Commercial Banking

FIN 351

Dr. Thomas H. Payne Office: BA 109

Horace and Sara Dunagan Chair of Excellence in Banking Phone: 881-7324

Professor of Finance Home: 587-0088

College of Business and Public Affairs Fax: 881-7323

University of Tennessee at Martin Email:

Course Description:

Commercial Banking is a comprehensive study of commercial banks and their role in the economy. The course emphasizes the practical application of business and economic principles as they relate to bank management and regulatory policy. Topics covered include banking history and regulation, consumer and commercial credit analysis, asset and liability management, risk management, loan policy, and money management services. Trends such as consolidation, on-line banking, internationalization, and project-line expansion are also addressed.

Prerequisites: Finance 301

Texts and Course Materials:

Koch, Timothy W. and S. MacDonald, Bank Management, 5th Edition, The Dryden Press, New York, NY, 1999.

Parker, George, and Terrence Beals, The Stanford Bank Game: Version 11, Boyd and Fraser Publishing Company, Danvers, MA 1995.

The Wall Street Journal