Q0053161 SME - Waiting period notice (if operating on a double check basis)

<insert address details:

Name

Address

Address

Address

Postcode

Dear <insert employee Name, <insert relevant date>

insert plan name here>

You are due to be automatically enrolled into <insert plan name here> on <insert enrolment date> if:

·  You earn over £10,000 a year; and

·  You are 22 or over; and

·  You are under the state pension age; and

·  You work or ordinarily work in the UK.

If you are enrolled, contributions will start to be paid from the date above.

You can choose to stay in the pension scheme or you can opt out as long as you do so within one month of this date. You can’t opt out before this date.

include the following paragraph in your communications if you have a salary sacrifice scheme>

[You will be automatically enrolled into <insert plan name here> on a salary sacrifice basis. This means that you exchange part of your salary for a regular pension contribution from <insert your company name>. We will pay this, along with any contribution we make, directly into your pension pot. The benefit to you is that you pay lower National Insurance Contributions (NICs). If you do not wish to make contributions on this basis please tell us by contacting <insert your contact name> on <insert your contact telephone number>.]

We’ll write to you again when you’re enrolled into the pension scheme to confirm your details and explain your options further.

If you wish to join the pension scheme before this date, please tell us by:

·  Sending a letter signed by you to <insert contact name and department/address>; or

·  Sending an email to <insert email address> with your request containing the phrase “I confirm I have personally submitted this notice to join a workplace pension scheme”.

If you do join the pension scheme before this date you can begin to make contributions directly into your pension pot, and you will also benefit from contributions from <insert your company name> and the government too.

You can find out more by visiting www.legalandgeneral.com/wpp or contacting us on <insert your contact telephone number>.

For general information about pensions you can go to the government website www.gov.uk/workplace-pensions

Yours sincerely,

insert contact name>

insert job title, company name>

Q0053161 0717 H0162059