Trustee Sale # CA0839654 Loan# 0000621110 Order # 55005326 NOTICE of TRUSTEE S SALE YOU

Trustee Sale # CA0839654 Loan# 0000621110 Order # 55005326 NOTICE of TRUSTEE S SALE YOU

Trustee Sale # CA0839654 Loan# 0000621110 Order # 55005326 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/05/2009 at 10:00AM, MTC FINANCIAL INC., dba TRUSTEE CORPS as the duly appointed Substituted Trustee under and pursuant to Deed of Trust Recorded on 02/01/2007 as Document No. 2007-00071174 of official records in the Office of the Recorder of San Diego County, CALIFORNIA, executed by, THOMAS MCKENLEY REDDICK AND MARIBEL REDDICK, HUSBAND AND WIFE, AS JOINT TENANTS, as Trustor, PAUL FINANCIAL, LLC, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). AT: THE ENTRANCE TO THE EAST COUNTY REGIONAL CENTER BY STATUE 250 E. MAIN STREET EL CAJON, CA The property heretofore described is being sold “as is”. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State describing the land therein: APN # 215-920-05 PARCEL 1: LOT 13 OF CITY OF CARLSBAD TRACT 97-15, LOHF PROPERTY, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 13839, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, AUGUST 23, 1999. PARCEL 2: A NON-EXCLUSIVE EASEMENT, IN COMMON WITH OWNERS, FOR INGRESS, USE AND ENJOYMENT, OVER, IN, TO AND THROUGHOUT THE ASSOCIATION PROPERTY DESCRIBED IN THE DECLARATION, SUBJECT TO THE LIMITATIONS SET FORTH THEREIN, WHICH EASEMENT IS APPURTENANT TO THE RESIDENTIAL LOT DESCRIBED ABOVE. The street address and other common designation, if any, of the real property described above is purported to be: 6839 MOORHEN PLACE, CARLSBAD, CA 92011-0000 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is: $923,355.84 (estimated amount). Accrued interest and additional advances, if any, will increase this figure prior to sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three months have elapsed since such recordation. Compliance with California Civil Code Section 2923.52: The Beneficiary or Beneficiary’s agent has indicated that the requirements of California Civil Code Section 2923.52 have been met. Compliance with California Civil Code Section 2924.f: 1. Pursuant to California Civil Code 2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: X Servicer does hereby state that Servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date of the notice of sale is filed. 2. Timeframe for giving notice of sale specified in subdivision (a) Section 2923.52 ? Does X Does not apply pursuant to section 2923.52 or 2923.55 Dated: 10/16/2009 MTC FINANCIAL INC. DBA TRUSTEE CORPS, as Successor Trustee By: PAULA GUTIERREZ, TRUSTEE SALES OFFICER *TRUSTEE CORPS* 2112 BUSINESS CENTER DRIVE, 2ND FLOOR, IRVINE, CA 92612 FOR SALE INFORMATION CONTACT: (714)573-1965, (949) 252-8300 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 P627867 10/16, 10/23, 10/30/2009 CN 8876

APN# See Exhibit ‘B’ AFC # 680,686 & 687 TS#: F02-19758 et al REF # B0212475C et al Notice of Trustee’s Sale Under Deed of Trust You are in default under a deed of trust dated See Exhibit ‘B’. unless you take action to protect your property, it may be sold at a public sale, If you need an explanation of the nature of the proceedings against you, you should contact a lawyer Notice is hereby given that Chicago Title Company, A California Corporation, as trustee, or duly appointed trustee pursuant to the Deed of Trust executed by See Exhibit ‘B’ Exhibit 'B' - Notice of Trustees Sale TS# REF# Inv. Cont. No. AP# Original Trustor D.O.T. Dated D.O.T. Recd DOT Inst.# NOD Recd NOD Inst# Est. BID AMT. F02-19758 B0212475C 542648DO 211-130-0300 SCOTT A. WHITE AND WALKYRIA C. WHITE, HUSBAND AND WIFE, AS JOINT TENANTS 7/15/06 7/28/06 2006-0534646 4/30/09 2009-0225252 $9,639.52 F02-20984 B0435475C 562226AO 211-130-0300 JERALD J. DAVILA AND ELIZABETH DAVILA, HUSBAND AND WIFE, AS JOINT TENANTS 8/16/06 8/25/06 2006-0607174 7/1/09 2009-0360679 $22,999.30 F02-20985 B1206475C 541334BE 211-130-0300 DAVID GOODMAN, A SINGLE MAN AS SOLE AND SEPARATE PROPERTY 2/18/07 3/2/07 2007-0143111 7/1/09 2009-0360680 $15,457.40 F02-20986 B0845475C 533250AO 211-130-0300 BRIAN R. HARPER AND AMY M. HARPER, HUSBAND AND WIFE, AS JOINT TENANTS 11/12/06 11/22/06 2006-0832227 7/1/09 2009-0360681 $17,414.11 F02-20987 B2079475C 541150DO 211-130-0300 HONG X LAM, A(N) MARRIED WOMAN AS SOLE AND SEPARATE PROPERTY 10/13/07 11/30/07 2007-0745892 7/1/09 2009-0360682 $12,044.81 F02-20988 B1618475C 561144AZ 211-130-0300 KYMBERLY MUEHTER, TRUSTEE OF THE KYMBERLY MUEHTER REVOCABLE TRUST DATED OCTOBER 27, 2005 4/25/07 5/18/07 2007-0339032 7/1/09 2009-0360683 $26,079.71 F02-20989 B2485475C 521208AE 211-130-0200 JUAN A. MUNOZ AND BEGLY M.MUNOZ, HUSBAND AND WIFE, AS JOINT TENANTS 5/3/08 5/23/08 2008-0278255 7/1/09 2009-0360684 $16,981.05 F02-20990 B0539475C 533434BZ 211-130-0300 ROBERT C. WILHELM, A MARRIED MAN AS SOLE AND SEPARATE PROPERTY 9/1/06 9/15/06 2006-0657802 7/1/09 2009-0360685 $21,550.41 F02-21426 B2764475C 513319AO 211-130-0300 JOHN F. SCHULTZ AND HANNAH P. SCHULTZ, HUSBAND AND WIFE, AS JOINT TENANTS 8/23/08 9/5/08 2008-0474813 7/9/2009 2009-0374845 $18,717.92 afc# 680, 686 & 687 recorded See Exhibit ‘B’ as Instrument No. See Exhibit ‘B’ of Official Records in the office of the County Recorder of San Diego County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded See Exhibit ‘B’ as Instrument No. See Exhibit ‘B’ of said Official Records. Will Sell on 11/10/2009, at 10:00 am, At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA At public auction to the highest bidder for cash (payable at the time of sale in lawful money of the United States), all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State hereinafter described, on said Deed of Trust. The property heretofore described is being sold “as is”. The property address and other common designation, if any, of the real property described above is purported to be: 5500 Grand Pacific Drive, Carlsbad, CA 92008 The undersigned Trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $See Exhibit “B”. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this State. In the event tender other than cash is accepted the trustee may withhold the issuance of the Trustee's Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal balance of the Note secured by said Deed with interest thereon as provided in said Notice, fees, charges and expenses of the trustee and the trusts created by said Deed of Trust. Dated: 10/9/2009 Chicago Tittle Company, as Trustee Attn: Timeshare Foreclosures 316 West Mission Avenue, Suite 123 Escondido, CA 92025 (760) 233-3061 By: Lori R. Flemings, Authorized Sigor P627827 10/16, 10/23, 10/30/2009 CN 8875

T.S. No. 09-04258 Loan No. 0180661 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/20/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.

A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Trustor: DAMON I ENNS, AND JODIE S ENNS, HUSBAND AND WIFE AS JOINT TENANTS

Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 4/22/2005 as Instrument No. 2005-0340397 in book ---, page --- of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 11/5/2009 at 10:00 AM

Place of Sale: At the south entrance to the County Courthouse 220 West Broadway, San Diego, CA Amount of unpaid balance and other charges: $240,704.11 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed.

Street Address or other common designation of real property:5180 NORTH RIVER ROAD #A

OCEANSIDE, CA 92057-3718

Described as follows:

As more fully described in said Deed of Trust A.P.N #.: 122-081-24-12 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.

Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The provisions of California Civil Code §2923.52 do not apply because: The loan was made, purchased or serviced by a California state or local public housing agency or authority, including state or local house finance agencies established under Division 21 (commencing with Section 50000) of the Health and Safety Code and Chapter 6 (commencing with Section 980) of Division 4 of the Military and Veterans Code. The loan is collateral for securities purchased by a California state or local public housing agency or authority, including state or local house finance agencies established under Division 21 (commencing with Section 50000) of the Health and Safety Code and Chapter 6 (commencing with Section 980) of Division 4 of the Military and Veterans Code. Dated: 10/9/2009 LAW OFFICES OF LES ZIEVE, AS TRUSTEE, 18377 Beach Blvd., Suite 210, Huntington Beach, California 92648 Automated Sale Information Line: (714) 848-9272 or

For Non-Automated Sale Information, call: (714) 848-7920

Christine O'Brien, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 3901. 10/16, 10/23, 10/30/2009. CN 8874

T.S. No. 09-04491 Loan No. 1002855872 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/11/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: CHRISTINA DEUTZ, AN UNMARRIED WOMAN Duly Appointed Trustee: Law Offices Of Les Zieve Deed of Trust recorded 7/30/2007 as Instrument No. 2007-0505675 in book ---, page --- of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 11/5/2009 at 10:00 AM Place of Sale: At the south entrance to the County Courthouse 220 West Broadway, San Diego, CA Amount of unpaid balance and other charges: $642,857.58 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 8022 CALLE PINON CARLSBAD, CA 92009 Described as follows: PARCEL 1: LOT 947 OF CARLSBAD TRACT NO. 88-03-3, ARROYO LA COSTA, UNIT 3 (VILLAGES B, C, D, E, F, L, M, N, AND O) IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 13636, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, SEPTEMBER 18, 1998. PARCEL 2: A NON-EXCLUSIVE EASEMENT ON AND OVER THE “ASSOCIATION PROPERTY” AS DEFINED IN THE DECLARATION FOR USE, OCCUPANCY AND ENJOYMENT OF, AND INGRESS AND EGRESS TO, THE AMENITIES LOCATED THEREON, SUBJECT TO THE TERMS AND PROVISIONS OF THE DECLARATION, THIS EASEMENT IS APPURTENANT

TO PARCEL 1 ABOVE DESCRIBED AND SHALL BECOME EFFECTIVE AS TO EACH LOT WITHIN THE ASSOCIATION PROPERTY UPON THE LATER TO OCCUR OF (I) THE RECORDATION OF THIS DEED, OR (II) THE CONVEYANCE OF RECORD OF THE ASSOCIATION PROPERTY TO THE ASSOCIATION. A.P.N #.: 255-302-24

The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Dated: 10/9/2009 Law Offices Of Les Zieve, as Trustee, 18377 Beach Blvd., Suite 210, Huntington Beach, California 92648 Automated Sale Information Line: (714) 848-9272 or For Non-Automated Sale Information, call: (714) 848-7920

Christine O'Brien, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 3899. 10/16, 10/23, 10/30/2009. CN 8873

Trustee Sale No. 74-34243-2 Title Order No. 090466786 APN 160-610-70 Notice Of Trustee's Sale The mortgage loan servicer has obtained a final order of exemption pursuant to CA CIV. CODE §2923.53 that is current and valid as of the date that the Notice of Trustee’s Sale was filed or given. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/11/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/05/2009 at 10:00AM, HOUSEKEY FINANCIAL CORPORATION as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/12/2005, as Instrument 2005-0586814 of official records in the Office of the Recorder of San Diego County, California, executed by: GREGORY L CUFF AND ZOSIMA R CUFF, HUSBAND AND WIFE, AS JOINT TENANTS, as Trustor, HOUSEHOLD FINANCE CORPORATION OF CALIFORNIA (Original Lender) and HOUSEHOLD FINANCE CORPORATION OF CALIFORNIA, as current Servicer/Lender, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: THE ENTRANCE TO THE EAST COUNTY REGIONAL CENTER BY STATUE, 250 E. MAIN STREET, EL CAJON, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 4569 AVENIDA PRIVADO, OCEANSIDE, CA 92057. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $544,490.30 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. CONDITION OF SALE: The successful bidder will be required to pay county documentary transfer tax, any city tax, and any other applicable taxes or fees (including, but not limited to, the fee for recording Preliminary Change of Ownership report) to the auctioneer at the time of sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: 10/08/2009 HOUSEKEY FINANCIAL CORPORATION P.O. BOX 60145 CITY OF INDUSTRY, CA 91716 For Sale Information: (714)573-1965, or TO NOTIFY TRUSTEE OF BANKRUPTCY FILINGS, PLEASE FAX FACE PAGE OF BANKRUPTCY PETITION TO (909) 397-3914 Betty Schwab , Trustee Sales Officer HOUSEKEY FINANCIAL CORPORATION MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P627637 10/16, 10/23, 10/30/2009 CN 8872