Madison Office
Tel: (608) 283-2434

William J. Toman

Partner

Bill Toman's practice includes significant experience in the area of insurance regulation and administrative law. He has represented clients before the Wisconsin Office of the Commissioner of Insurance and insurance regulators nationwide. His experience in this area includes:

  • Insurance company formation, capitalization, and licensing, including Wisconsin's leading medical malpractice writer and two of its newest HMOs.
  • Insurance company acquisitions and mergers, including due diligence, negotiation, and regulatory approvals. Projects include creation of an alliance of four associations for acquisition of a life insurer, and dozens of Form A filings and Form E investigations.
  • Liquidation, rehabilitation, and guaranty fund operations, including representation of the Wisconsin Commissioner of Insurance in a 15-year insurance group workout.
  • Holding company regulation, including dozens of Form B, C, D, and dividend filings.
  • Reinsurance transactions, including drafting issues, qualifying reinsurance, arbitration, and letters of credit and other security.
  • Regulatory relations, including audits and examinations, rate and form filings, administrative lobbying, and enforcement actions.
  • Special issues facing managed care organizations and other health care plans, including product filing and approval, reform initiatives, business plan filings, provider contracts, coverage mandates, ERISA, and COBRA.

Legal Services

  • Business Law
  • Banking & Financial Institutions
  • Insurance
  • Mergers & Acquisitions
  • Insurance Coverage Litigation
  • Financial Institutions Litigation

Education and Honors

  • University of Wisconsin Law School (J.D., 1982)
  • Order of the Coif
  • Wisconsin Law Review (Research and Writing Editor)
  • Dartmouth College (B.A., 1978)

Bar Admissions

  • Wisconsin

Professional and Civic Activities

  • Chief Judge Barbara B. Crabb, U.S. District Court, Western District of Wisconsin (Law Clerk, 1982-1983)
  • Dane County Bar Association (Member)
  • American Bar Association (Member)
  • State Bar of Wisconsin (Chair, Insurance Law Committee, 1990-2006)
  • Federation of Regulatory Counsel (Member)
  • Dartmouth Lawyers Association (Member)
  • State CapitalGroup (Chair, Insurance Law Section, 1992-1993)

Professional Recognition

  • Martindale-Hubbell AV® Peer Review Rated
  • Listed in The Best Lawyers in America® (2009-present: Insurance Law)

Selected Presentations/Publications

  • "Supreme Court weighs Affordable Care Act," BizTimes, March 26, 2012
  • Panelist, "CO-OP Governance," National Alliance of State Healthcare CO-OPs (NASHCO) Conference, Washington, D.C., March 9, 2012
  • Speaker, "Elements of Building Infrastructure: Legal and Regulatory," Milliman CO-OP Client Conference, Washington, D.C., March 8, 2012
  • "The CO-OP Program Under the Affordable Care Act: Insurance Regulation Issues," 23 FORC Journal, Spring 2012
  • "The Federal Insurance Office," 22 FORC Journal, Summer 2011
  • "Defining Mental Health Parity and Addiction Equity," 21 FORC Journal, Summer 2010
  • "It's time to get up to speed on new health care reforms," Capital Region Business Journal, May 2010
  • "Health Care Liability Insurance for Employed Health Care Practitioners," News & Profiles, HFMA Wisconsin, March/April 2008

Publications and Presentations

03/15/18
Health and Life Insurance Advisory Council
Insurance Regulation Law Update

10/04/17
Property and Casualty Advisory Council
Insurance Regulation Law Update

03/09/17
The American Health Care Act: What It Means for Employers and Health Insurers
Employee Benefits Law Update

02/06/17
Property and Casualty Advisory Council
Insurance Regulation Law Update

06/15/16
Property and Casualty Advisory Council
Insurance Regulation Law Update

11/02/15
Health and Life Insurance Advisory Council
Insurance Regulation Law Update

08/26/15
​Wisconsin Insurance Holding Company Rule Revisions
Insurance Regulation Law Update

07/28/15
Health Care Reform: What's Resolved and What Is Not
Health Law Update

05/12/15
"Waiting for King v. Burwell: Get Knowledgeable and Prepare"
Webinar with MedAssist

04/29/15
​Wisconsin Insurer Enterprise Risk Management
Insurance Regulation Law Update

02/18/15
Health and Life Insurance Advisory Council
Insurance Regulation Law Update

02/12/15
Property and Casualty Advisory Council
Insurance Regulation Law Update

12/04/14
Back to the Supreme Court for the Affordable Care Act
Health Law Alert

02/19/14
Health and Life Insurance Advisory Council
Insurance Regulation Law Update

07/22/13
Health and Life Insurance Advisory Council
Insurance Regulation Law Update

03/13/13
Health and Life Insurance Advisory Council
Insurance Regulation Law Update

11/13/12
Health and Life Insurance Advisory Council
Insurance Regulation Law Update

07/16/12
Property and Casualty Advisory Council
Insurance Regulation Law Update

06/29/12
The "Individual Mandate" Upheld Under Congress' Power to Tax; Parts of Medicaid Expansion Upheld
Health Care Reform

04/01/12
“The CO-OP Program Under the Affordable Care Act: Insurance Regulation Issues”
23 FORC Journal

03/26/12
“Supreme Court weighs Affordable Care Act”
BizTimes

03/09/12
“CO-OP Governance”
National Alliance of State Healthcare CO-OPs (NASHCO) Conference (Washington, D.C.)

03/08/12
“Elements of Building Infrastructure: Legal and Regulatory”
Milliman CO-OP Client Conference (Washington, D.C.)

02/02/12
Health and Life Insurance Advisory Council
Insurance Regulation Law Update

01/17/12
Property and Casualty Advisory Council
Insurance Regulation Law Update

12/21/11
Recent Regulatory Activity on Grievance and Independent Review Requirements
Insurance Regulation Law Alert

10/24/11
Property and Casualty Advisory Council
Insurance Regulation Law Update

08/23/11
Health and Life Insurance Advisory Council
Insurance Regulation Law Update

08/05/11
Property and Casualty Advisory Council
Insurance Regulation Law Update

07/01/11
“The Federal Insurance Office”
22 FORC Journal

04/11/11
Property and Casualty Advisory Council
Insurance Regulation Law Update

07/01/10
“Defining Mental Health Parity and Addiction Equity”
21 FORC Journal

05/01/10
“It’s time to get up to speed on new health care reforms”
Capital Region Business Journal

03/25/10
Health Care Reform: What It Means to You
Health Law Update