Key Features

  • Investment returns of 10% per annum (not compounded) linked to the performance of the FTSE 100 Index and S&P 500 Index (‘the Indices’).
  • Early maturity will be triggered provided the close of business levels of both Indices are at or above their Opening Levels on any Annual Measurement Date.
  • 100% capital return unless one or both Indices have fallen by more than 50% at any close of business during the investment term and the Final Level of one or both Indices is below its Opening Level.
  • In the event of a capital loss occurring, capital will be reduced by the same percentage the Final Level of the lower performing Index is below its Opening Level.
  • The issuing bank could fail to make the payments due under the Plan. In this case you will lose some, or all, of your money and any growth payment to which you may otherwise have been entitled.
  • Available to 28th March 2012.

Target Market

This investment could be suitable as part of an investment portfolio for investors who

  • understand and are used to equity based investments;
  • are able to invest for a period of up to six years, and
  • are prepared to accept a degree of risk to their capital in return for a higher potential growth than would be available via a deposit based investment

Key Dates

Offer period

23rdMarch 2012 -applications with cheques

28thMarch 2012 -applications with bank transfers

Strike Date

30thMarch 2012

Opening Levels

Close of Business on 30thMarch 2012

Final Levels

Close of Business on 3rd April 2018

Annual Measurement dates

2nd April 2013, 31st March 2014, 30th March 2015, 30th March 2016 and 30th March 2017.

Maturity date

17th April 2018

You should refer to the brochure which contains full details of the Prima Platinum Plan 15.

Telephone enquiries to:0207 904 1010or email to

Key facts

Investment Term: / Six years and two weeks.
Availability: / As direct investment, for pension funds and companies and charities.
Index / FTSE 100 Index and S&P 500 Index (“the Indices”)
Investment Return / 10% per annum (gross) for each year the Plan is in force, so the returns at each possible early maturity date would be 10% (end of year 1), 20% (end of year 2), 30% (end of year 3), 40% (end of year 4), 50% (end of year 5); or, if the plan runs the full six year term, and Index Levels are at or above their Opening Levels, 60%. If Index Levels are below their Opening Levels on all Annual Measurement Dates, no investment return will be payable.
Capital Return / Capital will be returned in full at maturity as long as the Indices have never fallen by more than 50% of their respective Opening Levels at close of business on any day during the investment term. If one, or both, Indices have fallen by more than 50% and the Final Level of one, or both, Indices is less than its Opening Level capital will be reduced. The reduction will be the same percentage by which the Final Level of the lower performing Index is below its Opening Level. Please see the brochure for a full explanation of the calculation plus examples.
Counterparty Risk / The securities will be issued by Rabobank, which has a current rating of ‘AA‘ by Standard and Poor’s (13th March 2012). If Rabobank were to fail to meet the repayments due to us, you could lose some or all of your investment. The credit rating is subject to change during the offer period and the term of the investment. Counterparty risk is common to all similar investments. All references to the credit rating are correct as at the date of the brochure.
Tax / Under current tax legislation gains on assets gains on direct investments will be subject to Capital Gains Tax.
Charges / There are no initial or ongoing charges. Charges are included in the pricing of the investment. The total charges over the full six year term will be up to a maximum of 7%. Early encashments and transfers during the investment term will be subject to administration charges.
Interest / Interest will be credited on subscriptions received and held in our client account up to the investment date, subject to a minimum interest addition of £10.00.
Commission / 3%
Securities / Securities will be structured to provide the returns shown in the plan brochure, and purchased for each investor. These may be notes, warrants, shares or deposits depending on the nature of the investment. These securities purchased will be warrants.

Full details of the investment are set out in the Prima Platinum Plan15brochure, which incorporates the Terms and Conditions. All potential investors should read the literature carefully and make sure they understand how the Plan works.

This information is for financial advisers only and should not be presented to, or relied upon by, private investors.