The National Standard Bank Limited Liability Company Commercial Bank
Approved by the Financial Committee of the National Standard Bank
(Minutes No 41 dated June 29 2006)
Tariffs for issue and servicing of the international settlement bank cards
Cirrus/Maestro issued by the National Standard Bank
within the framework of the Agreement on money transfer to bank accounts of workers by the Organization for settlements using international settlement bank cards
Ser. nos / Transaction (service) / Cirrus/Maestro(rubles)
A commission for settlements against transactions with the main card during 1 year. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 0
A commission for settlements against transactions with the additional card during 1 year. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 150
Initial payment on the bank account at registration of the first main card and the first additional card (if the additional card is executed at the same time as the basic one) .1 / 0
A commission for the suspension of transactions under the bank account carried out using the main card at its loss. The commission is collected from the assets on the bank account (against the client’s application).2 / 0
A commission for the suspension of transactions under the bank account carried out using the additional card at its loss. The commission is collected from the assets on the bank account (against the client’s application).2 / 0
Entry of the card on the stop – list (against the client’s application). / Payments Systems Tariffs
A commission for recommencement of settlements against transactions under the main card on re-issue of the card with a new valid period. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 0
A commission for recommencement of settlements against transactions under the additional card on re-issue of the card with a new valid period. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 150
A commission for recommencement of settlements against transactions under the main card on re-issue of the card due to a loss of PIN-code, theft or damage. / 150
A commission for recommencement of settlements against transactions under the additional card on re-issue of the card due to a loss of PIN-code, theft or damage. / 150
A commission for recommencement of settlements against transactions under the main card on re-issue of the card due to the change of the card-holder’s personal data. / 150
A commission for recommencement of settlements against transactions under the additional card on re-issue of the card due to the change of the card-holder’s personal data. / 150
A commission for immediate beginning/ recommencement of settlements against transactions under transactions with the card. The commission is collected out of assets on the bank account. / 300
Cash and cashless assets entry in the bank account. / 0
Settlement of payments for goods and services.3, 4 / Free of charge
Delivery of cash through cash dispensers and at cash delivery offices:
At the National Standard Bank facilities 3 / 0.01 %
At OAO URALSIB and OAO URALSIB affiliates facilities 3,4 / 0.8 %
At other outside banks3, 4,5 / 1 % (min 90 rubles)
A charge for the use of overdraft provided within the established limits.6 / Carried out against a supplementary agreement
A charge for the failure to repay the overdraft limit use in due time.6 / Carried out against a supplementary agreement
A charge for carrying out of transactions, which amounts exceed the balance on the bank account or the provided overdraft limit. / 12 % from the amount of overdrawing
Issue of a duplicate of an extract from the bank account.7 / 90
Delivery of documents confirming carrying out of a transaction using the card (at the request of the bank account holder). 7 / 300
Charge of interest on the balance of the bank account. *** / 0.01 % (annually)
1 Collected additionally to articles 1, 2 and 13 of these Tariffs.
2Above the charge for suspension of settlements against the card due to its loss the Bank’s expenses on prevention of illegal us of the card confirmed by documents (article 6 of these Tariffs).
3Currency of the transaction carried out in currency different from the one specified in the account shall be recalculated into the currency of the account at the rate of the National Standard Bank established for carrying out of non-cash transactions under accounts of physical persons (on the date of registration of the transaction on the account of the card).
4Currency of the transaction carried out in a foreign currency shall be recalculated into the currency of settlements with the MasterCard International Payment System in conformity with the rules of the MasterCard International Payment System, and from currency of settlements in currency of the card at the rate of the National Standard Bank (on the date of registration of the transaction on the account of the card).
5Without taking into account the commission raised by a lending and financial institution for the cash delivery against the card.
6Under the condition that the client signs an Agreement on providing an international bank card with an overdraft limit. Interests are charged since the day following the day of the debts occurrence till the day of repayment inclusive
7The charge is collected for each requested document.
Note: carrying out of settlements begins not later than on the 5th workday from the date of receipt of the Application on opening of the bank account and providing an international bank card (under the condition of a positive decision on issue).
Immediate beginning / recommencement of settlements shall be carried out not later than on the 3rd workday from the date of receipt of the Application on opening of the bank account and providing of an international bank card (under the condition of a positive decision on issue).
*** Charge and payment of interest shall be made on a monthly basis on the last workday of the month.
Tariffs for issue and servicing of the international settlement bank cards
Visa Classic issued by the National Standard Bank
within the framework of the Agreement on money transfer to bank accounts of workers by the Organization for settlements using international settlement bank cards
Ser. nos / Transaction (service) / Visa Classic(rubles)
A commission for settlements against transactions with the main card during 1 year. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 450
A commission for settlements against transactions with the additional card during 1 year. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 450
Initial payment on the bank account at registration of the first main card and the first additional card (if the additional card is executed at the same time as the basic one) .1 / 0
A commission for the suspension of transactions under the bank account carried out using the main card at its loss. The commission is collected from the assets on the bank account (against the client’s application).2 / 0
A commission for the suspension of transactions under the bank account carried out using the additional card at its loss. The commission is collected from the assets on the bank account (against the client’s application).2 / 0
Entry of the card on the stop – list (against the client’s application). / Payments Systems Tariffs
A commission for recommencement of settlements against transactions under the main card on re-issue of the card with a new valid period. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 450
A commission for recommencement of settlements against transactions under the additional card on re-issue of the card with a new valid period. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 450
A commission for recommencement of settlements against transactions under the main card on re-issue of the card due to a loss of PIN-code, theft or damage. / 450
A commission for recommencement of settlements against transactions under the additional card on re-issue of the card due to a loss of PIN-code, theft or damage. / 450
A commission for recommencement of settlements against transactions under the main card on re-issue of the card due to the change of the card-holder’s personal data. / 450
A commission for recommencement of settlements against transactions under the additional card on re-issue of the card due to the change of the card-holder’s personal data. / 450
A commission for immediate beginning/ recommencement of settlements against transactions under transactions with the card. The commission is collected out of assets on the bank account. / 900
Cash and cashless assets entry in the bank account. / 0
Settlement of payments for goods and services.3, 4 / Free of charge
Delivery of cash through cash dispensers and at cash delivery offices:
At the National Standard Bank facilities 3 / 0.01 %
At OAO URALSIB and OAO URALSIB affiliates facilities 3,4 / 0.8 %
At other outside banks3, 4,5 / 1 % (min 90 rubles)
A charge for the use of overdraft provided within the established limits.6 / Carried out against a supplementary agreement
A charge for the failure to repay the overdraft limit use in due time.6 / Carried out against a supplementary agreement
A charge for carrying out of transactions, which amounts exceed the balance on the bank account or the provided overdraft limit. / 12 % from the amount of overdrawing
Issue of a duplicate of an extract from the bank account.7 / 90
Delivery of documents confirming carrying out of a transaction using the card (at the request of the bank account holder). 7 / 300
Charge of interest on the balance of the bank account. *** / 0.01 % (annually)
1Collected additionally to articles. 1, 2 and 13 of these Tariffs.
2Above the charge for suspension of settlements against the card due to its loss the Bank’s expenses on prevention of illegal us of the card confirmed by documents (article 6 of these Tariffs).
3Currency of the transaction carried out in currency different from the one specified in the account shall be recalculated into the currency of the account at the rate of the National Standard Bank established for carrying out of non-cash transactions under accounts of physical persons (on the date of registration of the transaction on the account of the card).
4Currency of the transaction carried out in a foreign currency shall be recalculated into the currency of settlements with the MasterCard International the Visa Int. International Payment System in conformity with the rules of the Visa Int. International Payment System, and from currency of settlements in currency of the card at the rate of the National Standard Bank (on the date of registration of the transaction on the account of the card).
5Without taking into account the commission raised by a lending and financial institution for the cash delivery against the card.
6Under the condition that the client signs an Agreement on providing an international bank card with an overdraft limit. Interests are charged since the day following the day of the debts occurrence till the day of repayment inclusive
7The charge is collected for each requested document.
Note: carrying out of settlements begins not later than on the 5th workday from the date of receipt of the Application on opening of the bank account and providing an international bank card (under the condition of a positive decision on issue).
Immediate beginning / recommencement of settlements shall be carried out not later than on the 3rd workday from the date of receipt of the Application on opening of the bank account and providing of an international bank card (under the condition of a positive decision on issue).
*** Charge and payment of interest shall be made on a monthly basis on the last workday of the month.
Tariffs for issue and servicing of the international settlement bank cards
Visa Electron issued by the National Standard Bank
within the framework of the Agreement on money transfer to bank accounts of workers by the Organization for settlements using international settlement bank cards
Ser. nos / Transaction (service) / Visa Electron(rubles)
A commission for settlements against transactions with the main card during 1 year. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 0
A commission for settlements against transactions with the additional card during 1 year. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 150
Initial payment on the bank account at registration of the first main card and the first additional card (if the additional card is executed at the same time as the basic one) .1 / 0
A commission for the suspension of transactions under the bank account carried out using the main card at its loss. The commission is collected from the assets on the bank account (against the client’s application).2 / 0
A commission for the suspension of transactions under the bank account carried out using the additional card at its loss. The commission is collected from the assets on the bank account (against the client’s application).2 / 0
Entry of the card on the stop – list (against the client’s application). / Payments Systems Tariffs
A commission for recommencement of settlements against transactions under the main card on re-issue of the card with a new valid period. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 0
A commission for recommencement of settlements against transactions under the additional card on re-issue of the card with a new valid period. The commission is collected before the beginning of each year of settlements against the valid card out of assets on the bank account. / 150
A commission for recommencement of settlements against transactions under the main card on re-issue of the card due to a loss of PIN-code, theft or damage. / 150
A commission for recommencement of settlements against transactions under the additional card on re-issue of the card due to a loss of PIN-code, theft or damage. / 150
A commission for recommencement of settlements against transactions under the main card on re-issue of the card due to the change of the card-holder’s personal data. / 150
A commission for recommencement of settlements against transactions under the additional card on re-issue of the card due to the change of the card-holder’s personal data. / 150
A commission for immediate beginning/ recommencement of settlements against transactions under transactions with the card. The commission is collected out of assets on the bank account. / 300
Cash and cashless assets entry in the bank account / 0
Settlement of payments for goods and services.3, 4 / Free of charge
Delivery of cash through cash dispensers and at cash delivery offices:
At the National Standard Bank facilities 3 / 0.01 %
At OAO URALSIB and OAO URALSIB affiliates facilities 3,4 / 0.8 %
At other outside banks3, 4,5 / 1 % (min 90 rubles)
A charge for the use of overdraft provided within the established limits.6 / Carried out against a supplementary agreement
A charge for the failure to repay the overdraft limit use in due time.6 / Carried out against a supplementary agreement
A charge for carrying out of transactions, which amounts exceed the balance on the bank account or the provided overdraft limit. / 12 % from the amount of overdrawing
Issue of a duplicate of an extract from the bank account.7 / 90
Delivery of documents confirming carrying out of a transaction using the card (at the request of the bank account holder). 7 / 300
Charge of interest on the balance of the bank account. *** / 0.01 % (annually)
1Collected additionally to articles. 1, 2 and 13 of these Tariffs.
2Above the charge for suspension of settlements against the card due to its loss the Bank’s expenses on prevention of illegal us of the card confirmed by documents (article 6 of these Tariffs).
3Currency of the transaction carried out in currency different from the one specified in the account shall be recalculated into the currency of the account at the rate of the National Standard Bank established for carrying out of non-cash transactions under accounts of physical persons (on the date of registration of the transaction on the account of the card).
4Currency of the transaction carried out in a foreign currency shall be recalculated into the currency of settlements with the MasterCard International the Visa Int. International Payment System in conformity with the rules of the Visa Int. International Payment System, and from currency of settlements in currency of the card at the rate of the National Standard Bank (on the date of registration of the transaction on the account of the card).
5Without taking into account the commission raised by a lending and financial institution for the cash delivery against the card.
6Under the condition that the client signs an Agreement on providing an international bank card with an overdraft limit. Interests are charged since the day following the day of the debts occurrence till the day of repayment inclusive
7The charge is collected for each requested document.
Note: carrying out of settlements begins not later than on the 5th workday from the date of receipt of the Application on opening of the bank account and providing an international bank card (under the condition of a positive decision on issue).
Immediate beginning / recommencement of settlements shall be carried out not later than on the 3rd workday from the date of receipt of the Application on opening of the bank account and providing of an international bank card (under the condition of a positive decision on issue).
*** Charge and payment of interest shall be made on a monthly basis on the last workday of the month.
Tariffs for issue and servicing of the international settlement bank cards
Visa Gold issued by the National Standard Bank
within the framework of the Agreement on money transfer to bank accounts of workers by the Organization for settlements using international settlement bank cards