Small gain scenario and choice options in Study 2:

Receiving Money

Please imagine there was a legitimate error on your back taxes in your favor, and you will immediately receive $10 from the government. However, they are also giving you the option of receiving a different amount one year from now, instead. If you choose the future payment, the government will remind you to file the appropriate form one year from now. Please indicate which option you would choose in each case:

1. / Receive $10 immediately / OR / Receive $6 in 1 year
2. / Receive $10 immediately / OR / Receive $8 in 1 year
3. / Receive $10 immediately / OR / Receive $10 in 1 year
4. / Receive $10 immediately / OR / Receive $12 in 1 year
5. / Receive $10 immediately / OR / Receive $14 in 1 year
6. / Receive $10 immediately / OR / Receive $16 in 1 year
7. / Receive $10 immediately / OR / Receive $18 in 1 year
8. / Receive $10 immediately / OR / Receive $20 in 1 year
9. / Receive $10 immediately / OR / Receive $22 in 1 year

Small loss scenario and choice options in Study 2:

Losing Money

Please imagine there was a legitimate error on your back taxes against you, and you must immediately pay the government $10. However, they are also giving you the option of paying a different amount one year from now, instead. If you choose the future payment, the government will remind you to file the appropriate form one year from now. Please indicate which option you would choose in each case:

1. / Pay $10 immediately / OR / Pay $6 in 1 year
2. / Pay $10 immediately / OR / Pay $8 in 1 year
3. / Pay $10 immediately / OR / Pay $10 in 1 year
4. / Pay $10 immediately / OR / Pay $12 in 1 year
5. / Pay $10 immediately / OR / Pay $14 in 1 year
6. / Pay $10 immediately / OR / Pay $16 in 1 year
7. / Pay $10 immediately / OR / Pay $18 in 1 year
8. / Pay $10 immediately / OR / Pay $20 in 1 year
9. / Pay $10 immediately / OR / Pay $22 in 1 year

Large gain scenario and choice options in Study 2:

Receiving Money

Please imagine there was a legitimate error on your back taxes in your favor, and you will immediately receive $1,000 from the government. However, they are also giving you the option of receiving a different amount one year from now, instead. If you choose the future payment, the government will remind you to file the appropriate form one year from now. Please indicate which option you would choose in each case:

1. / Receive $1,000 immediately / OR / Receive $600 in 1 year
2. / Receive $1,000 immediately / OR / Receive $800 in 1 year
3. / Receive $1,000 immediately / OR / Receive $1,000 in 1 year
4. / Receive $1,000 immediately / OR / Receive $1,200 in 1 year
5. / Receive $1,000 immediately / OR / Receive $1,400 in 1 year
6. / Receive $1,000 immediately / OR / Receive $1,600 in 1 year
7. / Receive $1,000 immediately / OR / Receive $1,800 in 1 year
8. / Receive $1,000 immediately / OR / Receive $2,000 in 1 year
9. / Receive $1,000 immediately / OR / Receive $2,200 in 1 year

Large loss scenario and choice options in Study 2:

Losing Money

Please imagine there was a legitimate error on your back taxes against you, and you must immediately pay the government $1,000. However, they are also giving you the option of paying a different amount one year from now, instead. If you choose the future payment, the government will remind you to file the appropriate form one year from now. Please indicate which option you would choose in each case:

1. / Pay $1,000 immediately / OR / Pay $600 in 1 year
2. / Pay $1,000 immediately / OR / Pay $800 in 1 year
3. / Pay $1,000 immediately / OR / Pay $1,000 in 1 year
4. / Pay $1,000 immediately / OR / Pay $1,200 in 1 year
5. / Pay $1,000 immediately / OR / Pay $1,400 in 1 year
6. / Pay $1,000 immediately / OR / Pay $1,600 in 1 year
7. / Pay $1,000 immediately / OR / Pay $1,800 in 1 year
8. / Pay $1,000 immediately / OR / Pay $2,000 in 1 year
9. / Pay $1,000 immediately / OR / Pay $2,200 in 1 year

Thought categories for gains in Study 2:

What was the primary topic of this thought?
The future is uncertain (for example, "If I wait, I might never get the money")
I need the money more now than I will in the future (for example, "I need the money now")
The money could be earning interest in the meantime (for example, "I could put the money in the bank")
It's the right thing to do (for example, "I ought to wait for the larger amount.")
It's just what I want to do (for example, "I want to have it now.")
The amount of money is the most important thing (for example, "I will choose whichever amount is larger")
None of the above
This thought favors:
receiving the money now
receiving the money later
Neither/NA

Thought categories for losses in Study 2:

What was the primary topic of this thought?
The future is uncertain (for example, "If I wait, I might never have to pay the money")
I need the money more now than I will in the future (for example, "I can't afford to pay it now")
The money could be earning interest in the meantime (for example, "I could put the money in the bank")
It's the right thing to do (for example, "I ought to pay right away")
It's just what I want to do (for example, "I want to get it over with")
The amount of money is the most important thing (for example, "I will choose whichever amount is smaller")
None of the above
This thought favors:
paying the money now
paying the money later
Neither/NA