Risk Profiling Questionnaire
Member of the Chartered Insurance Institute and the Personal Finance Society.
FCA Registration number 206992. Consumer Credit Licence No.506969.
Principal: Robert Byrne DipPFS CII MP DM
Statement of Professional Standing: FCA Ref No:RXB00111
Robert Byrne Investments is an appointed Representative of BV Services which is authorised and regulated by the Financial Conduct Authority. BV Services FCA Registration No.117954
Below are twelve statements. Please selectthe answer that best reflects on how closely it resembles your current situation, attitudes and feelings.
- People who know me would describe me as a cautious person.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- I feel comfortable about investing in the stockmarket.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- I generally look for safer investments, even if that means lower returns.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- Usually it takes me a long time to make up my mind on investment matters.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- I associate the word “risk” with the idea of “opportunity
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- I generally prefer bank deposits to riskier investments.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- I find investment matters easy to understand.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- I’m willing to take substantial investment risk to earn substantial returns.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- I’ve little experience of investing in stocks and shares.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- I tend to be anxious about the investment decisions I’ve made.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- I’d rather take my chances with higher risk investments than increase the amount I’m saving.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
- I’m concerned by the volatility of stockmarket investments.
StronglyagreeAgreeNo Strong OpinionDisagreeStrongly Disagree
Your capacity for financial loss
Questionnaire
By ‘capacity for loss’ we refer to your ability to absorb falls in the value of any proposed investment. If any loss of capital would have a materially detrimental effect on your standard of living, this should be taken into account in assessing the risk that you are able to tolerate in meeting your investment objectives.
1. What is your investment time horizon - how many years are you able/willing to leave your money invested?
Up to 5 years / 5-7 / 7-10 / 10+ years2. What is the primary aim for your investment?
Income
Growth
Combination of Income and Growth
3. Is your investment strategy for or linked to retirement? Yes No
4. Investments can go up as well as down. By how much could the total value of all your investments
go down before you would begin to feel uncomfortable?
Percentage fall: / 10% / 20% / 25% / 33% / 50% / 50%+5. If all of your investments fell byMORE than the percentage specified above how long would you be
prepared to remain invested?
1 – 2 yearswith regular reviews / I would seriously consider cashing in my investment
6. I can tolerate the risk of losses in my investments in order to achieve my overall investment objectives.
Agree Disagree
7. I understand and accept that inflation alone can erode the value of capital.
Yes No
Name:Signed: / Date: