Bank Reporting

+------+------+

|Territory code| Code of the credit institution (branch) |

|under OKATO +------+------+

| | under OKPO | Registration number |

| | | (/orderly number) |

+------+------+------+

|45293554000 |00032537 | 1481 |

+------+------+------+

STATEMENT OF FINANCIAL PERFORMANCE

as of October 1, 2014

Short official name of credit institution

Sberbank of Russia

Mailing address

19 Vavilova Street, Moscow 117997

Form code under OKUD 0409102

Quarterly

RUB’000

+-----+------+------+------+------+

| | | | Amounts | |

|No. | Item description | Symbols +------+------+ Total |

| of | | | in rubles |in a foreign |(col.4 + col.5)|

|line | | | |currency and | |

| | | | |precious | |

| | | | |metals in | |

| | | | |ruble | |

| | | | | equivalent | |

+-----+------+------+------+------+------+

| 1 | 2 | 3 | 4 | 5 | 6 |

+-----+------+------+------+------+------+

| | | | | | |

| | Chapter I. INCOME | | | | |

| | | | | | |

| | A. From bank operations and other transactions | | | | |

| | | | | | |

| | Section 1. Interest income | | | | |

| | | | | | |

| | 1. On loans granted to | | | | |

| | | | | | |

| 1 | the Ministry of Finance of Russia | 11101 | 0| 0| 0|

| 2 | Financial agencies of constituent entities | 11102 | 38014279| 0| 38014279|

| | of the Russian Federation and local authorities| | | | |

| 3 | State non-budgetary funds of the Russian | 11103 | 0| 0| 0|

| | Federation | | | | |

| 4 | Non-budgetary funds of constituent entities | 11104 | 0| 0| 0|

| | of the Russian Federation and local authorities| | | | |

| 5 | Financial institutions in federal | 11105 | 0| 0| 0|

| | ownership | | | | |

| 6 | Commercial organizations in | 11106 | 9391772| 922396| 10314168|

| | federal ownership | | | | |

| 7 | Non-commercial organizations in | 11107 | 619551| 0| 619551|

| | federal ownership | | | | |

| 8 | Financial institutions in state | 11108 | 0| 0| 0|

| | (other than federal) ownership | | | | |

| 9 | Commercial companies in state | 11109 | 2317428| 184| 2317612|

| | (other than federal) ownership | | | | |

| 10 | Non-commercial organizations in state | 11110 | 3780| 0| 3780|

| | (other than federal) ownership | | | | |

| 11 | Non-governmental financial institutions | 11111 | 7115859| 857739| 7973598|

| 12 | Non-governmental commercial organizations | 11112 | 395031226| 57855076| 452886302|

| 13 | Non-governmental non-commercial organizations | 11113 | 580931| 0| 580931|

| 14 | Sole traders | 11114 | 30686811| 67684| 30754495|

| 15 | Civilians (natural persons) | 11115 | 419530684| 566209| 420096893|

| 16 | Non-resident legal entities | 11116 | 21219360| 38474959| 59694319|

| 17 | Non-resident natural persons | 11117 | 4152| 840| 4992|

| 18 | Credit institutions | 11118 | 7336321| 139303| 7475624|

| 19 | Non-resident banks | 11119 | 909558| 5973954| 6883512|

+-----+------+------+------+------+------+

| | Total for symbols 11101-11119 | 0 | 932761712| 104858344| 1037620056|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. On other funds placed in: | | | | |

| | | | | | |

| 1 | the Ministry of Finance of Russia | 11201 | 0| 0| 0|

| 2 | Financial agencies of constituent entities | 11202 | 0| 0| 0|

| | of the Russian Federation and local authorities| | | | |

| 3 | State non-budgetary funds of the Russian | 11203 | 0| 0| 0|

| | Federation | | | | |

| 4 | Non-budgetary funds of constituent entities | 11204 | 0| 0| 0|

| | of the Russian Federation and local authorities| | | | |

| 5 | Financial institutions in federal | 11205 | 70206| 0| 70206|

| | ownership | | | | |

| 6 | Commercial companies in federal | 11206 | 0| 0| 0|

| | ownership | | | | |

| 7 | Non-commercial organizations in | 11207 | 0| 0| 0|

| | federal ownership | | | | |

| 8 | Financial institutions in state | 11208 | 0| 0| 0|

| | (other than federal) ownership | | | | |

| 9 | Commercial companies in state | 11209 | 0| 0| 0|

| | (other than federal) ownership | | | | |

| 10 | Non-commercial companies in state | 11210 | 0| 0| 0|

| | (other than federal) ownership | | | | |

| 11 | Non-governmental financial institutions | 11211 | 2180404| 0| 2180404|

| 12 | Non-governmental commercial organizations | 11212 | 3264| 0| 3264|

| 13 | Non-governmental non-commercial companies | 11213 | 0| 0| 0|

| 14 | Non-resident legal entities | 11214 | 46202| 1280932| 1327134|

| 15 | Credit institutions | 11215 | 3855458| 392642| 4248100|

| 16 | Non-resident banks | 11216 | 322228| 2133720| 2455948|

| 17 | Bank of Russia | 11217 | 0| 0| 0|

+-----+------+------+------+------+------+

| | Total for symbols 11201-11217 | 0 | 6477762| 3807294| 10285056|

+-----+------+------+------+------+------+

| | | | | | |

| | 3. On cash funds on the accounts in | | | | |

| | | | | | |

| 1 | Bank of Russia | 11301 | 0| 0| 0|

| 2 | Credit institutions | 11302 | 3411| 629| 4040|

| 3 | Non-resident banks | 11303 | 0| 23543| 23543|

+-----+------+------+------+------+------+

| | Total for symbols 11301-11303 | 0 | 3411| 24172| 27583|

+-----+------+------+------+------+------+

| | | | | | |

| | 4. On deposits placed in | | | | |

| | | | | | |

| 1 | Bank of Russia | 11401 | 179286| 0| 179286|

| 2 | Credit institutions | 11402 | 0| 0| 0|

| 3 | Non-resident banks | 11403 | 0| 44884| 44884|

+-----+------+------+------+------+------+

| | Total for symbols 11401-11403 | 0 | 179286| 44884| 224170|

+-----+------+------+------+------+------+

| | | | | | |

| | 5. On investments into debt instruments | | | | |

| | (less notes) of | | | | |

| | | | | | |

| 1 | the Russian Federation | 11501 | 49303554| 5012982| 54316536|

| 2 | Constituent entities of the Russian Federation| 11502 | 5730695| 0| 5730695|

| | and local authorities | | | | |

| 3 | Bank of Russia | 11503 | 0| 0| 0|

| 4 | Credit institutions | 11504 | 1839337| 0| 1839337|

| 5 | Other debt instruments | 11505 | 21910700| 0| 21910700|

| 6 | Foreign countries | 11506 | 0| 26327| 26327|

| 7 | Non-resident banks | 11507 | 635887| 440320| 1076207|

| 8 | Other debt instruments of non-residents | 11508 | 2803223| 8174136| 10977359|

+-----+------+------+------+------+------+

| | Items 11501-11508, total | 0 | 82223396| 13653765| 95877161|

+-----+------+------+------+------+------+

| | | | | | |

| | 6. From accounted notes of | | | | |

| | | | | | |

| 1 | Federal authorities | 11601 | 0| 0| 0|

| 2 | Authorities of constituent entities of | 11602 | 0| 0| 0|

| | the Russian Federation and local authorities | | | | |

| 3 | Credit institutions | 11603 | 0| 0| 0|

| 4 | Notes of other residents | 11604 | 0| 0| 0|

| 5 | Government authorities of foreign | 11605 | 0| 0| 0|

| | countries | | | | |

| 6 | Local authorities of foreign countries | 11606 | 0| 0| 0|

| 7 | Non-resident banks | 11607 | 0| 0| 0| |

| 8 | Notes of other non-residents | 11608 | 0| 0| 0|

+-----+------+------+------+------+------+

| | Total for symbols 11601-11608 | 0 | 0| 0| 0|

+-----+------+------+------+------+------+

| | Total for section 1 | 0 | 1021645567| 122388459| 1144034026|

+-----+------+------+------+------+------+

| | | | | | |

| | Section 2. Other income from bank operations | | | | |

| | and other transactions | | | | |

| | | | | | |

| | 1. Income from opening and maintaining bank | | | | |

| | accounts, settlement and cash services | | | | |

| | clients | | | | |

| | | | | | |

| 1 | Fee for opening and maintaining bank | 12101 | 16639151| 69764| 16708915|

| | accounts | | | | |

| 2 | Fee for cash management | 12102 | 123861216| 6064246| 129925462|

| | services | | | | |

+-----+------+------+------+------+------+

| | Total for symbols 12101-12102 | 0 | 140500367| 6134010| 146634377|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Income from purchase and sale of foreign | | | | |

| | currency, cash and non-cash | | | | |

| | | | | | |

| 1 | Income from purchase and sale of foreign | 12201 | 97086043| х | 97086043|

| | currency, cash and non-cash | | | | |

+-----+------+------+------+------+------+

| | Total for symbol 12201 | 0 | 97086043| х | 97086043|

+-----+------+------+------+------+------+

| | | | | | |

| | 3. Income from the granting of bank guarantees | | | | |

| | and sureties | | | | |

| | | | | | |

| 1 | Income from issuing bank guarantees and | 12301 | 6410909| 424550| 6835459|

| | sureties | | | | |

+-----+------+------+------+------+------+

| | Total for symbol 12301 | 0 | 6410909| 424550| 6835459|

+-----+------+------+------+------+------+

| | | | | | |

| | 4. Income from other transactions | | | | |

| | | | | | |

| 1 | From redemption and sale of purchased | 12401 | 56410| х | 56410|

| | claims | | | | |

| 2 | From transactions involving trust | 12402 | 122| 0| 122|

| | management | | | | |

| 3 | From operations in precious metals and | 12403 | 4562261| х | 4562261|

| | precious stones | | | | |

| 4 | From the lease of special premises | 12404 | 983752| 0| 983752|

| | and safe deposit boxes for documents and | | | | |

| | valuables | | | | |

| 5 | From financial lease (leasing) operations | 12405 | 0| 0| 0|

| 6 | From performance of consulting and | 12406 | 18788780| 348| 18789128|

| | information services | | | | |

+-----+------+------+------+------+------+

| | Total for symbols 12401-12406 | 0 | 24391325| 348| 24391673|

+-----+------+------+------+------+------+

| | Total for section 2 | 0 | 268388644| 6558908| 274947552|

+-----+------+------+------+------+------+

| | Total for income group A "From bank operations| 0 | 1290034211| 128947367| 1418981578|

| | and other transactions" (Sections 1-2) | | | | |

+-----+------+------+------+------+------+

| | | | | | |

| | B. Operating income | | | | |

| | | | | | |

| | Section 3. Income from transactions with | | | | |

| | securitiesless interest, dividends and | | | | |

| | revaluation | | | | |

| | | | | | |

| | 1. Income from transactions in purchased | | | | |

| | securities | | | | |

| | | | | | |

| 1 | the Russian Federation | 13101 | 21297150| х | 21297150|

| 2 | Constituent entities of the Russian Federation and local | 13102 | 134049| х | 134049|

| | authorities | | | | |

| 3 | Bank of Russia | 13103 | 0| х | 0|

| 4 | Credit institutions | 13104 | 21833527| х | 21833527|

| 5 | Other securities of | 13105 | 203427726| х | 203427726|

| 6 | Foreign countries | 13106 | 209503| х | 209503|

| 7 | Non-resident banks | 13107 | 574904| х | 574904|

| 8 | Other securities of non-residents | 13108 | 25251382| х | 25251382|

+-----+------+------+------+------+------+

| | Total for symbols 13101-13108 | 0 | 272728241| | 272728241|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Income from transactions in issued | | | | |

| | securities | | | | |

| | | | | | |

| 1 | Income from transactions in issued | 13201 | 30960| 0| 30960|

| | securities | | | | |

+-----+------+------+------+------+------+

| | Total for symbol 13201 | 0 | 30960| 0| 30960|

+-----+------+------+------+------+------+

| | Total for section 3 | 0 | 272759201| 0| 272759201|

+-----+------+------+------+------+------+

| | | | | | |

| | Section 4. Income from interest in the capital of other | | | |

| | organizations | | | | |

| | | | | | |

| | 1. Dividends from investments in equities | | | | |

| | | | | | |

| 1 | Credit institutions | 14101 | 287| 0| 287|

| 2 | Other organizations | 14102 | 1085498| 0| 1085498|

| 3 | Non-resident banks | 14103 | 0| 0| 0|

| 4 | Other non-resident organizations | 14104 | 0| 294069| 294069|

+-----+------+------+------+------+------+

| | Total for symbols 14101-14104 | 0 | 1085785| 294069| 1379854|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Dividends from investments in equities of | | | | |

| | subsidiaries and affiliates of | | | | |

| | | | | | |

| 1 | Credit institutions | 14201 | 0| 0| 0|

| 2 | Other organizations | 14202 | 2306679| 0| 2306679|

| 3 | Non-resident banks | 14203 | 0| 325070| 325070|

| 4 | Other non-resident organizations | 14204 | 0| 0| 0|

+-----+------+------+------+------+------+

| | Total for symbols 14201-14204 | 0 | 2306679| 325070| 2631749|

+-----+------+------+------+------+------+

| | | | | | |

| | 3. Proceeds from participation in business | | | | |

| | companies (other than joint-stock companies) | | | | |

| | | | | | |

| 1 | Credit institutions | 14301 | 0| 0| 0|

| 2 | Non-resident banks | 14302 | 0| 0| 0|

| 3 | Other organizations | 14303 | 0| 0| 0|

| 4 | Other non-resident organizations | 14304 | 0| 0| 0|

+-----+------+------+------+------+------+

| | Total for symbols 14301-14304 | 0 | 0| 0| 0|

+-----+------+------+------+------+------+

| | | | | | |

| | 4. Proceeds from participation in subsidiaries | | | | |

| |and affiliates (other than joint-stock companies)| | | | |

| | | | | | |

| 1 | Credit institutions | 14401 | 0| 0| 0|

| 2 | Non-resident banks | 14402 | 0| 0| 0|

| 3 | Other organizations | 14403 | 362025| 0| 362025|

| 4 | Other non-resident organizations | 14404 | 0| 0| 0|

+-----+------+------+------+------+------+

| | Total for symbols 14401-14404 | 0 | 362025| 0| 362025|

+-----+------+------+------+------+------+

| | Total for section 4 | 0 | 3754489| 619139| 4373628|

+-----+------+------+------+------+------+

| | | | | | |

| | Section 5. Positive revaluation | | | | |

| | | | | | |

| | 1. Positive revaluation of securities, | | | | |

| | funds in foreign currency, precious | | | | |

| | metals | | | | |

| | | | | | |

| 1 | Securities (balance-sheet account No. 70602, | 15101 | 826664| х | 826664|

| | when preparing annual accounting (financial) | | | | |

| | statements - balance-sheet account No. 70702) | | | | |

| 2 | Funds in foreign currency (balance sheet | 15102 | 9914505754| х | 9914505754|

| | account No. 70603, when preparing the annual | | | | |

| | accounting (financial) statements - | | | | |

| | balance-sheet account No. 70703) | | | | |

| 3 | Precious metals (balance sheet account No.70604,| 15103 | 525682403| х | 525682403|

| | for preparing the annual accounting (financial)| | | | |

| | statements balance sheet account No. 70704) | | | | |

+-----+------+------+------+------+------+

| | Total for symbols 15101-15103 | 0 | 10441014821| х | 10441014821|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Proceeds from application of embedded | | | | |

| | derivatives inseparable from primary | | | | |

| | contract (balance-sheet account No. 70605, | | | | |

| | when preparing annual accounting (financial) | | | | |

| | statements – balance-sheet account No. 70705):| | | | |

| | | | | | |

| 1 | From changes in securities prices | 15201 | 0| х | 0|

| 2 | From changes in currency rate | 15202 | 116122| х | 116122|

| 3 | From changes in the price index | 15203 | 0| х | 0|

| 4 | From changes in other variables | 15204 | 53107| х | 53107|

+-----+------+------+------+------+------+

| | Total for symbols 15201-15204 | 0 | 169229| х | 169229|

+-----+------+------+------+------+------+

| | Total for section 5 | 0 | 10441184050| х | 10441184050|

+-----+------+------+------+------+------+

| | | | | | |

| | Section 6. Other operating income | | | | |

| | | | | | |

| | 1. Proceeds from derivative financial | | | | |

| | instruments (balance-sheet account No. 70613, | | | | |

| | when preparing annual accounting (financial) | | | | |

| | statements – balance-sheet account No. 70713):| | | | |

| | | | | | |

| 1 | Proceeds from derivative financial instruments| 16101 | 207902744| х | 207902744|

+-----+------+------+------+------+------+

| | Total for symbol 16101 | 0 | 207902744| х | 207902744|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Commission fees | | | | |

| | | | | | |

| 1 | For transactions with currency valuables | 16201 | 51797| 1910| 53707|

| 2 | For intermediary services under broking | 16202 | 4826913| 73341| 4900254|

| | and similar contracts | | | | |

| 3 | On other operations | 16203 | 25866571| 7374453| 33241024|

+-----+------+------+------+------+------+

| | Total for symbols 16201-16203 | 0 | 30745281| 7449704 38194985|

+-----+------+------+------+------+------+

| | | | | | |

| | 3. Other operating income | | | | |

| | | | | | |

| 1 | From property lease | 16301 | 469773| 0| 469773|

| 2 | From retirement (sale) of property | 16302 | 702719| х | 702719|

| 3 |From final appraisal of fixed assets after markdown| 16303| 0| х | 0|

| 4 | From transfer of assets to trust management | 16304 | 0| 0| 0|

| 5 | From recovery of the sums of reserves for | 16305 | 990902536| х | 990902536|

| |possible losses, except for reserves - estimated| | | | |

| | liabilities of non-credit nature | | | | |

| 6 | Other operating income | 16306 | 47805262| 2770959| 50576221|

+-----+------+------+------+------+------+

| | Total for symbols 16301-16306 | 0 | 1039880290| 2770959| 1042651249|

+-----+------+------+------+------+------+

| | Total for section 6 | 0 | 1278528315| 10220663| 1288748978|

+-----+------+------+------+------+------+

| | Total for group of income B “Operating | | 11996226055| 10839802| 12007065857|

| | income" (sections 3 - 6) | | | | |

+-----+------+------+------+------+------+

| | | | | | |

| | C. Other income | | | | |

| | | | | | |

| | Section 7. Other Income | | | | |

| | | | | | |

| | 1. Fines, penalties, forfeits | | | | |

| | | | | | |

| 1 | On operations of raising and provision of | 17101 | 6771031| 360617| 7131648|

| | (placement) of cash funds | | | | |

| 2 | On other bank operations and transactions | 17102 | 18794| 2002| 20796|

| 3 | On other (business) operations | 17103 | 68997| 257| 69254|

+-----+------+------+------+------+------+

| | Total for symbols 17101-17103 | 0 | 6858822| 362876| 7221698|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Prior-year income revealed in the reporting | | | | |

| | year | | | | |

| | | | | | |

| 1 | On operations of raising and provision of | 17201 | 4212682| 220399| 4433081|

| | (placement) of cash funds | | | | |

| 2 | On other bank operations and transactions | 17202 | 357634| 104| 357738|

| 3 | On other (business) operations | 17203 | 448932| 250| 449182|

+-----+------+------+------+------+------+

| | Total for symbols 17201-17203 | 0 | 5019248| 220753| 5240001|

+-----+------+------+------+------+------+

| | | | | | |

| | 3. Other income related to other earnings | | | | |

| | | | | | |

| 1 | From property received free of charge | 17301 | 0| 0| 0|

| 2 | Receipts as compensation of losses caused, | 17302 | 26037| 0| 26037|

| | including insurance indemnity from | | | | |

| | insurers | | | | |

| 3 | From capitalization of surplus: | | | | |

| | material values | 17303 | 1388| 40| 1428|

| | cash | 17304 | 84910| 19168| 104078|

| 4 | From write-off of liabilities and unclaimed | 17305 | 283677| 1767| 285444|

| | payables | | | | |

| 5 | Other income | 17306 | 1346117| 20652| 1366769|

| | including: From recovery of amounts of reserves| 17307 | 30395| х | 30395|

| | - estimated liabilities of non-credit nature | | | | |

+-----+------+------+------+------+------+

| | Total for symbols 17301-17306 | 0 | 1742129| 41627| 1783756|

+-----+------+------+------+------+------+

| | Total for section 7 | 0 | 13620199| 625256| 14245455|

+-----+------+------+------+------+------+

| | Total for income group С "Other income" | 0 | 13620199| 625256| 14245455|

| | (Section 7) | | | | |

+-----+------+------+------+------+------+

| | Total for Chapter I "Income" (sections 1 - 7) | 10000 | 13299880465| 140412425| 13440292890|

+-----+------+------+------+------+------+

| | | | | | |

| | Chapter II. EXPENDITURE | | | | |

| | | | | | |

| | А. On bank operations and other transactions | | | | |

| | | | | | |

| | Section 1. Interest expenditure | | | | |

| | | | | | |

| | 1. On loans received from: | | | | |

| | | | | | |

| 1 | Bank of Russia | 21101 | 64487229| 0| 64487229|

| 2 | Credit institutions | 21102 | 2191382| 56697| 2248079|

| 3 | Non-resident banks | 21103 | 185665| 5643023| 5828688|

| 4 | Other creditors | 21104 | 0| 0| 0|

+-----+------+------+------+------+------+

| | Total for symbols 21101-21104 | 0 | 66864276| 5699720| 72563996|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. On cash funds on the bank accounts of | | | | |

| | corporate customers | | | | |

| | | | | | |

| 1 | Financial organizations in federal | 21201 | 156| 0| 156|

| | ownership | | | | |

| 2 | Commercial organizations in | 21202 | 2175395| 5983| 2181378|

| | federal ownership | | | | |

| 3 | Non-commercial organizations in | 21203 | 634300| 832| 635132|

| | federal ownership | | | | |

| 4 | Financial institutions in state | 21204 | 1378| 0| 1378|

| | (other than federal) ownership | | | | |

| 5 | Commercial organizations in state | 21205 | 145175| 0| 145175|

| | (other than federal) ownership | | | | |

| 6 | Non-commercial organizations in | 21206 | 39190| 869| 39190|

| | state (other than federal) | | | | |

| | ownership | | | | |

| 7 | Non-governmental financial institutions | 21207 | 430246| 883| 431129|

| 8 | Non-governmental commercial organizations | 21208 | 19291714| 423826| 19715540|

| 9 | Non-governmental non-commercial organizations | 21209 | 875874| 461| 876335|

| 10 | Credit institutions | 21210 | 1250704| 2167| 1252871|

| 11 | Non-resident banks | 21211 | 212472| 69319| 281791|

| 12 | Sole traders | 21212 | 74071| 50| 74121|

| 13 | Non-resident sole traders | 21213 | 0| 0| 0|

| 14 | Non-resident legal entities | 21214 | 24188| 7357| 31545|

+-----+------+------+------+------+------+

| | Total for symbols 21201-21214 | 0 | 25154863| 510878| 25665741|

+-----+------+------+------+------+------+

| | | | | | |

| | 3. On deposits from legal entities | | | | |

| | | | | | |

| 1 | Federal Treasury | 21301 | 6181809| 0| 6181809|

| 2 | Financial bodies of constituent entities | 21302 | 6060994| 0| 6060994|

| | of the Russian Federation and local authorities| | | | |

| 3 | State non-budgetary funds of the Russian | 21303 | 1637885| 0| 1637885|

| | Federation | | | | |

| 4 | Non-budgetary funds of constituent entities | 21304 | 9235| 0| 9235|

| | of the Russian Federation and local authorities| | | | |

| 5 | Financial institutions in federal | 21305 | 37136| 0| 37136|

| | ownership | | | | |

| 6 | Commercial companies in federal | 21306 | 923866| 39320| 963186|

| | ownership | | | | |

| 7 | Non-commercial organizations in | 21307 | 324161| 0| 324161|

| | federal ownership | | | | |

| 8 | Financial institutions in state | 21308 | 3727| 0| 3727|

| | (other than federal) ownership | | | | |

| 9 | Commercial organizations in state | 21309 | 218741| 975| 219716|

| | (other than federal) ownership | | | | |

| 10 | Non-commercial organizations in | 21310 | 32436| 0| 32436|

| | state (other than federal) | | | | |

| | ownership | | | | |

| 11 | Non-governmental financial institutions | 21311 | 5687621| 236451| 5924072|

| 12 | Non-governmental commercial organizations | 21312 | 35025380| 19708090| 54733470|

| 13 | Non-governmental non-commercial organizations | 21313 | 1844575| 11546| 1856121|

| 14 | Non-resident legal entities | 21314 | 283792| 1656765| 1940557|

| 15 | Credit institutions | 21315 | 262191| 3| 262194|

| 16 | Non-resident banks | 21316 | 0| 0| 0|

| 17 | Bank of Russia | 21317 | 0| 0| 0|

+-----+------+------+------+------+------+

| | Items 21301-21317, total | 0 | 58533549| 21653150| 80186699|

+-----+------+------+------+------+------+

| | | | | | |

| | 4. On other raised funds of | | | | |

| | legal entities | | | | |

| | | | | | |

| 1 | The Ministry of Finance of Russia | 21401 | 0| 0| 0|

| 2 | Financial bodies of constituent entities | 21402 | 512| 0| 512|

| | of the Russian Federation and local authorities| | | | |

| 3 | State non-budgetary funds of the Russian | 21403 | 0| 0| 0|

| | Federation | | | | |

| 4 | Non-budgetary funds of constituent entities | 21404 | 0| 0| 0|

| | of the Russian Federation and local authorities| | | | |

| 5 | Financial institutions in federal | 21405 | 0| 0| 0|

| | ownership | | | | |

| 6 | Commercial companies in federal | 21406 | 0| 0| 0|

| | ownership | | | | |

| 7 | Non-commercial organizations in | 21407 | 0| 0| 0|

| | federal ownership | | | | |

| 8 | Financial institutions in state | 21408 | 0| 0| 0|

| | (other than federal) ownership | | | | |

| 9 | Commercial companies in state | 21409 | 0| 0| 0|

| | (other than federal) ownership | | | | |

| 10 | Non-commercial organizations in | 21410 | 0| 0| 0|

| | state (other than federal) | | | | |

| | ownership | | | | |

| 11 | Non-governmental financial institutions | 21411 | 185570| 0| 185570|

| 12 | Non-governmental commercial organizations | 21412 | 0| 0| 0|

| 13 | Non-governmental non-commercial organizations | 21413 | 0| 0| 0|

| 14 | Non-resident legal entities | 21414 | 1312561| 20077469| 21390030|

| 15 | Credit institutions | 21415 | 113640| 3090| 116730|

| 16 | Non-resident banks | 21416 | 0| 188323| 188323|

| 17 | Bank of Russia | 21417 | 41959230| 0| 41959230|

+-----+------+------+------+------+------+

| | Items 21401-21417, total | 0 | 43571513| 20268882| 63840395|

+-----+------+------+------+------+------+

| | | | | | |

| | 5. On cash funds on the bank accounts of | | | | |

| | retail customers | | | | |

| | | | | | |

| 1 | Citizens of the Russian Federation | 21501 | 9611574| 1| 9611575|

| 2 | Non-residents | 21502 | 4893| 0| 4893|

+-----+------+------+------+------+------+

| | Total for symbols 21501-21502 | 0 | 9616467| 1| 9616468|

+-----+------+------+------+------+------+

| | | | | | |

| | 6. On deposits from retail customers | | | | |

| | | | | | |

| 1 | Citizens of the Russian Federation | 21601 | 197183271| 18084366| 215267637|

| 2 | Non-residents | 21602 | 600611| 235571| 836182|

+-----+------+------+------+------+------+

| | Total for symbols 21601-21602 | 0 | 197783882| 18319937| 216103819|

+-----+------+------+------+------+------+

| | | | | | |

| | 7. On other raised funds of | | | | |

| | retail customers | | | | |

| | | | | | |

| 1 | Citizens of the Russian Federation | 21701 | 0| 0| 0|

| 2 | Non-residents | 21702 | 0| 0| 0|

+-----+------+------+------+------+------+

| | Total for symbols 21701-21702 | 0 | 0| 0| 0|

+-----+------+------+------+------+------+

| | | | | | |

| | 8. On debt instruments issued | | | | |

| | | | | | |

| 1 | On bonds | 21801 | 0| 0| 0|

| 2 | On certificates of deposit | 21802 | 101838| 0| 101838|

| 3 | On savings certificates | 21803 | 18033034| 0| 18033034|

| 4 | Notes | 21804 | 1293950| 251913| 1545863|

+-----+------+------+------+------+------+

| | Total for symbols 21801-21804 | 0 | 19428822| 251913| 19680735|

+-----+------+------+------+------+------+

| | Total for section 1 | 0 | 420953372| 66704481| 487657853|

+-----+------+------+------+------+------+

| | | | | | |

| | Section 2. Other expenditure on bank | | | | |

| | operations and other transactions | | | | |

| | | | | | |

| | 1. Expenditure on purchase and sale of foreign| | | | |

| | currency, cash and non-cash | | | | |

| | | | | | |

| 1 | Expenditure on purchase and sale of foreign | 22101 | 89475552| х | 89475552|

| | currency, cash and non-cash | | | | |

+-----+------+------+------+------+------+

| | Total for symbol 22101 | 0 | 89475552| х | 89475552|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Expenditure on other transactions | | | | |

| | | | | | |

| 1 | Repayment and sale of purchased | 22201 | 1845| х | 1845|

| | claims | | | | |

| 2 | Trust management of assets | 22202 | 21| 0| 21|

| 3 | Operations in precious metals and | 22203 | 1809945| х | 1809945|

| | precious stones | | | | |

+-----+------+------+------+------+------+

| | Total for symbols 22201-22203 | 0 | 1811811| 0| 1811811|

+-----+------+------+------+------+------+

| | Total for section 2 | 0 | 91287363| 0| 91287363|

+-----+------+------+------+------+------+

| | Total for group of expenditure А "On bank | 0 | 512240735| 66704481| 578945216|

| |operations and other transactions” (section 1-2)| | | | |

+-----+------+------+------+------+------+

| | | | | | |

| | B. Operating expenditure | | | | |

| | | | | | |

| | Section 3. Expenditure on operations with | | | | |

| | securities, excluding interests and revaluation| | | | |

| | | | | | |

| | 1. Expenditure on operations with purchased | | | | |

| | securities of | | | | |

| | | | | | |

| 1 | the Russian Federation | 23101 | 20923617| х | 20923617|

| 2 | Constituent entities of the Russian | 23102 | 134665| х | 134665|

| | Federation and local authorities | | | | |

| 3 | Bank of Russia | 23103 | 0| х | 0|

| 4 | Credit institutions | 23104 | 21890320| х | 21890320|

| 5 | Other securities of | 23105 | 213264490| х | 213264490|

| 6 | Foreign countries | 23106 | 217065| х | 217065|

| 7 | Non-resident banks | 23107 | 645619| х | 645619|

| 8 | Other securities of non-residents | 23108 | 26490785| х | 26490785|

| 9 | Expenditure of professional stock market | 23109 | 0| 0| 0|

| | participants on purchase and sale of | | | | |

| | securities (excluding expenditure on | | | | |

| | consulting and information services) | | | | |

+-----+------+------+------+------+------+

| | Total for symbols 23101-23109 | 0 | 283566561| 0| 283566561|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Expenditure on operations with | | | | |

| | securities | | | | |

| | | | | | |

| 1 | Expenditure on operations with | 23201 | 0| 0| 0|

| | securities | | | | |

+-----+------+------+------+------+------+

| | Total for symbol 23201 | 0 | 0| 0| 0|

+-----+------+------+------+------+------+

| | Total for section 3 | 0 | 283566561| 0| 283566561|

+-----+------+------+------+------+------+

| | | | | | |

| | Section 4. Negative revaluation | | | | |

| | | | | | |

| | 1. Negative revaluation of securities, | | | | |

| | funds in foreign currency, precious | | | | |

| | metals | | | | |

| | | | | | |

| 1 | Securities (balance-sheet account No. 70607, | 24101 | 441378| х | 441378|

| | when preparing annual accounting (financial) | | | | |

| | statements – balance-sheet account No. 70707) | | | | |

| 2 | Funds in foreign currency (balance-sheet | 24102 | 9858110847| х | 9858110847|

| | account No. 70608, when preparing the annual | | | | |

| | accounting (financial) statements - | | | | |

| | balance-sheet account No. 70708) | | | | |

| 3 |Precious metals (balance-sheet account No.70609,| 24103 | 529297203| х | 529297203|

| | when preparing annual accounting (financial) | | | | |

| | statements – balance-sheet account No. 70709) | | | | |

+-----+------+------+------+------+------+

| | Total for symbols 24101-24103 | 0 | 10387849428| х | 10387849428|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Expenditure on application of embedded | | | | |

| | derivatives inseparable from primary | | | | |

| | contract (balance-sheet account No. 70610, | | | | |

| | when preparing annual accounting (financial) | | | | |

| | statements – balance-sheet account No. 70710):| | | | |

| | | | | | |

| 1 | From changing the securities prices | 24201 | 0| х | 0|

| 2 | From changing the currency rate | 24202 | 110365| х | 110365|

| 3 | From changing price index | 24203 | 0| х | 0|

| 4 | From changing other variables | 24204 | 160848| х | 160848|

+-----+------+------+------+------+------+

| | Total for symbols 24201-24204 | 0 | 271213| х | 271213|

+-----+------+------+------+------+------+

| | Total for section 4 | 0 | 10388120641| х | 10388120641|

+-----+------+------+------+------+------+

| | | | | | |

| | Section 5. Other operating expenditure | | | | |

| | | | | | |

| | 1. Expenditure on derivative financial | | | | |

| | instruments (balance-sheet account No. 70614, | | | | |

| | when preparing annual accounting (financial) | | | | |

| | statements – balance-sheet account No. 70714):| | | | |

| | | | | | |

| 1 |Expenditure on derivative financial instruments | 25101 | 225157083| х | 225157083|

+-----+------+------+------+------+------+

| | Total for symbol 25101 | 0 | 225157083| х | 225157083|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Commission charges | | | | |

| | | | | | |

| 1 | For settling operations with currency values | 25201 | 0| 0| 0|

| 2 | For settlement and cash services and | 25202 | 169| 36911| 37080|

| | maintenance of bank accounts | | | | |

| 3 | For money transfer services, | 25203 | 10441910| 3413364| 13855274|

| |incl. services of payment and settlement systems| | | | |

| 4 | For guarantees and sureties received | 25204 | 0| 0| 0|

| 5 | For intermediary services under brokerage | 25205 | 136447| 190222| 326669|

| | and similar contracts | | | | |

| 6 | On other operations | 25206 | 1040691| 489750| 1530441|

+-----+------+------+------+------+------+

| | Total for symbols 25201-25206 | 0 | 11619217| 4130247| 15749464|

+-----+------+------+------+------+------+

| | | | | | |

| | 3. Other operating expenditure | | | | |

| | | | | | |

| 1 | From transfer of assets to trust management | 25301 | 0| 0| 0|

| 2 | Deductions to provisions for possible losses, | 25302 | 1154272161| х | 1154272161|

| | except for reserves – estimated liabilities | | | | |

| | of non-credit nature | | | | |

| 3 | Other operating expenditure | 25303 | 48180681| 277877| 48458558|

+-----+------+------+------+------+------+

| | Total for symbols 25301-25303 | 0 | 1202452842| 277877| 1202730719|

+-----+------+------+------+------+------+

| | Total for section 5 | 0 | 1439229142| 4408124| 1443637266|

+-----+------+------+------+------+------+

| | | | | | |

| | Section 6. Expenditure on supporting the | | | | |

| | activity of credit institution | | | | |

| | | | | | |

| | 1. Personnel upkeep expenditure | | | | |

| | | | | | |

| 1 | Remuneration expenditure, including bonuses | 26101 | 136287893| 36433| 136324326|

| | and compensations | | | | |

| 2 | Taxes and charges in the form of salary | 26102 | 30783989| 0| 30783989|

| | deductions, paid by employers in accordance | | | | |

| | with the laws of the Russian Federation | | | | |

| 3 | Expenditure on personnel transfers | 26103 | 5084| 0| 5084|

| | (other than salary costs) | | | | |

| 4 | Other personnel upkeep expenditure | 26104 | 1054718| 0| 1054718|

+-----+------+------+------+------+------+

| | Total for symbols 26101-26104 | 0 | 168131684| 36433| 168168117|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Amortization | | | | |

| | | | | | |

| 1 | On fixed assets, excluding immovable property, | 26201 | 33917578| х | 33917578|

| | temporarily unused in core | | | | |

| | business | | | | |

| 2 | On fixed assets, under financial | 26202 | 31634124| х | 31634124|

| | lease (leasing) | | | | |

| 3 | On intangible assets | 26203 | 909390| х | 909390|

| 4 | On immovable property temporarily unused in | 26204 | 0| х | 0|

| | core business | | | | |

+-----+------+------+------+------+------+

| | Total for symbols 26201-26204 | 0 | 34826968| х | 34826968|

+-----+------+------+------+------+------+

| | | | | | |

| | 3. Expenditure on property maintenance | | | | |

| | (operation) and retirement | | | | |

| | | | | | |

| 1 | Expenditure on repair of fixed assets and | 26301 | 1473241| 278| 1473519|

| | other property | | | | |

| 2 | Expenditure on maintenance of fixed assets |26302 | 16002701| 118755| 16121456|

| | andother property (including utility costs) | | | | |

| 3 | Rental fee for leased fixed assets | 26303 | 10763604| 19043| 10782647|

| | and other property | | | | |

| 4 | Payment for the right to use subjects of | 26304 | 4016612| 148677| 4165289|

| | intellectual property | | | | |

| 5 | On depreciation of the cost of inventory items| 26305 | 3998627| х | 3998627|

| 6 | On markdown of fixed assets | 26306 | 0| х | 0|

| 7 | On retirement (sale) of property | 26307 | 55168091| х | 55168091|

+-----+------+------+------+------+------+

| | Total for symbols 26301-26307 | 0 | 91422876| 286753| 91709629|

+-----+------+------+------+------+------+

| | | | | | |

| | 4. Organizational and administrative | | | | |

| | expenditure | | | | |

| 1 | Training and retraining of staff | 26401 | 200207| 16844| 217051|

| 2 | Business trips | 26402 | 1221505| 3308| 1224813|

| 3 | Security | 26403 | 3068975| 956| 3069931|

| 4 | Advertising | 26404 | 3551354| 18741| 3570095|

| 5 | Entertainment expenses | 26405 | 110472| 674| 111146|

| 6 | Communications services, telecommunications | 26406 | 8792969| 1042852| 9835821|

| | and information systems | | | | |

| 7 | Court and arbitration costs | 26407 | 25210| 562| 25772|

| 8 | Audit | 26408 | 54008| 1091| 55099|

| 9 | Publication of reports | 26409 | 1500| 208| 1708|

| 10 | Insurance | 26410 | 24679724| 678| 24680402|

| 11 | Taxes and charges classified as expenditure | 26411 | 20429210| 485028| 20914238|

| | under the laws of the Russian | | | | |

| | Federation | | | | |

| 12 | Other organizational and management | 26412 | 13713604| 2673876| 16387480|

| | expenditure | | | | |

+-----+------+------+------+------+------+

| | Total for symbols 26401-26412 | 0 | 75848738| 4244818| 80093556|

+-----+------+------+------+------+------+

| | Total for section 6 | 0 | 370230266| 4568004| 374798270|

+-----+------+------+------+------+------+

| | Total for group of expenditure B "Operating | 0 | 12481146610| 8976128| 12490122738|

| | expenditure" (section 3 - 6) | | | | |

+-----+------+------+------+------+------+

| | | | | | |

| | C. Other expenditure | | | | |

| | | | | | |

| | Section 7. Other expenditure | | | | |

| | | | | | |

| | 1. Fines, penalties, forfeits | | | | |

| | | | | | |

| 1 | On operations for raising and provision | 27101 | 88168| 1| 88169|

| | (placement) of cash funds | | | | |

| 2 | On other bank operations and transactions | 27102 | 422| 2403| 2825|

| 3 | On other (business) operations | 27103 | 65923| 896| 66819|

+-----+------+------+------+------+------+

| | Total for symbols 27101-27103 | 0 | 154513| 3300| 157813|

+-----+------+------+------+------+------+

| | | | | | |

| | 2. Prior-year expenditure revealed in reporting| | | | |

| | year | | | | |

| | | | | | |

| 1 | On operations of raising and provision of | 27201 | 767422| 12040| 779462|

| | (placement) of cash funds | | | | |

| 2 | On other bank operations and transactions | 27202 | 214213| 20940| 235153|

| 3 | On other (business) operations | 27203 | 1325012| 542| 1325554|

+-----+------+------+------+------+------+

| | Total for symbols 27201-27203 | 0 | 2306647| 33522| 2340169|

+-----+------+------+------+------+------+

| | | | | | |

| | 3. Other expenditure related to other costs | | | | |

| | | | | | |

| 1 | Payments to compensate losses incurred | 27301 | 71671| 13114| 84785|

| 2 | On retirement of shortage in material values | 27302 | 0| 0| 0|

| 3 | On retirement of shortage in cash funds, | 27303 | 0| 0| 0|

| | sums on currency notes that have signs of | | | | |

| | forgery | | | | |

| 4 | On retirement of assets (claims) and | 27304 | 75| 0| 75|

| | non-recovered receivables | | | | |

| 5 | Expenditure on charity and other | 27305 | 1203400| 8416| 1211816|

| | similar expenditure | | | | |

| 6 | Expenditure on sporting | 27306 | 588107| 29140| 617247|

| | recreation, cultural and educational | | | | |

| | events and other similar | | | | |

| | events | | | | |

| 7 | Expenditure arising as a result of emergency | 27307 | 526| 0| 526|

| | situations in business activity | | | | |

| 8 | Other expenses | 27308 | 7075226| 151| 7075377|

| | including: deductions to reserves-estimated | 27309 | 857417| х | 857417|

| | liabilities of a non-credit nature | | | | |

+-----+------+------+------+------+------+

| | Total for symbols 27301-27308 | 0 | 8939005| 50821| 8989826|

+-----+------+------+------+------+------+

| | Total for section 7 | 0 | 11400165| 87643| 11487808|

+-----+------+------+------+------+------+

| | Total for group of expenditure C | 0 | 11400165| 87643| 11487808|

| | "Other expenditure"(section 7) | | | | |

+-----+------+------+------+------+------+

| | Total expenditure on sections 1 - 7 | 0 | 13004787510| 75768252| 13080555762|

+-----+------+------+------+------+------+

| | Profit before tax (symbol 10000 minus | 01000 | х | х | 359737128|

| | line "Total expenditure on sections 1-7") | | | | |

+-----+------+------+------+------+------+

| | Loss before tax (line “Total | 02000 | х | х | 0|

| |expenditure on sections 1-7" minus symbol 10000)| | | | |

+-----+------+------+------+------+------+

| | | | | | |

| | Section 8. Income tax | | | | |

| | | | | | |

| 1 | Income tax (balance-sheet account No. 70611, | 28101 | 63987949| х | 63987949|

| | when preparing annual accounting | | | | |

| | (financial) statements - balance-sheet account| | | | |

| | No. 70711 | | | | |

| 2 | Increasing income tax for deferred | 28102 | 9056912| х | 9056912|

| | income tax (balance-sheet account No. 70616, | | | | |

| | when preparing annual accounting | | | | |

| | (financial) statements - balance-sheet account| | | | |

| | No. 70716 | | | | |

| 3 | Reducing income tax for deferred | 28103 | 0| х | 0|

| | income tax (balance-sheet account No. 70615, | | | | |

| | when preparing annual accounting | | | | |

| | (financial) statements - balance-sheet account| | | | |

| | No. 70715 | | | | |

| | | | | | |

| | Total expenditure on income tax (Symbol | 28201 | 73044861| х | 73044861|

| | 28101 plus symbol 28102 minus symbol 28103) | | | | |

| | | | | | |

| | Total income on income tax (Symbol | 28202 | 0| х | 0|

| | 28103 minus symbol 28101 minus symbol 28102) | | | | |

+-----+------+------+------+------+------+

| | Total for section 8 | 0 | 73044861| х | 73044861|

+-----+------+------+------+------+------+

| | Total for Chapter II "Expenditure" (sections 1 - 8) |20000| 13077832371| 75768252| 13153600623|

+-----+------+------+------+------+------+

| | | | | | |

| | III. PROFIT/LOSS | | | | |

| | after taxation, and its utilization | | | | |

| | | | | | |

| | Section 1. Profit/loss after | | | | |

| | tax | | | | |

| | | | | | |

| 1 | Profit after tax (symbol 01000 | 31001 | х | х | 286692267|

| | minus symbol 28201, or symbol 01000 plus | | | | |

| | symbol 28202, or symbol 28202 minus symbol | | | | |

| | 02000) | | | | |

| | | | | | |

| 2 | Loss after tax (symbol 02000 | 01000 | х | х | 350610659|

| | minus symbol 28202, or symbol 02000 plus | | | | |

| | symbol 28201, or symbol 28201 minus symbol | | | | |

| | 01000) | | | | |

| | | | | | |

| | Section 2. Payments from income after tax | | | | |

| | (balance-sheet account No. 70612, when execu- | | | | |

| | tingannual accounting (financial) statements -| | | | |

| | balance-sheet account No. 70712) | | | | |

| | | | | | |

| 1 |Distribution between shareholders (participants)| 32001 | 0| х | 0|

| | in the form of dividends | | | | |

| | | | | | |

| 2 | Deductions on formation and replenishment | 32002 | 0| х | 0|

| | of reserve fund | | | | |

| | | | | | |

+-----+------+------+------+------+------+

| | Total for section 2 | 32101 | 0| х | 0|

+-----+------+------+------+------+------+

| | | | | | |

| | Section 3. Result for the report | | | | |