Sean Presently Serves As Senior Vice President and Director of Wealth Management Compliance

Sean Gray

BIO

Sean presently serves as Senior Vice President and Director of Wealth Management Compliance for PNC Bank where he has overall compliance responsibility for PNC’s Wealth Management and Intuitional Investments businesses. As of December 31, 2008 the combined market value of Fiduciary assets administered by PNC and the recently acquired National City Bank approximated $122 Billion (exclusive of $420+ Billion in Custody type assets).

Prior to joining PNC in February 2009, Sean held various senior level risk/compliance roles with Merrill Lynch since 1998. He served as Director of Global Wealth Management (GWM) Product Distribution Supervision – where he was responsible for enhancing supervisory processes and procedures, ameliorating business risk and otherwise providing advice, guidance and training on a wide variety of compliance, risk management and regulatory topics to the myriad GWM Product Sales/Distribution Groups, including, but not limited to, the Americas Banking Group, the Retirement Group, Merrill Lynch Trust Company, and the Americas Distribution Group. The referenced groups were responsible for the global sales/distribution of Merrill Lynch’s banking (i.e., lending & deposit products), trust/fiduciary, retirement, insurance, investment advisory and alternative investment products and services.

Prior to that role, Sean served for two years as the Directorof Global Private Client Banking and Trust Compliance with overall compliance for Merrill Lynch’s domestic banking (e.g., lending, deposits etc.) and trust/fiduciary products and services delivered through various Merrill Lynch banks/thrifts and the Global Private Client channel.

During Sean’s first seven (7) years with Merrill Lynch, he served as Senior Vice President and Chief Compliance Officer for Merrill Lynch Trust Company, FSB (also a Registered Investment Adviser) as well as Merrill Lynch’s eight (8) state chartered trust companies, and Family Office Group. He was responsible for ensuring that Merrill Lynch’s nationwide fiduciary business was managed in accordance with documented policies and procedures, state and federal regulatory requirements, prudent risk management practices, and principles of sound internal control.

Prior to joining Merrill Lynch, Sean was the Senior/Supervising Fiduciary Examiner for the New Jersey Department of Banking responsible for monitoring all of New Jersey’s state chartered institutions providing fiduciary services, e.g., banks, trust companies etc.

Sean is a graduate of Stockton State College (B.A. Accounting), Pomona, New Jersey, and holds a law degree from RutgersLawSchool, Camden, New Jersey, where he graduated cum laude. He has also completed additional credits towards his L.L.M. degree in Taxation (Concentration in Estate Planning) at Temple University School of Law, Philadelphia, PA.

Over the years, Sean has participated as a Presenter and/or Planning Committee Member for the Conference of State Bank Supervisors (CSBS) Annual Trust Forum, Campbell University Sponsored Trust Advisor’s Forum, various Fiduciary and Investment Risk Management Association (FIRMA) training conferences, and the Bank Administration Institute’s (BAI) annual Fiduciary Risk Conferences. He also maintains Certified Risk Professional (CRP) and Certified Anti-Money Laundering (CAMS) designations as well as Series 7, 66 and 24 securities licenses.

Sean is married with four children and presently resides in the Southern New Jersey area.