TITLE WORKSHEET
FORECLOSURE TYPE – CIRCLE ONE: HOA CONDO ASSOCIATION
NAME(S) OF PERSON(S) OR ENTITY GETTING FORECLOSED ON (CURRENT DEED HOLDER(S)) ______
WHO IS FORECLOSING(‘plaintiff’) ______
FILE OR CASE # ______COUNTY ______STATE______
*NOTE – AS OUTLINED ON THE WEBSITE AND IN THE EBOOK, YOU HAVE TO RESEARCH THIS INFORMATION IN PERSON AT THE COURTHOUSE. SO DON’T SEND US A FORECLOSURE IN TEXAS IF YOU LIVE IN HAWAII, AS AN EXAMPLE.
SCHEDULED FORECLOSURE DATE ______
DATE FILE REVIEWED ______RESEARCHER ______
COUNTY AND STATE WHERE RESEARCHER LIVES ______
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PROPERTY INFORMATION PROPERTY ADDRESS (INCLUDE UNIT # WHERE APPLICABLE______
FORECLOSURE JUDGMENT AMOUNT (AMOUNT BEING FORECLOSED ON) ______
TOTAL “OTHER” DEBT (MORTGAGES, LIEN OR JUDGMENTS – THIS MUST MATCH TOTALS FROM OTHER CREDITORS, THAT FOLLOW) ______
ESTIMATED VALUES
ZILLOW______TULIA ______HOMES.COM ______REALTOR.COM ______OTHER ______SPECIFY SITE ______
**WE WILL NOT WORK FILES WITH MORE THAN 60% DEBT TO VALUE **
EXAMPLE – IF A PROPERTY VALUE IS $100K, THERE MUST BE LESS THAN $60K TOTAL DEBT THAT WOULD NOT BE KICKED OUT BY THE HOA OR CONDO ASSOC FORECLOSURE
*CHECKLIST- ITEMS REQUIRED FOR FILE REFERRED TO US, NO EXCEPTIONS:
COPY OF THE FORECLOSURE ORDER OR PROCEEDING
PROPERTY VALUES ENTERED: ZILLOW, TRULIA, HOMES.COM, REALTOR.COM
COPY OF PAGES FROM FILE WITH NOTIFICATION ADDRESSES
*IF ANY OF THESE ITEMS ARE MISSING, WE WILL NOT WORK THE FILE.
MORTGAGE HISTORY
MORTGAGE HISTORY/CHAIN IN ORDER STARTING OWNER’S FIRST MORTGAGE ON PROPERTY
FIRST MORTGAGE ON PROPERTY:
NAME OF MTG HOLDER(BANK) ______AMOUNT______
DATE RECORDED ______BOOK ______PAGE______LOAN # ______ADDRESS/CONTACT INFO ______
SATISFIED/PAID OFF - ? IF SO, DEED BOOK/PAGE REFERENCE: ______
______
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SECOND MORTGAGE ON PROPERTY:
NAME OF MTG HOLDER(BANK) ______AMOUNT______
DATE RECORDED ______BOOK ______PAGE______LOAN # ______ADDRESS/CONTACT INFO ______
SATISFIED/PAID OFF - ? IF SO, DEED BOOK/PAGE REFERENCE: ______
______
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THIRD MORTGAGE ON PROPERTY:
NAME OF MTG HOLDER(BANK) ______AMOUNT______
DATE RECORDED ______BOOK ______PAGE______LOAN # ______ADDRESS/CONTACT INFO ______
SATISFIED/PAID OFF - ? IF SO, DEED BOOK/PAGE REFERENCE: ______
______
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FOURTH MORTGAGE ON PROPERTY:
NAME OF MTG HOLDER(BANK) ______AMOUNT______
DATE RECORDED ______BOOK ______PAGE______LOAN # ______ADDRESS/CONTACT INFO ______
SATISFIED/PAID OFF - ? IF SO, DEED BOOK/PAGE REFERENCE: ______
______
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FIFTH MORTGAGE ON PROPERTY:
NAME OF MTG HOLDER(BANK) ______AMOUNT______
DATE RECORDED ______BOOK ______PAGE______LOAN # ______ADDRESS/CONTACT INFO ______
SATISFIED/PAID OFF - ? IF SO, DEED BOOK/PAGE REFERENCE: ______
______
USE THIS PAGE ONLY IF NECESSARY – IF THERE WERE 6 OR MORE MORTGAGES
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SIXTH MORTGAGE ON PROPERTY:
NAME OF MTG HOLDER(BANK) ______AMOUNT______
DATE RECORDED ______BOOK ______PAGE______LOAN # ______ADDRESS/CONTACT INFO ______
SATISFIED/PAID OFF - ? IF SO, DEED BOOK/PAGE REFERENCE: ______
______
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SEVENTH MORTGAGE ON PROPERTY:
NAME OF MTG HOLDER(BANK) ______AMOUNT______
DATE RECORDED ______BOOK ______PAGE______LOAN # ______ADDRESS/CONTACT INFO ______
SATISFIED/PAID OFF - ? IF SO, DEED BOOK/PAGE REFERENCE: ______
______
**MAKE SURE THAT ALL MORTGAGES LISTED ABOVE AND ON PREVIOUS PAGE ARE AGAINST THE FORECLOSING PROPERTY ADDRESS. IF SOMEONE OWNED MORE THAN ONE PROPERTY, THE MORTGAGES LISTED ON THE REGISTER OF DEEDS OR LAND RECORDS COMPUTER/SITE MAY BE FOR MORE THAN ONE PROPERTY, SO CHECK.
JUDGEMENT HISTORY – NOTE: The only judgments to worry about are from other ‘super liens’. In other words, you are looking for judgments or liens from the City where they are located (usually a lien for zoning issues like parking a car on the front yard or not cutting grass, etc), the County – including taxes unpaid for the year you are in (if there is a mortgage this is often paid through the mortgage payment but don’t count on that – check the tax website for the county and city to see if they’re paid up), State income tax liens (if State has income tax), IRS tax liens, Medicare or Medicaid Liens)
ASSUME THAT ANY UNPAID TAXES, STATE INCOME TAX LIENS, MEDICARE AND MEDICAID LIENS AND IRS TAX LIENS HAVE TO BE PAID, PERIOD. THEY ARE ALSO SUPER LIENS!
JUDGMENT/LIENS HISTORY/CHAIN
CASE # ______DATE RECORDED______ORIGINAL AMOUNT______
CURRENT AMOUNT INCLUDING INTEREST ACCRUED, ETC. ______
NAME & ADDRESS AND CONTACT INFO OF JUDGMENT/LEIN HOLDER ______
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CASE # ______DATE RECORDED______ORIGINAL AMOUNT______
CURRENT AMOUNT INCLUDING INTEREST ACCRUED, ETC. ______
NAME & ADDRESS AND CONTACT INFO OF JUDGMENT/LEIN HOLDER ______
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CASE # ______DATE RECORDED______ORIGINAL AMOUNT______
CURRENT AMOUNT INCLUDING INTEREST ACCRUED, ETC. ______
NAME & ADDRESS AND CONTACT INFO OF JUDGMENT/LEIN HOLDER ______
CASE # ______DATE RECORDED______ORIGINAL AMOUNT______
CURRENT AMOUNT INCLUDING INTEREST ACCRUED, ETC. ______
NAME & ADDRESS AND CONTACT INFO OF JUDGMENT/LEIN HOLDER ______
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CASE # ______DATE RECORDED______ORIGINAL AMOUNT______
CURRENT AMOUNT INCLUDING INTEREST ACCRUED, ETC. ______
NAME & ADDRESS AND CONTACT INFO OF JUDGMENT/LEIN HOLDER ______
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CASE # ______DATE RECORDED______ORIGINAL AMOUNT______
CURRENT AMOUNT INCLUDING INTEREST ACCRUED, ETC. ______
NAME & ADDRESS AND CONTACT INFO OF JUDGMENT/LEIN HOLDER ______
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CASE # ______DATE RECORDED______ORIGINAL AMOUNT______
CURRENT AMOUNT INCLUDING INTEREST ACCRUED, ETC. ______
NAME & ADDRESS AND CONTACT INFO OF JUDGMENT/LEIN HOLDER ______
CONCLUSION SHEET – COMBINED MORTGAGE, LIEN, JUDGMENT HOLDERS – IN ORDER OF RECORDATION OF THE DEBT – THESE ARE ONLY THOSE THAT ARE STILL IN EXISTENCE, NOT SATISFIED OR PAID OFF.
CREDITOR ______
TYPE OF DEBT – MORT, LIEN, JUDGMENT, ETC ______
AMOUNT OWED (ORIGINAL MORTGAGE OR JUDGMENT WITH ACCRUED INTEREST)
______
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CREDITOR ______
TYPE OF DEBT – MORT, LIEN, JUDGMENT, ETC ______
AMOUNT OWED (ORIGINAL MORTGAGE OR JUDGMENT WITH ACCRUED INTEREST)
______
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CREDITOR ______
TYPE OF DEBT – MORT, LIEN, JUDGMENT, ETC ______
AMOUNT OWED (ORIGINAL MORTGAGE OR JUDGMENT WITH ACCRUED INTEREST)
______
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CREDITOR ______
TYPE OF DEBT – MORT, LIEN, JUDGMENT, ETC ______
AMOUNT OWED (ORIGINAL MORTGAGE OR JUDGMENT WITH ACCRUED INTEREST)
______
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CREDITOR ______
TYPE OF DEBT – MORT, LIEN, JUDGMENT, ETC ______
AMOUNT OWED (ORIGINAL MORTGAGE OR JUDGMENT WITH ACCRUED INTEREST)
______
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CREDITOR ______
TYPE OF DEBT – MORT, LIEN, JUDGMENT, ETC ______
AMOUNT OWED (ORIGINAL MORTGAGE OR JUDGMENT WITH ACCRUED INTEREST)
______
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CREDITOR ______
TYPE OF DEBT – MORT, LIEN, JUDGMENT, ETC ______
AMOUNT OWED (ORIGINAL MORTGAGE OR JUDGMENT WITH ACCRUED INTEREST)
______