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The e-mail campaign includes three messages that can be sent to employees throughout the year. The e-mails describe the need for estate planning and introduce The Legal Reference™ Program.

E-mail Campaign Message #1

Did you lock your door today? If you are like most, you lock the door behind you everyday. Why? Protection of course. While you take all sorts of precautions to protect your family and assets, you may unwittingly be leaving one door wide open.

Where would your family turn if you were in an accident and became incapacitated or died? Would your family have the legal documentation they need to make the right healthcare decisions for you? Would they have documentation of how to distribute your assets or who should become the guardian of your children?

As an employee who is covered by an Aetna Life Insurance Company Group Policy, you have access to The Legal Reference™ Program. This program offers you and your spouse a FREE Simple Will, Living Will, Healthcare Power of Attorney and Financial Power of Attorney. These documents provide legal documentation of your wishes for these types of issues. Plus you can read about identity theft and download a FREE Identity Theft Victim Action Kit.

To take advantage of this service, simply visit www.iChooseLegal.com. Here you will be able to access information and use the FREE Estate Planning documents for your own personal use.

Don’t wait to take advantage of this important program. The Legal Reference Program offers you a convenient and an affordable way to protect your future!

Available to Aetna Group Insurance members through arrangement with Aetna Life Insurance Company.

The Legal Reference™ Program is available to Aetna plan sponsor employees first and cannot be used by a spouse against the covered employee.

The Legal Reference Program is independently offered and administered by ARAG®. Aetna does not provide legal services and makes no representations or warranties as to the quality of the information on the ARAG web site.

Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa, GuideOne® Mutual Insurance Company of West Des Moines, Iowa or Guide One Specialty Mutual Insurance Company of West Des Moines, Iowa. Additional services may be provided by ARAG LLC, ARAG Services LLC or Advisory Communication Systems, Inc. Some products are only available through membership in the ARAG Association LC.


E-mail Campaign Message #2

Are your estate planning documents up-to-date? Have you considered that when a major change occurs in your life, you probably need to update your Will as well as your other estate planning documents?

Events like a marriage, divorce or the birth of a child are probably the most common reasons why you need to review your Simple Will, Living Will, Healthcare Power of Attorney and Financial Power of Attorney. You’ll also want to update these documents if one of the beneficiaries that you named dies or you want to reallocate your assets or add/remove a beneficiary.

You may also change your mind about your feelings of being kept on life support. Be sure your wishes are reflected in writing in your Living Will.

As an employee who is covered by an Aetna Life Insurance Company Group Policy, you have access to The Legal Reference™ Program. This program offers you and your spouse a FREE Simple Will, Living Will, Healthcare Power of Attorney and Financial Power of Attorney. These documents provide legal documentation of your wishes for these types of issues. Plus you can read about identity theft and download a FREE Identity Theft Victim Action Kit.

To take advantage of this service, simply visit www.iChooseLegal.com. Here you will be able to access information and use the FREE Estate Planning documents for your own personal use.

Don’t wait to take advantage of this important program. The Legal Reference Program offers you a convenient and an affordable way to protect your future!

Available to Aetna Group Insurance members through arrangement with Aetna Life Insurance Company.

The Legal Reference™ Program is available to Aetna plan sponsor employees first and cannot be used by a spouse against the covered employee.

The Legal Reference Program is independently offered and administered by ARAG®. Aetna does not provide legal services and makes no representations or warranties as to the quality of the information on the ARAG web site.

Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa, GuideOne® Mutual Insurance Company of West Des Moines, Iowa or Guide One Specialty Mutual Insurance Company of West Des Moines, Iowa. Additional services may be provided by ARAG LLC, ARAG Services LLC or Advisory Communication Systems, Inc. Some products are only available through membership in the ARAG Association LC.


E-mail Message #3

Do you have a Will? If your answer is yes, pat yourself on the back, because you’re in the minority. According to a recent survey, more than half of adults under the age of 50 don’t have a Will.* The good news is you now have access to take an important step in securing your family’s future.

As an employee who is covered by an Aetna Life Insurance Company Group Policy, you have access to The Legal Reference™ Program. This program offers you and your spouse a FREE Simple Will, Living Will, Healthcare Power of Attorney and Financial Power of Attorney. These documents provide legal documentation of your wishes for these types of issues. Plus you can read about identity theft and download a FREE Identity Theft Victim Action Kit.

To take advantage of this service, simply visit www.iChooseLegal.com. Here you will be able to access information and use the FREE Estate Planning documents for your own personal use.

Don’t wait to take advantage of this important program. The Legal Reference Program offers you a convenient and an affordable way to protect your future!

* FindLaw.com Survey, 2005.

Available to Aetna Group Insurance members through arrangement with Aetna Life Insurance Company.

The Legal Reference™ Program is available to Aetna plan sponsor employees first and cannot be used by a spouse against the covered employee.

The Legal Reference Program is independently offered and administered by ARAG®. Aetna does not provide legal services and makes no representations or warranties as to the quality of the information on the ARAG web site.

Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa, GuideOne® Mutual Insurance Company of West Des Moines, Iowa or Guide One Specialty Mutual Insurance Company of West Des Moines, Iowa. Additional services may be provided by ARAG LLC, ARAG Services LLC or Advisory Communication Systems, Inc. Some products are only available through membership in the ARAG Association LC.

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