Kia ora everyone – we have had a number of enquiries from AMEA members regarding our Home Loan services. I thought I’d take this opportunity to answer some of the questions posed by members.
What/Who is Union Home Loans?
Union Home Loans provides home finance (mortgage) broker and coaching services for members of AMEA, TIASA, TUIA, NZNO and a handful of other Unions & Associations. Principal Adviser is me, Geoff Aylward (RFA # FSP116008). We are members in good standing of the Professional Advisers Association (PAA).
What does it cost?
Our services are free for AMEA members and their families.
Who pays you?
We are paid by lenders.
Who do you deal with?
All lenders (even Kiwibank) except for BNZ who don’t use brokers. We are also able to broker/advise on Westpac’s Government employee or Employer Pac offers.
What is the benefit for AMEA members?
1. Cash Back - AMEA members receive a $300 cash back bonus on top of any cash back offers we negotiate via your bank.
2. Rates – we are well practiced in negotiation and we almost always achieve better rates than you could obtain direct.
3. Independence & Trust – we have no favourites and are not incentivised to place business with any lender.
4. Time – we can save you a lot of time when applying for a home loan. Let us do the running around for you.
5. On-going Support and Coaching – we can help you structure your loan and repayment to save money and reduce your loan term. We work for you, not the lender.
Do we need to meet with our Union Home Loans adviser?
It is desirable, but if we can’t get together, we can achieve excellent results by phone/fax/e-mail and Skype.
What are the Home Finance services provided by Union Home Loans?
1. Purchase Finance – buying a first home or investment property.
2. Home Loan top ups – to repay short term debt, fund alterations, upgrade a vehicle.
3. Refinancing – if you’re unhappy with your lender, or need advice on how to repay your loan faster we can provide coaching at no cost to AMEA members.
4. Build Finance – if you’re building a home.
5. Restructure and Re-Fixing – members can also use us for re-fixing negotiations and loan restructure.
Our track record
Union Home Loans has been around since 2002 and we are a family business with family values and a staunch commitment to excellence in customer care. We are at the conservative end of the spectrum in terms of advice and I am proud to say that we have never had a customer face mortgagee sale. We can advise on all aspects of the sale and purchase process.
Deals Deals Deals – the Banks are in a very good mood approaching Summer!
Banks are getting aggressive in chasing business and we’re seeing deals and offers every day in our inbox. Now is a great time to buy or renegotiate/refinance your loan.
Get in touch!
If you are buying a home or you want to discuss your current mortgage please call me direct on 09 232 1185 or 027 301 3659. You can e-mail me at or complete this form on our website . I am happy to discuss any scenario you have as well as anything to do with the Warriors, All Blacks (specialist area – the front row) and kayak fishing.
Geoff Aylward (RFA) – Union Plus Financial Services
· Home Finance (mortgages)
· Insurance
Phone: 09 232 1185
Mobile: 021 301 3659
mailto:
or click here to get in touch via the AMEA page on our website