GUARANTEE OF THE CANCELLATION FEES FOR THE CRUISE
GUARANTEE
The insurer is committed to reimburse the insured for the fees collected and retained by the renting company and invoiced as per the general terms of sales, the registration fees excluded, should the insured cancel the cruise 6 weeks or less before the departure exclusively in the cases described below. The guarantee expires on the departure day of the cruise.
SERIOUS DISEASE, SEVERE ACCIDENT OR DEATH
Included the relapse, the aggravation of a chronical or pre-existent disease and the consequences, the after-effects of an accident which occurred before the subscription of the contract,
-from yourself, your common-law husband / wife,
-your parents or children, and / or from your common-law husband / wife,
-your brothers, sisters, brothers-in-law, sisters-in-law, sons-in-law, daughters-in-law,
-your professionnal substitute,
-the person who is in charge during your trip of your minor children or a handicapped person living in your place, provided that their names were mentioned on the contract,
-the person who will accompany you during the cruise, for the above reasons mentioned, provided that this person is listed on the subscription invoice for the fluvial cruise.
The insurer will take in charge the expenses only in the case of a disease or an accident which prescribes strictly to stay home, requires medical care and does not enable the practice of any professional activity or else.
COMPLICATIONS BECAUSE OF PREGNANCY
Resulting in the incapability to work anyhow, and provided that the person was not pregnant over 6 months upon the departure date.
REDUNDANCY
Of yourself or your common-law husband / wife, provided that you were not informed when registering to the cruise or subscribing the contract.
SUMMONING BEFORE THE COURT
Exclusively in the following cases:
Sworn or witness before the court of assizes, adoption procedure, appointment as an expert by the court, provided that the notification date was the same as the cruise period.
NOTIFICATION TO AN ADDITIONAL EXAM FOR BORDERLINE CASES
Due to a failure unknown when registering or subscribing the contract. This applies only to higher education, provided that the additional exam was to take place during the cruise period.
DAMAGE OF PROFESSIONAL OR PRIVATE PREMISES
Resulting from fire, blow-up, water damage, theft requiring the attendance of the insured on the departure date.
JOB OR TRAINING ALLOCATION BY THE NATIONAL EMPLOYMENT AGENCY
Provided that it starts before or during the cruise.
CANCELLATION OR MODIFICATION OF THE PAID VACATION BY THE EMPLOYER
Granted before the cruise with the exception of company managers, liberal profession, craftsmen, temporary employees in the entertainment industry.
The insured will be liable for a 20% participation of his own.
PROFESSIONAL TRANSFER
Required by your hierarchy and not resulting from a query of yourself with the exclusion of company managers, liberal profession, craftsmen and temporary employees in the entertainment industry.
The insured will be liable for a 20% participation of his own.
VISA REFUSED BY THE STATE AUTHORITIES
Provided that no other demand was rejected previously by the state authorities of this country. A documentary evidence issued by the Ambassy will be requested.
ARE EXCLUDED
The cancellation of the cruise resulting from:
-a disease requiring psychic and psychotherapeutic care including nervous breakdown without hospitalization less than 3 days minimum when the cruise was cancelled,
-vaccination omission,
-for no presentation for any reason of your national identity card or passport,
-a disease or an accident which were previously recorded, a relapse, an aggravation or an hospitalization between the registration of the cruise and the subscription of the insurance contract,
-the participation or training to compete,
-also the insurer is not involved if the person who is responsible for the cancellation goes to hospital when reserving the cruise or subscribing the contract
Limits of the guarantees by the insurer:
According to the general terms of sales of the cruise, therefore:
-BETWEEN 6 AND 4 WEEKS BEFORE THE DEPARTURE:
40% OF THE RENTING AMOUNT
-LESS THAN 4 WEEKS BEFORE THE DEPARTURE:
100% OF THE RENTING AMOUNT, with deduction of the excess minimum 6000 € per person and 30000 € per event.
Damage statement:
-the insured shall inform the renting company with registered letter as soon as he knows the reason for the cancellation of the cruise,
-the renting company will inform the insurer within 5 working days.
If these obligations are not respected and the cruise is being cancelled later, the insurer will reimburse the cancellation fees upon the first appearance of the disease or accident or any other reason involving the cancellation of the cruise, according to the cancellation chart listed in the general terms of sales of the cruise (and within this contract).
If you are not eligible for reimbursement, the declaration sent to the insurer must include a proof:
-in case of a disease or an accident: a medical certificate describing the origin, the nature, the seriousness and predictable consequences of the disease or accident. This must be sent by registered mail to the doctor appointed by the insurance company AXA, and your own doctor must be released from you to hold any medical information,
-in case of death: provide a certificate or record of civil status,
-any document, invoice, prescription that could be requested later by the insurance company.
Must be also enclosed:
-the original subscription invoice to be paid to the vessel- renting company
-the registration and subscription voucher for the guarantee CANCELLATION OF THE CRUISE issued by the renting company,
-in case of accident, the reasons and circumstances as well as the name(s) and address of the persons involved and witnesses.
If you are not eligible for reimbursement, the insured agrees in principle to a check-up by the doctor appointed by the insurance company.
AXA Cancellation Insurance, collective contract France Passion Plaisance
Pour tout renseignement contactez-nous: For further information, please contact
AXA CENTRE FLUVIAL, 11 Quai de Montebello 75005 Paris. Tel: 0033 1 46 33 35 22 . Fax: 0033 1 40 51 80 95
Contrats collectifs numéro C0113085 (contract number)