xsf/L sfof{no sf7df8f}af6 :jLs[t ePkl5 t'?Gt

nfu' x'g]5 .

@= ;+:yfsf] gfd, 7]ufgf tyf sfof{no :yfkgf ;+aGwL Joj:yf M

-s_ ;+:yfsf] gfdM ======art tyf C0f ;xsf/L ;+:yf lnld6]8 /xg]5 .

c+u|]hLdf ...... Saving and Credit Co-operative Ltd. /xg]5 .

-v_ ;+:yfsf] 7]ufgfM– ;+:yfsf] sfof{no sf7df8f} lhNnf sLlt{k'/ g÷kf= j8f g+=! df /xg]5 .

-u_ l8lehg ;xsf/L sfof{no sf7df8f}sf] k"j{ :jLs[lt lnO{ dfq 7]ufgf kl/jt{g ul/g]5, ;+:yfsf a9L ;b:ox?nfO{ kfos kg]{ 7fFpdf sfof{no /flvg]5 .

-3_ ;fdfGotof sfof{no /fVbf ;dfg k|s[ltsf] csf]{ ;xsf/L ;+:yf /x]sf] Pp6}

ejg k|of]u ul/g] 5}g .

-8=_ 7]ufgf kl/jt{gsf] ;"rgf clgjfo{ ?kdf cfkm\gf ;bZox?, l8lehg ;xsf/L sfof{no sf7df8f} / ;+alGwt ;/sf/L sfof{no tyf ;xsf/Lsf ;+alGwt ;+3x?df lbOg]5 .

-r_ ;xsf/L ;+:yfsf] sfof{no ;a} ;bZox?sf] ;xh kx"Fr x'g] / b]lvg] :yfgdf /flvg] 5

-5_ ;+:yfsf] ;fOgaf]8{df :ki6 a'ldmg] u/L ;+:yfsf] gfd, 7]ufgf, :jLs[t nf]uf], sfo{If]q / ;Dks{sf nflu pknAw kmf]g,Od]n,km\ofS;,kf]i6aS; gDa/ pNn]v ul/g]5 .

-h_ ;Dks{ jf kqfrf/sf] dfWoddf ul/g] kl/jt{gsf] ;"rgf ;a} ;bZo / ;DalGwt ;a} ;/sf/L lgsfo tyf ;xsf/Lsf ;+3x?df u/fOg]5 .

-em_ ;ldltn] ;+:yfsf] sfof{nodf ;j}n] b]Vg] 7fFpdf lgDg s'/fx? v'n]sf] ;"rgf /fvL ;DalGwt ;a}nfO{ ;";'lrt ug]{5 M–

-!_ ;+:yfsf] k|d'v sf/f]jf/ .

-@_ s"n ;b:o ;+VofM .

-#_ sf/f]jf/sf] ljj/0fM– o; cGtu{t s"n ;+slnt z]o/ k"Flh, s"n jrt lgIf]k ;+sng,s"n nufgL / sf/f]jf/af6 ePsf] d'gfkmf pNn]v ul/g]5 . o:tf] ljj/0f n]vfk/LIf0f u/]sf] ut cfly{s aif{sf] >]:tfsf] cfwf/df /flvg]5 .

-$_ lng], lbg] Aofh b/ .

-%_ ;+rfns tyf n]vf ;ldltsf kbflwsf/Lsf] gfd, 7]ufgf / ;Dks{ kmf]g .

#= sfo{If]qM

o; ;+:yfsf] sfo{If]q sf7df8f} lhNnfsf] ======leq dfq ;Lldt /xg]5 .

$= kl/efiff M ljifo jf k|;+un] csf]{ cy{ gnfu]df o; ljlgoddf–

-s_ æP]gÆ eGgfn] ;xsf/L P]g, @)$* ;D´g' kb{5 .

-v_ ælgodfjnLÆ eGgfn] ;xsf/L lgodfjnL, @)$( ;D´g' kb{5 .

-u_ æ/lhi6«f/Æ eGgfn] ;xsf/L ljefusf /lhi6«f/ jf lghaf6 clwsf/ k|fKt clwsf/LnfO{ ;Demg' kb{5 .

-3_ æ;+:yfÆ eGgfn] ======art tyf C0f ;xsf/L ;+:yf ln=nfO{ ;Demg' k5{ .

-ª_ æljlgodÆ eGgfn] ======art tyf C0f ;xsf/L ;+:yf ln= sf] ljlgod @)^^ ;D´g' kb{5 .

-r_ æ;b:oÆ eGGffn] ;+:yfsf] z]o/ v/Lb u/L o; ljlgod adf]lhdsf] ;bZosf] bfloTj lgjf{x ug{ tof/ ;b:otf k|fKt u/]sf] JolQmnfO{ ;Demg' kb{5 .

-5_ æ;fwf/0f ;efÆ eGgfn] k|f/lDes ;fwf/0f ;ef, jflif{s ;fwf/0f ;ef / ljz]if ;fwf/0f ;ef ;d]tnfO{ ;Demg' kb{5 .

-h_ æ;ldltÆ eGgfn] ;+:yfsf] ;+rfns ;ldltnfO{ ;Demg' kb{5 .

-em_ æ;+rfnsÆ eGgfn] o; ljlgod adf]lhd u7Lt ;ldltsf lgjf{lrt cWoIf, pkfWoIf, Pj+ ;b:ox?nfO{ ;Demg' kb{5 .

-`_ æpk;ldltÆ eGgfn] ;+:yfåf/f o; ljlgod adf]lhd s'g} lglZrt sfo{ ug{sf nflu cjlw tf]sL u7g ul/Psf] pk—;ldlt ;d]tnfO{ ;D´g' kb{5 .

-6_ æz]o/Æ eGgfn] ;+:yfsf] z]o/ k"FhLsf] ljeflht c+znfO{ ;Demg' kb{5 .

-7_ æz]o/ k|df0f kqÆ eGgfn] z]o/ lsGg] JolQmnfO{ ;f] jfkt ;+:yfaf6 lbOPsf] lg:;fnfO{ ;Demg' kb{5 .

-8_ æjrt kl/rfngÆ eGgfn] ;b:ox?jf6 ;+sng ug]{ / ;b:ox?df C0f nufgL ug]{ b'j} sfo{nfO{ ;Demg' kb{5 .

-9_ æjrt lgIf]kÆ eGgfn] ;b:ox?n] k"j{ lgwf{l/t b/df Jofhsf] ?kdf nfe k|fKt ug]{ u/L ;+:yfdf hDdf u/]sf] /sdnfO{ ;Demg' kb{5 .

-0f_ æC0fÆ eGgfn] ;+:yfn] ljlgodsf] clwgdf /xL lglZrt zt{ / ;Demf}tfsf cfwf/df eljiodf lgwf{l/t b/df Jofh jfktsf] /sd yk ;d]t u/L lkmtf{ j'emfpg] u/L ;b:onfO{ k|bfg u/]sf] jf ;+:yfn] lglZrt zt{ / ;Demf}tfsf cfwf/df eljiodf lgwf{l/t b/df Jofh jfktsf] /sd ;d]t yk u/L lkmtf{ j'emfpg] u/L P]gsf] bkmf @$ sf] clwgdf /xL C0fsf] ?kdf k|fKt u/]sf] /sdnfO{ ;Demg' kb{5 .

-t_ æcfly{s jif{Æ eGgfn] k|To]s jif{sf] >fj0f Ps ut] b]lv cfiff9 d;fGt ;Ddsf] cjlwnfO{ ;Demg' kb{5 .

%= ;+:yf ;+ul7t ;+:yf x'g] M

-s_ ;+:yf cljlR5Gg pQ/flwsf/jfnf Ps :jzfl;t ;+:yf x'g]5 .

-v_ ;+:yfsf] ;j} sfdsfh k|dfl0ft ug{sf nflu cg';"rL–! df pNn]v ul/P cg';f/ cfkm\gf] 5'6[} lrGx c+lst 5fk /xg]5 .

-u_ ;+:yfsf] 5fk ;+rfns ;ldltjf6 clwsf/ k|fKt JolQmsf] lhDdfdf /xg]5 .

-3_ ;+:yfn] JolSt ;/x k|rlnt sfg"g Pj+ o; ljlgoddf pNn]v eP adf]lhd rn crn ;DklQ k|fKt ug{, pkef]u ug{ / ;DkQL a]rljvg ug{ s'g} k|sf/n] aGbf]j:t ug{ ;Sg]5 .

-ª_ ;+:yfn] JolSt ;/x cfkm\gf] gfdjf6 gfln; ph"/ ug{ / ;f] pk/ klg ;f]xL gfdaf6 gfln; ph"/ nfUg ;Sg]5 .

^= ;xsf/L l;4fGt / cfa4tf M

-s_ cGt{/fli6«o ;xsf/L dxf;+3åf/f kf/Lt ;xsf/Lsf lgDg ;ft l;4fGtx? o; ljlgodsf] cleGg c+u x'g]5g\ . oL l;4fGtx?sf] cg';/0f ug]{ / u/fpg] u/L ;+:yfsf lqmofsnfkx? lgb]{lzt x'g]5g\ .

-!_ :j]lR5s tyf v'nf ;b:otf .

-@_ ;b:ox?åf/f k|hftflGqs lgoGq0f .

-#_ ;b:ox?sf] cfly{s ;xeflutf .

-$_ :jfoQtf tyf :jtGqtf .

-%_ lzIff, tflnd / ;"rgf .

-^_ ;xsf/Lx? jLr ;xof]u .

-&_ ;d'bfo k|lt rf;f] .

-v_ jrt tyf C0fsf] sf/f]jf/ ubf{ ljZj C0f kl/ifb (WOCCU) åf/f k|ltkflbt b]xfosf ( j6f l;4fGtx?nfO{ klg dfu{zssf ?kdf lnOg]5 .

-!_ k|hftflGqs ;+/rgfM

!=! v'Nnf / :j]lRs ;b:otf,

!=@ k|hftflGqs lgoGq0f,

!=# ;dfgtf,

-@_ ;b:onfO{ ;]jfM

@=$ ;b:onfO{ ;]jf,

@=% ;b:ox?nfO{ nfef+z ljt/0f,

@=^ cfly{s :yfloTj,

-#_ ;fdflhs p2]Zox?

#=& cgj/t lzIff,

#=* ;xsf/Lx? jLr ;xof]u,

#=( ;fdflhs bfloTj,

-u_ ;xsf/Lsf] l;4fGt adf]lhd ;xsf/L jLr kf/:kl/s ;xof]usf] clea[l4 ug{ of] ;+:yfsf] btf{ eO{ k|f/lDes ;fwf/0f ;ef ;DkGg ePsf] ^ dlxgf leq sf7df8f} lhNnf ;xsf/L ;+3 lnld6]8 / sf7df8f} lhNnf art tyf C0f ;xsf/L ;+3 lnld6]8sf] ;bZotfsf nflu lgj]bg k]z ul/g]5 . ;+:yfsf] ljlQo Ifdtfsf cfwf/df /fli6«o ;xsf/L a}+ssf] z]o/ v/Lb u/L ;b:otf lng kxn ul/g]5 .

kl/R5]b— @

p2]Zo / sfo{

&= p2]Zo M

;b:ox?sf] cfly{s, ;fdflhs tyf ;f+:s[lts ljsf;sf nflu ;+:yfsf] b]xfodf pNn]v eP adf]lhdsf] p2]Zox? x'g]5g\ M

-!_ ;+:yfdf ;+nUg ;b:ox?df ldtJolotfsf] efjgf hfu[t u/fO{ lgoldt art ug{] afgLsf] ljsfz ug{] .

-@_ ;b:ox?sf] JolQmut Pj+ ;fd"xLs Ifdtf clea[l4 u/L :jfjnDjL Pj+ cfTdlge{/ ;dfhsf] lgdf{0fdf of]ubfg k'/\ofpg] .

-#_ ;b:ox?sf] k|fylds cfjZostf / cfocfh{g Ifdtfsf] klxrfg u/L pTkfbgzLn / cfod"ns If]qdf ;bZox? Dffkm{t nufgL k|j4{g u/L 5l/P/ /x]sf] /fli6«o k"Flhsf] pkof]u a9fpg] .

-$_ ;bZox?sf] b}lgs hLjgsf ljljw If]qdf ;+:yfut ;xof]u k'¥ofpg] vfnsf ;]jfd"ns sfo{qmdx? ;+rfng u/L ;xsfl/tfsf] dxTj :yflkt x'g] sfd ;d"bfodf k|blz{t ug]{ .

*= sfo{x? M

-!_ ;b:ox?af6 :jLs[t gLlt cg';f/ art ;+sng ug{] .

-@_ ;b:ox?nfO{ :jLs[t gLlt cg';f/ C0f nufgL ug{] .

-#_ ;xsf/L P]gsf] bkmf @# -!_ jdf]lhd ;+:yfsf] z]o/ ljqmL ug{] .

-$_ ;xsf/L P]g, lgodfjnL / ljlgodsf] cwLgdf /xL cGo ;+3—;+:yfaf6 C0f lng]] .

-%_ ;xsf/Ltf jf/] ;b:ox?sf] r]tgf hufpg] lqmofsnfk ;+rfng ug]{ .

-^_ ;b:ox?nfO{ ;Lkd"ns tflndsf] cj;/ k|bfgu/L Jofj;foLs l;k clej[l4 ug{] .

-&_ lzIff, :jf:Yo, cfjf;, oftfoft, s[lif, pBf]u, Aofkf/ nufotsf ljleGg If]qdf sfo{qmd to u/L tt\;DaGwL sfddf ;b:ox?nfO{ JolQmut jf ;fd'lxs ?kdf C0f k|jfx ug]{ .

-*_ ;bZox?nfO{ b}lgs hLjgdf cfjZos kg]{ ljljw sfdx?df Go"gtd ;]jf z"Ns lnO jf glnO{ ;]jf k'/\ofpg] sfd ug]{ .

-(_ ;bZox?nfO{ ;"rgf k|jfx u/L Jofj;foLs 1fg / cj;/df kx'Fr a9fpg] sfd ug]{ .

-!)_ cfkm\gf ;bZox?nfO{ ;fgfltgf hf]lvdaf6 qf0f lbg ;bZox?sf] ;fd"lxs ;xof]u pknAw u/fpg] ;+:yfut k|aGw ug]{ .

-!!_ sf/f]jf/sf] d'gfkmfaf6 s]xL c+z 5'6\ofO{ ;bZox? Pj+ ltgsf kl/jf/sf ;bZox?nfO{ /rgfTds sfo{df pTk|]l/t ug]{ vfnsf sfo{qmd ;+rfng ug]{ .

-!@_ ljlgoddf Joj:yf ePsf ljljw sf]ifx?sf] k|efjsf/L 9+un] pkof]u ug]{ .

dfly pNn]lvt sfo{ ug{ k|rlnt sfg"g adf]lhd cGo s'g} lgsfoaf6 :jLs[lt lng'kg]{ jf ;Demf}tf ug'{ kg]{ ePdf ;f] u/L l8lehg ;xsf/L sfof{NfonfO{ hfgsf/L u/fP kl5 dfq sfo{ ;+rfng ul/g]5 .

Kfl/R5]b— #

;b:otf

(= ;b:otf M

pk/f]Qm adf]lhd tf]lsPsf] If]qleq a;f]af; ug]{ ;+:yfsf] sfo{qmddf ;l/s /xL ;fwf/0f ;efaf6 kfl/t gLlt cg'?k cfo–cfh{g u/]sf] /sdaf6 lgoldt ?kn] art ug{ rfxg] jf cfjZostf cg';f/ C0f lnO{ cfkm\gf] kl/jf/sf] cfly{s, ;fdflhs tyf ;f:s[lts cj:yf ;''wf/ u/L hLjg:t/ dfly p7fpg] p2]Zo lng] / ;+:yfsf] :jLs[t ljlgod adf]lhd ;bZosf] lhDd]jf/L :jLsf/ ug{ d~h'/ ug]{ lgwf{l/t of]Uotf k'u]sf OR5's b]xfosf JolQmn] ljlgodsf] clwgdf /xL ;b:otf k|fKt ug{ ;Sg]5g\ M–

-s_ ;+:Yff btf{sf] nflu lgj]bg lbg] AolQmx? /

-v_ ;+:yf btf{ eO{;s]kl5 ljlgodsf] bkmf !) jdf]lhd ;b:otfsf] nflu of]Uotf k'u]sf]] JolQmx? .

!)= ;b:otfsf] nflu of]Uotf M ;b:otf k|flKtsf] nflu b]xfodf pNn]v eP adf]lhdsf] of]Uotf k'u]sf] JolQm x'g' kg{]5 .

-s_ g]kfnL gful/stfsf] k|df0fkq k|fKt u/]sf] .

-v_ ;+:yfsf] sfo{If]q leq a;f]af; u/]sf] .

-u_ ;+:yfsf] ;]jf pkef]u ug{ rfxg] / lhDDf]jf/L jxg ug{ :jLsf/ u/]sf] .

-u_ ;+:yfsf] ljlgodsf] kfngf ug{ d~h'/ u/]sf] .

-3_ k|rlnt sfg"gn] cof]Uo g7xl/Psf] .

-8=_ :jLs[t ljlgod adf]lhd k|j]z z"Ns a'emfPsf] / z]o/ v/Lb u/]sf] .

-r_ ;+:yfsf] art of]hgf adf]lhd Ifdtf cg';f/ lgoldt art ug{] JolQm .

-5_ ;dfg k|s[ltsf] ;f]xL lhNnf leqsf] cGo ;xsf/L ;+:yfdf ;bZo gePsf] JolQm .

;+:yfsf] ;b:otf k|fKt ug{ rfxg] JolQmn] tf]lsPsf] 9fFrfdf pk/f]Qm ljj/0fx? ;d]t v'nfPsf] k|df0fx? k]z u/]kl5 cfjZos hfFra'dm u/L ;+rfns ;ldltsf] lg0f{o adf]lhd dfq ;bZotf k|bfg ul/g]5 .

!!= k|j]z z'Ns M

ljlgodsf] bkmf ( cg';f/ lgj]bg :jLsf/ ePsf] cj:yfdf lgj]bsn] k|j]z z'Ns ?=!)).– -Ps ;o kl5 lkmtf{ gx'g] u/L_ a'emfpg' kg{]5 .

!@= ;b:otf sfod g/xg] M

-!_ s'g} klg ;b:osf]] ;b:otf b]xfodf pNn]v ePsf] cj:Yffdf sfod /xg] 5}g M

-s_ d[To' ePdf,

-v_ jx'nfPsf] jf dfgl;s c;Gt'ng ePdf,

-u_ ;b:otfaf6 lbPsf] /flhgfdf :jLs[t ePdf,

-3_ ljlgoddf ePsf] Joj:yf adf]lhd ;ldltsf] lg0f{o adf]lhd ;b:otfjf6 lgisflzt ePdf,

-ª_ ;+:yf lj36g ePdf,

-r_ ;+:yfnfO{ xfgL gf]S;fgL x'g] sfd u/]sf] k|dfl0ft ePdf,

-5_ lgoldt artstf{sf] ?kdf ;b:o geO{ C0f lng] p2]Zon] dfq z]o/ ;b:o ePdf,

-h_ ljlgodsf] bkmf !) df pNn]lvt ;bZotfsf] nflu rflxg] s'g} of]Uotf g/x]df,

-em_ Pp6} lhNnf leqsf] ;dfg k|s[ltsf] cGo ;xsf/L ;+:yfdf ;b:o jf ;+rfnssf]

s'g} kbdf /x]sf] kfOPdf .

-6_ ;Dk"0f{ z]o/ x:tfGt/0f u/]df jf z]o/ jfktsf] /sd lkmtf{ lnPdf .

-@_ pkbkmf -!_ df h];'s} s'/f n]lvPsf] ePtf klg s'g} ;b:on] ;+:yfaf6 k|fKt u/]sf] C0f jf ;+:yfnfO{ ltg'{ kg{] afFsL aSof}tf e'QmfgL ug{ afFsL /x]5 eg] To:tf] ;b:on] / To:tf] ;b:osf] tkm{af6 lwtf] jf hdfgt a:g] c? s'g} ;b:on] ;+:yfsf] ;b:otfaf6 /fhLgfdf ug{ kfpg] 5}g . /flhgfdf :jLs[t eO{;s]sf] /x]5 eg] klg lghn] ;+:yfnfO{ ltg{'kg]{ bfloTjjf6 pGd'lQm kfpg]5}g .

!#= ;b:otfaf6 lgisfzg M

-!_ ;+rfns ;ldltn] 5fgjLg u/L Pj+ ;kmfO{sf] df}sf ;d]t lbO{ s'g} ;b:onfO lgDg cfwf/df ax'dtsf] lg0f{on] ;bZotfaf6 lgisfzg ug{ ;Sg]5M–

-s_ ;+:yfsf] ;+rfng / k|ultdf xfgL x'g] s'g} lsl;dsf] sfo{ u/] u/fPdf .

-v_ ;+:yfsf] :jLs[t gLlt / ljlgod jlv{nfk x'g] sfd u/] u/fPdf .

-u_ ;+:yfsf] k|lti7fdf cfFr cfpg] vfnsf] sfo{ u/] u/fPdf .

-3_ ;+:yfsf] rn crn ;DklQ lxgfldgf u/]sf] k|dfl0ft x'g cfPdf .

-ª_ ljlgoddf Joj:yf ePadf]lhd ;bZo x'g cfjZos of]Uotf g/x]df .

-@_ pkbkmf -!_ jdf]lhd s'g} ;b:onfO{ ;+rfns ;ldltn] lgisfzg ug'{ cl3 ;DalGwt ;b:onfO{ cfkm"NffO{ nfu]sf] cf/f]k ;DaGwdf :ki6Ls/0f lbg] / cf/f]ksf] v08g ug]{ jf cfjZos k|df0f k|:t't ug{ a9Ldf #% lbgsf] Dofb lbOg]5 .

-#_ 5fgljgsf] qmddf ;ldltsf] ax'dtsf] lg0f{on] ;DalGwt ;b:onfO{ lgnDag u/L ;+:yfaf6 s'g} vf; ;]jf jf ;'ljwf pknAw ug{ gkfpg] u/L a9Ldf Ps jif{ ;Ddsf nflu aGb]h nufpg ;Sg]5 .

-$_ pkbkmf -!_ / -@_ cg';f/sf] lg0f{odf lrQ ga'em]df ;b:on] ;fwf/0f ;ef ;dIf k'g/fj]bg ug{ ;Sg]5 / ;fwf/0f ;efsf] ax'dtn] u/]sf]] lg0f{o clGtd x'g]5 .

!$= ;b:otfaf6 /fhLgfdf M

-!_ s'g} ;b:onfO{ ;+:yfsf] ;]jf tyf ;'ljwf cfkm"nfO{ cfjZos 5}g eGg] nfu]df ;b:otfaf6 /fhLgfdf lbg ;Sg]5 .

t/, ;b:otf 5f8\g rfxg] ;b:on] ;+:yfaf6 lnPsf] C0f jf cGo s'g} jfFsL jSof}tf r'Qmf ug{ afFsL /x]sf] v08df To:tf] ;b:o / To:tf] ;b:osf] hdfgt a:g] s'g} klg ;b:on] /flhgfdf lbg kfpg] 5}g .

-@_ ;b:o / To:tf] ;b:osf] hdfgt a:g] ;b:osf] /flhgfdf :jLs[t eO{ ;s]sf] /x]5 eg] klg To:tf] JolQmn] ;+:yfnfO{ ltg'{ j'emfpg'kg]{ bfloTjjf6 5'6 kfpg]5}g .

-#_ ;b:otfjf6 lbPsf] /fhLgfdf ;ldltaf6 :jLs[t eO{ ;+:yfsf] ;b:otfaf6 x6]sf] JolQmn] k'gM ;b:otf k|fKt ug{ rfx]df /flhgfdf :jLs[t ePsf] ldltn] Ps jif{ kl5 dfq k'g M /Ltk"j{s lgj]bg lbPdf ;b:otf k|fKt ug{ ;Sg]5 .

-$_ bkmf !@ sf] pkbkmf -!_ sf] v08 -u_ adf]lhd ;b:on] ;b:otf 5f8\gsf nflu lnlvt /flhgfdf cfly{s jif{ ;dfKt x'g' # dlxgf cufj} ;ldltnfO{ k|fKt x'g] u/L k]z ug'{ kg{]5 . o:tf] /flhgfdf rfn' cfly{s jif{sf] clGtd lbgsf] ef]nLkN6 b]lv nfu' x'g] u/L ;ldltn] :jLs[t ug{]5 .

-%_ ;+:Yffsf] s"n e'QmfgL z]o/k"FhLsf] !) k|ltzt eGbf a9L d"Nosf] z]o/ vl/b ug{] ;b:on] ;b:otf 5f8\g rfx]df slDtdf !@ dlxgf cufj} lnlvt ;"rgf lbg' kg{]5 .

-^_ ;bZotf 5f8\g rfxg] ;bZonfO{ ;+:yfsf] cfly{s cj:yfsf] ljZn]if0fsf cfwf/df cyf{t z]o/sf] Book Value sf] cfwf/df lx;fa u/L z]o/ /sd lkmtf{ ul/g]5 .