Mr. J.J. Van Der Most, General Partner and Founder

/ FT Asset ManagementKB
Frejgatan 13-1478
1 14 79 Stockholm, Sweden
Office:+46 8 50 541 351

Confidential: Yes, 25 Years
Public: no / Circumvention: only involved people
Date: 27 October 2018

Financing Agreement

Between

Represented by Mr., CEO

And

FT Asset Management KBand Assigns

Represented by:

Mr. J.J. van der Most, General partner and founder

Dated this 27 October 2018

This Financing Agreement (the “Agreement”) is made in full and unanimous agreement on27 October 2018by and between (Each is referred to herein as a “Party” and collectively the “Parties”.)

CLIENT(“CLIENT”)

Represented by: Mr, CEO

countryPassport:

Address:

Telephone:+

Mobile phone:+(WhatsApp / Viber / ...)

Email address:

Website address:

Skype:

“CLIENT BANK”

Bank Name:

Bank Address:

Bank Telephone: +

Beneficiary:

Beneficiary Account:

Beneficiary Address:

BIC / SWIFT Code:

Telex Code:

Website:

FT Asset Management KB or Assigns (“FTAM”)

Represented by :Mr. J.J. van der Most, General partner and founder

Dutch passport:BD6B30L15

Address: Frejgatan 13-1478, 1 14 79 Stockholm, Sweden

Mobile Number:+31 6 832 565 86 (Whatsapp)

Telephone Number: +46 8 559 24 067

Skype: jjvdmost

Email:

Asset to be contracted:

Total Amount:10 Million

Currency:Euro

In words:Ten Million Euro

Price (please remove what is not applicable):

Lease:5% of the face value (returns 5 days before maturity)

Purchase: 15%of the face value(we buy it back or pay it out)

After all considerations and after consulting all people and companies that we saw fit, we have come to a harmonious and unanimous agreement on the following.

WHEREAS 1:CLIENT is looking to accept themselves or have their bank accept one of more Standby Letter(s) of Credit (SBLC) issued by FT Asset Management KB.

WHEREAS 2:Parties agreed, that CLIENT is allowed to keep the instrument or role it into a new year.
If not rolled into a new year, within 3 days before maturity CLIENT will send the instrument back. CLIENT agrees not to call on the instrument to pay it out.

WHEREAS 3:The Parties hereby agree to engage in a series of investment programs, in varying terms, to be conducted at client (or other) banks as required.

WHEREAS 4:FTAM will provide Asset as described below. On the basis of this position, CLIENT will accept the funds under management under the guidanceof FTAM and as described in this Agreement.

WHEREAS 5:In this contract, the General Contract Conditions apply. These can be found: Contract Conditions.pdf

WHEREAS 6:The proposed instruments are shown and will be sent as,Addendum 2 to Addendum 4.

WHEREAS 7:If our bank does not have an existing relationship with CLIENTS bank, a message as in Addendum 1maybe used.

WHEREAS 8:FTAM will be sent via SWIFT by the following bank:

SUISSE CREDIT CAPITAL (2009) LIMITED, SWIFT address:SBLTGB2L

UK Financial Conduct Authority (FCA) License: 506421

this sending will be done without any responsibility by Suisse Credit Capital (2009) Ltd, FT Asset Management takes full responsibility for the instrument.

Steps to be taken

Under this contract, the following steps will be taken:

1. This agreement will be signed and lodged with respective financial institutions, if required.

1. CLIENT’s bank provides approval of sufficient funds OR confirmation of acceptance topay of the instrument after release of credit line. This can be done via email or (PDF) letter.

1. Within 2(Two) international banking days after step 2 FTAM or FTAM Bank will confirm the approval with CLIENT’s bank.

1. If required, within2(Two) international banking days after step 3FTAM will issue the instrument as shown in belowand send in electronic form (via email) to CLIENT.

1. After CLIENT’s approval, FTAM will send the documents by SWIFT and provide confirmation to CLIENT.

1. If by Suisse Credit Capital (2009) Ltd(“SCC”) does not have anexiting relationship with the destination bank (see the list of existing relationships: We will attempt to set it up. See Addendum 1 for the sample “MT999 exchange of RMA relationship message”.

An MT999 may also be used to transfer ‘our’ messages as sub-message. This prevents that we have to setup an RMA relationship for just one or two messages.

By SWIFT rules and regulations the sub-message carries the same value as if it would be send as a normal message.

1. After receipt in CLIENT’s bank, CLIENT’s bank will monetize the instrument as agreed.

1. The transactions that CLIENT and FTAM will implement on behalf of CLIENT will be clipped to this contract.

Applicable costs

Sending of SWIFT messages requires us to pay before sending.

Messages per SWIFT:

Type message / Price
MT799 Pre advice/RWA message/... / 3.000 euro
MT760 SBLC up to 30 Million USD/Euro / 20.000 euro
MT760 SBLC over 30Million USD/Euro / 0,1%

FT Asset Management offers to pre-finance the payment for one SWIFT message for one instrument up to 30Million Euro/US Dollar.

To qualify for pre-financing FT Asset Management requires that the receiving bank confirms that they will accept our instrument for a credit line. This acceptance confirmation can be done in an email or letter directly to us.

Please note:

(I)The profits of one transaction may pay for the pre-financing of the next transaction. It is up to FT Asset Management to determine.

This could take up to 3 months (12 weeks) before we could pre-finance your transaction.

If you want to be sure of implementation time-line, we advise you to arrange your own pre-financing.

(II)We guarantee the sending; if the instrument is not sent within 7 working days, we will send the money back.

Signatures

This Agreement shall be withdrawn by the FT Asset Management KBif not fully executed by the receiving party within Fourteen (14) International Business Days from the contract date affixed hereto.

IN WITNESS WHEREOF, the parties hereto declare that they have read and understood this Agreement and are fully aware of the interpretation of all of the provisions, terms, and conditions herein and further that they have signed by their hand below, and have accepted and approved all covenants, terms, and conditions of this Agreement this 27 October 2018

For and on behalf of
CLIENT
By:______
Mr. CEO
> Passport No >
Expiry Date: > / For and on behalf of
FT Asset Management KB
By: ______
Mr. J.J. van der Most,CEO
Dutch Passport: BD6B30L15
Expiry Date: 20 Jan 2025

EDT (Electronic document transmissions) shall be deemed valid and enforceable in respect to any provisions of this Contract. As applicable, this agreement shall be Incorporate U.S. Public Law 106-229, “Electronic Signatures in Global and National Commerce Act” or such other applicable law conforming to the UNICITRAL Model Law on Electronic Signature (2201) and 2-Electronic Commerce Agreement (ECE/TRADE/25, Geneva, May 2200) adopted by the United Nations Centre for Trade Facilitation and Electronic Business (UN/CEFACT). 3-EDT documents shall be subject to European Community Directive No. 95/46/EEC, as applicable. Either Party may request a hard copy of any document that has been previously transmitted by electronic means provided however, that any such request shall in no manner delay the parties form performing their respective obligations and duties under EDT.

MT999 Setup of RMA relationship

If Suisse Credit Capital does not have a exiting relationship with the destination bank (see the list of existing relationships: will attempt to set it up. The below message may be used for this.

Message:

WE WISH TO EXCHANGE RMA WITH YOUR GOOD BANK AS WE HAVE AFINANCIAL INSTRUMENT READY TO BE ADVISED ON BEHALF OF FT ASSETMANAGEMENT AND IN FAVOR OF YOUR CUSTOMER <name<address> WITH ACCOUNT NUMBER: >OUR PURPOSE IS TO PROVIDE TRADE FINANCE TO FACILITATEINTERNATIONAL TRADE.

WE ARE ESTABLISHED IN THE UNITED KINGDOM AND REGULATED BY THEFCA, OUR INSTRUMENTS INCLUDE LETTERS OF CREDIT AND GUARANTEES..

REGARDS,

Suisse Credit Capital (SBLTGB2L)

This MT999 may also be used to transfer ‘our’ messages as sub-message. This prevents that we have to setup an RMA relationship for just one or two messages.

By SWIFT rules and regulations the sub-message has the same value as if it would be send as a normal message.

MT799 Pre-advice

This message is send to let the receiving bank know that we are planning on sending our SBLC.

We FT AssetManagement with registered address at Frejgatan 13-1478, 1 14 79 Stockholm, Sweden, representedbytheundersignedofficers,herebyconfirmwithfull responsibility andliabilityonbehalfofourclient: , withyour accountnumber : thatweare Readywillingandabletoissue Standby Letter of Credit ( ICC 600 Format)amountingto Million Euro( € ,000,000,000.00 ),andthefirsttranchewillbeinthefaceamountof > Millioneuro ( € > 00,000,000.00 ).

Therewillbenoliensandencumbrancesontheseinstrumentswhichshallbedeliveredand availedvia Swift MT760.

We are expecting your response that should be as per signed contract with FT Asset Management and your account holder.

Thispre-adviceisvalidforten (10 )internationalbankingdaysonlyasanoperativeinstrument,nomailconfirmationwillfollow. All charges are forthe accountofthe applicant.

For and Behalf of

FT ASSET MANAGEMENT KB LOCATED AT FREJGATAN 13-1478, 1 14 79 STOCKHOLM, SWEDEN

Authorised Officer Authorised Officer

>, CEO>, Head of Administration

MT799 RWA (Answer)

We expect the receiving bank to answer with this message.

CLIENT has to make sure that the bank will send this answer.

We, > represented by the undersigned officers, hereby confirm that we are ready to receive an Standby Letter of Credit to be issued from FT Asset Management via SWIFT message type MT760 or SWIFT MT999 with the Standby Letter of Credit in it.

The instrument that you are going to send it for 10.000.000 (Ten Million) Euro.

As soon as the instrument has been received and passed our compliance process, we will provide a credit line towards our client.

When this credit line is release we will release 500.000 (Five Hundred thousand) Euro to your client FT Asset Management.

We hereby also confirm that these funds are legally earned, good, clean, cleared and of non-criminal origin and verifiable on bank-to-bank basis by phone or fax.

For and on behalf of (name of buyer’s bank)

______

Bank officer: (1) bank officer: (2)

Title pin: title pin:

MT760Stand by Letter of Credit

This is the actual Standby Letter of Credit (SBLC). On basis of this, our business can be implemented.

Instrument: Stand by Letter of Credit

Value:10.000.000,-- (Ten Million)

Currency:Euro (Currency of Europe)

Validity:1 (one) year

Issue date:

Beneficiary bank:

Bank Name:

Bank Address:

Bank Telephone: +>

Beneficiary:

Beneficiary Account:

Beneficiary Address:

BIC / SWIFT Code:

Sending bank (without any responsibility):

Bank Name:SUISSE CREDIT CAPITAL (2009)LIMITED

Bank Address: 9 Mallow Str., London, EC1Y 8RQ, United Kingdom

Bank Telephone: + 442080683950

BIC / SWIFT Code: (London) SBLTGB2L

We, FT Asset Management KB located at Frejgatan 13-1478, 1 14 79 Stockholm, Sweden, hereby confirm, with full responsibilities, that we have reserved the above mentioned cash amount in US Capital Private Bank, a AAA bank in Hong Kong.

This cash will become immediately demandable in case of default or in case of maturity of this instrument at the counter of FT Asset Management KB, Frejgatan 13-1478, 1 14 79 Stockholm, Sweden or by sending an email to

In case the above demand does not suffice, it also becomes demandable at the counter of US Capital Private Bank, address 17 Canton Rd, TsimShaTsui, Hongkong, email .

This cash backed SBLC is fully transferable, confirmable, divisible, assignable, and irrevocable and is subject to the uniform customs and practices ICC publication 500/600 as it relates to bank credit instruments.

This Standby Letter of Credit will come into effect on date referred in the heading of this document and Expire in exactly one year.

All Payment by us pursuant to this Standby Letter of Credit shall be made to you notwithstanding any objection from the Borrower and/or Third Party hereunder shall be made free and clear of and without deduction for any present or future taxes, restrictions and conditions of any nature and without set off or counter claim for any reason, whatsoever, and future notwithstanding any objection from us, or any third party.

We engage with you that demands under and in compliance with terms of this Standby Letter of Credit shall be duly honoured on due presentation to us.

This Standby Letter of Credit is subject to uniform customs and practice for Documentary Credits (Latest Revision) ICC Publication No: 600.

For and Behalf of

FT ASSET MANAGEMENT KB LOCATED AT FREJGATAN 13-1478, 1 14 79 STOCKHOLM, SWEDEN

Authorised Officer Authorised Officer

>, CEO, Head of Administration

Company information CLIENT

Please insert the company registration here

Passport (Name owner) CLIENT

Please insert the passport copy here

FT ASSET MANAGEMENT DATASHEET

Business name: FT Asset Management KB ("Kommanditbolag" = Limited Partnership)

Address: Frejgatan 13-1478, 1 14 79 Stockholm, Sweden

Website:

Phone (land line):+46 8 50 541 351

Fax:+46 8 52 503 825

County of registration: Stockholm

Registration number: 969777-7549

LEI:

Date of registration: 16th December 2015

Verify with Chamber of Commerce, Sweden:

You may want to download:

Certificate of Registration:

Register against Money Laundering:

Registration of Trustee:

Betula Holding (Seychelles) is one of the holding companies:

Most Investments B.V. (Netherlands) is the other one:

Trade register number: 63434911

VAT number:8552.35.226

Verify:

FTAM passport

Company registration FT Asset Management

FEE PROTECTION AGREEMENT

Please note: FTAM as Asset Management company could provide paymaster service if required.

Both FTAM and CLIENT agree that CLIENT’s and FTAM's agents/brokers are entitled to 2% of the SBLC face value commission fees. These commission fees will be shared between FTAM’s and CLIENT’s agents/brokers as specified here below.

The parties agree that the commission fees stated are compensation for services rendered and are irrevocably and unconditionally guaranteed to be paid by CLIENT to the agents and intermediaries listed in this DOA by wire transfer simultaneously with CLIENT’s payment of 8% of the SBLC’s face value as selling fee to FTAM for every tranche and/or transaction resulting thereof. The commission fees will be free of legal impediment and free of any deductions, excluding bank transfer fees, for this and all subsequent transactions between the parties.

In consideration of the mutual benefits to be derived by the associates or affiliated individuals, agents/brokers companies, designees, trustees or executors, it is understood and agreed that the parties hereto are mutually desirous of effecting this business transaction in co-operation with one another for their mutual benefit and all signatory parties agree to abide by the following terms and conditions:

1. Each party agrees that they will not make any contact with, deal with or be involved with individuals, trader and investor introduced by other signatories without specific permission of the introduced signatory for the Investor.

1. The signatory agrees to keep confidential the identity of and all contacts so provided by any other signatories.

1. The parties hereto agree that all commissions or fees as agreed by the parties shall be paid in full at the end of every transaction.

1. This agreement shall be legally binding on the parties hereto, their principals, employees, representatives, agents and assigns in all countries of the world.

The parties hereto affirm that in every case they will act with the highest standards of ethics and honesty in all their dealings.

This agreement shall be respected and honoured at all times, unless otherwise to be mutually agreed upon and any party will permit no attempt or hint of circumvention.

Each of the above parties agree and understands that any overt or covert action of circumvention prescribed by this agreement shall be a fraudulent act against the counter party and will be subject to judicial action, recompense for damages, possible punitive damages and injunctive relief imposed by the legal process.

Both parties hereby agree that the agents and intermediaries referred to in this DOA shall be as follows:

TOTAL COMMISSION FEE OF 2% (TWO PERCENT) OF FACE VALUE IN USDPAID BY CLIENT AS FOLLOWS:

TOTAL COMMISSION OF ONE PERCENT [1%] TO CLIENT'S SIDE

GROUP #1:CLIENTMANDATE :

To receive xxx% of 2.0% of face value of every tranche of the SBLC as commission fees:

PARTICULARS
Name
E-mail
Bank Name
Bank Address
ABA Routing Number
Account Number
Account Name
SWIFT
Bank Officer
Bank Telephone
Beneficiary:
Special Instructions: / THE SWIFT COVERING ALL REMITTANCES SHALL CLEARLY STATE THE FOLLOWING: “SAME DAY TRANSFER AND IMMEDIATE CREDIT.REMITTER IS KNOWN TO US.THIS TRANSFER IS WITH FULL BANKING RESPONSIBILITY AND WE ARE SATISFIED AS TO THE SOURCE OF THE FUNDS SENT TO US.CLEARNED, CLEAM LIEN FREE AND UNCUMBERED FUNDS, EARNED FROM FINANCIAL CONSULTING ON COMMERCIAL ENTERPRISES OF NON-CRIMINAL AND NON-TERRORIST ORIGINS.”COPY OF WIRE SLIP MUST BE SEND TO ……….. and …………..
Required Message: / ALL TRANSFER INSTRUCTIONS SHALL STATE: “FUNDS ARE CLEAN AND CLEAR, OF NON-CRIMINAL ORIGIN, AND ARE IMMEDIATELY PAYABLE IN CASH”

GROUP #2: INTERMEDIARY GROUP

To receive xxx% of 2.0% of face value of every tranche of the SBLC as commission fees:

PARTICULARS
Name
E-mail
Bank Name
Bank Address
ABA Routing Number
Account Number
Account Name
SWIFT
Bank Officer
Bank Telephone
Beneficiary:
Required Message in Swift: / THE SWIFT TEXT MESSAGE COVERING ALL REMITTANCES SHALL CLEARLY STATE THE FOLLOWING:
“SAME DAY TRANSFER AND IMMEDIATE CREDIT. REMITTER IS KNOWN TO US. THIS TRANSFER IS WITH FULL BANKING RESPONSIBILITY AND WE ARE SATISFIED AS TO THE SOURCE OF THE FUNDS SENT TO US. CLEARED, CLEAN, LIEN FREE AND UNENCUMBERED FUNDS, EARNED FROM FINANCIAL CONSULTING FEES ON COMMERCIAL ENTERPRISES OF NON-CRIMINAL AND NON-TERRORIST ORIGINS.”

For and on behalf ofFTAM.

______

SIGNATURE AND STAMP:

NAME:

NATIONALITY:

PASSPORT #:

ISSUE DATE:

EXPIRY DATE:

PLACE OF ISSUE:

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