MFA First Mortgage Loan Number: MFA Second Mortgage Loan Number

INCOME DISCLOSURE LETTER

MFA First Mortgage Loan Number: MFA Second Mortgage Loan Number:

Borrower/Co-Borrower (s) Name:

Property Address:

(Borrower to initial the paragraph that applies and sign)

I understand that the MFA is relying upon the income information herein and in any documentation provided by me to the lender in connection with the mortgage loan for the above property address. All information and documentation provided by me is true, correct and complete.

(Initial Here)

I hereby certify that I do not receive any type of income from any source.

(Initial Here)

Borrower Signature:

Name: Date

(Type Name Here)

(Co-Borrower(CB) and Additional Co-Borrower(ACB) to initial the paragraph that applies and sign)

I/We understand that the MFA is relying upon the income information herein and in any documentation provided by me/us to the lender in connection with the mortgage loan for the above property address. All information and documentation provided by me/us is true, correct and complete. CB ACB

(Initial Here) (Initial Here)

I/We hereby certify that I/we do not receive any type of income from any source. CB ACB

(Initial Here) (Initial Here)

Co-Borrower Signature:

Name: Date

(Type Name Here)

Additional Co-Borrower Signature:

Name: Date

(Type Name Here)

(Non-Purchasing Spouse to initial the paragraph that applies and sign)

(Initial Here)

I hereby certify that I do not receive any type of income from any source.

(Initial Here)

Non-Purchasing Spouse Signature:

Name: Date

(Type Name Here)

I certify, as the lender representative, that I have read and acknowledged the definition of gross income as described by MFA in their Compliance Manual. I further certify that I have explained to the Borrower(s) said definition and have provided MFA with all Borrower(s) applicable income documentation.

Lender Representative Signature:

Name: Date

(Type Name Here)

11/2014