PRIVACY POLICIES AND NOTICE OF YOUR RIGHT TO OPT OUT FOR

CASH PAL, LLC

This notice will explain our privacy policies and your right to prevent us from sharing certain information with others. It covers all members of Cash Pal, LLC.

  1. CATEGORIES OF INFORMATION WE COLLECT

We collect nonpublic personal information from the following sources:

  • Information we receive from you on applications and other forms;
  • Information about your transactions with us, our affiliates, or others;
  • Information we receive from a consumer reporting agency; and
  • Information we receive from other nonaffiliated third parties
  1. CATEGORIES OF INFORMATION WE DISCLOSE

We may disclose the following kinds of nonpublic personal information about you:

  • Information we receive from you on application or other forms, such as name, address, social security number , assets and income;
  • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
  • Information we receive to verify representations made by you, such as your checking account information, and your employment history;
  • Information we receive from a person regarding employment , checking account , relationship with you, such as length of employment; and
  • Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.
  1. CATEGORIES OF PARTIES TO WHOM WE DISCLOSE

Unless you direct us not to by means listed below, we may disclose nonpublic personal information about you to the following types of third parties:

  • Financial service providers, such as mortgage bankers, consumer lenders, small lenders, collection agencies, loan brokers, check cashers, deferred deposit providers, supervised lenders, deferred deposit providers, deferred presentment providers, banks, payroll service providers and delayed deposit providers; and
  • Others, such as non-profit organizations.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

  1. SERVICE PROVIDER/JOINT MARKETING COMPANIES

We may disclose the following information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

  1. CONFIDENTIALITY AND SECURITY

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.

  1. OPT OUT RIGHT

If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may complete the opt out form provided below and mail it to us at the address indicated on the form.

If you have a joint account, the decision to opt out provided by one account holder will affect the entire account.

Inactive customers have the same opt out privilege discussed above as active customers.

Please mail to: Cash Pal, LLC

Attn: Opt Out

203 ½ Pike Street

Marietta, OH 45750

You have the right to opt out at any time by following the

procedure listed above. You may also revoke your decision to

opt out with written documentation of such decision to the

address listed above.