TMA Capital Providers

Organized alphabetically by company:

Name
Company
Contact Info / Type of Capital
(factoring, SBA, traditional, equity, hard money, etc) / Minimum $ / Work with
DIP? / Average closing time
(after submission) / Other requirements or options
Matt Gilbreath
Alliance Bank of Arizona

(602) 797-3673 / Traditional Commercial Bank Lending:
  • CRE, investor- & owner-occupied
  • Working capital LOCs incl. ABL
  • M&A Buyout/Acquisition financing
/ $2,000,000 / Yes / 10-15 business days / Deal-specific
Brian Shiau
American Industrial Acquisition Corporation

(480) 754-9868 /
  • Equity in Industrial Manufacturers (buyouts & investments)
  • Fulcrum securities that can lead to control (secured or unsecured debt)
/ $10M revenue / Yes / 2-4 weeks /
  • 51%+ control/ equity
  • $0 to negative EBITDA (distressed)

Shane O’Grady
Celtic Capital Corporation

(480) 209-5400 / Asset-based lending / $500,000 / Yes / 30 days /
  • Max advance on collateral:
  • 85% on A/R
  • 50% on inventory
  • 75% forced liq. value
  • No lock boxes
  • Equipment-only term loans available

Robyn Barrett
FSW Funding

(602) 535-5984, ext 101 / Asset-based lending anywhere in US:
  • Factoring of A/R
  • Inventory LOCs
/ $50,000/mo / Yes /
  • Factoring : 5 days
  • Inventory LOC: 5-15 days.
/
  • Personal or Validity Guaranty
  • B2B and B2G, some int’l lending
  • No long-term commitments or termination fees
  • No monthly min. fee requirement

Brian Evans
Guaranty Solutions LLC

(480) 703-4957 cell /
  • Growth & Rescue capital
  • Refinance, Recapitalizations, & Bank Replacement financing
  • Bridge loans
  • Acquisition & Exit financing
  • Asset-based lending
/ $200,000 / Yes / 1-4 weeks /
  • May or may not require personal guaranties

Jeromy Cushing
Liquid Capital Funding Solutions

623-680-2422 cell /
  • Factoring
  • Asset-based lending
  • Working Capital Advance
  • Equipment leasing/PO financing
  • Purchase Finance Program
/ No min. / Yes / 1 week
Tim Carstens
MB Business Capital

(480) 440-1608 cell / Asset-based lending including:
  • Revolving LOCs (advances up to 85% of A/R & 60% of inventory)
  • Term Loans (advances up to 80% of orderly liquidation value of equip & 75% of fmv of real estate)
  • Cash Flow Loans (up to 25% of total credit facility)
  • Equity/Mezzanine/Junior Lien available through preferred 3rdparty sources.
/ $5M / Yes / 4-6 weeks /
  • Appraisals
  • Field audits

David Matthews
Meadows Bank

(602) 721-9999 / Traditional commercial lending:
  • Owner-occupied real estate (refi, acquisition, expansion)
  • Working capital LOCs
  • Construction/investor CRE
/ $100,000 / No /
  • Term sheet: 3 days
  • Formal commitment: 2 weeks
/
  • Personal guaranties (owners)
  • Reserve accounts

Jared Shintaku
Pinnacle Bank

(480) 815-3550 / SBA Lending:
  • Purchase/refi of CRE debt
  • Purchase/refi of working capital, equip, improvement, partner buyout, inventory debt
  • Int’l Trade/Export Loans
/ $350,000 / No /
  • Term Sheet: 1 week
  • Closing: 4-6weeks depending on 3rd party reports
/
  • SBA approval
  • Personal guaranties from everyone w/20%+ ownership

Carl Osberg
Scottsdale Private Lending, LLC

(480) 980-2154 cell / Hard money/private lending:
  • Non-Owner-Occupied real estate (office, retail, industrial, multifamily).
  • Construction
  • Land & Lot
  • Fix & Flip
/ $250,000 / No / 2 weeks /
  • 12-36mo term
  • Acceptable exit strategy

Alexi Panagiotakopoulos
SMS Financial

(602) 481-9274 /
  • Bridge Loans
  • Refinance, Recapitalization, & Restructure Financing
  • Commercial & Investment Financing
  • Debt Acquisition
/ $250,000 / Yes / 0-2 weeks /
  • 6-48 month terms
  • Interest-only

Scott Ferguson
Sustainable Income

(602) 697-5617 /
  • Asset-Based Lending
  • Factoring
  • CRE & Equipment
  • Bridge Loans
  • Growth & Rescue capital
  • Securitization
/ $100,000 / Yes / 1-4 weeks /
  • Capital for lender expansion
  • Esoteric credit opportunities

John Roberts
The Private Bank

(818) 389-6607 / Traditional commercial lending:
  • Working capital LOCs
  • Term loans secured by owner-occupied CRE
  • Acquisition financing, leveraged recapitalizations, turnaround financing
  • Asset-based & cash flow facilities
/ $5M / Yes / 4 weeks / No personal guaranties required
Clifton Moschnik
Wells Fargo Capital Finance

(602) 378-2482 / Traditional commercial lending:
  • Asset-based specializing in working capital LOCs
  • M&A financing, partner buyouts, etc.
/ $5M / Yes /
  • CRE: 8 weeks
  • Working capital, etc: 4 weeks

Legend:

  • CRE: Commercial Real Estate
  • LOC: Line of Credit
  • FMV: fair market value
  • A/R: accounts receivable
  • Days are business days