ENDORSEMENT attached to and forming part of Owner’s Policy No. ______

ATTORNEYS TITLE GUARANTY FUND, INC.

Denver, Colorado

Provided there is situated on the land described under Schedule A of the Policy, commercial building(s), the Policy is hereby amended as follows:

Notwithstanding anything therein to the contrary, the Policy insures against loss or damage by reason of the following:

1.  Any unfiled lien for labor or material furnished for improvements on the land (except for any such lien arising out of construction contracted for or assumed by the insured), provided construction of all improvements are completed at date of Policy;

2.  Rights or claims of parties in possession of the commercial building(s);

3.  The enforced removal of the commercial building on account of, at Date of Policy:

(a)  encroachment of said commercial building(s) onto adjoining lands or onto any easement shown as an exception in Schedule B or onto any unrecorded subsurface easement;

(b)  Any violation of building setback lines or covenants, conditions or restrictions referred to in Schedule B of Policy;

(c)  Any violation of any zoning ordinance if the land is used only for commercial building(s).

The term “commercial building” means the building on the land as built. Additional improvements and areas such as outbuildings, detached garages, fences, driveways, retaining walls, plants and common areas are not included within this definition. The term “zoning ordinance” does not include building codes, occupancy regulations and subdivision laws.

This Endorsement is made a part of said Policy and is subject to all the terms and provisions thereof and of any prior Endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the Policy and any prior Endorsements, nor does it extend the effective Date of Policy and prior Endorsements, nor does it increase the face amount thereof.

DATED: ______

By: ______

Authorized Officer or Agent

Member’s Name and Address:______

______

Member No: ______Telephone No.: ______

COLORADO FORM 130C (Commercial)