STUDY GUIDE

NOTARY COMPLAINT SEMINAR

IINTRODUCTION(who we are)(9:30-9:45)

1.Website, what’s on it

2.People, who does what

3.We don’t use any “pay-tri-idiot” theory or lies. We are all about laws and procedures; it must be done the “court’s way and the law’s way” not the right or wrong way. If you still believe courts in this country are concerned at all with right and wrong you need to change your prescription.

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5.John Stuart 10407 West Trumbull Road, Tolleson, Arizona (85353)

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IICUSIP NUMBERS(credit card issues)(9:45-10:00)

1.What they are

2.Applications and CUSIPs

3.How to use the knowledge

4.Why it works

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IIIWHEN TO DO THE COMPLAINT(10:00-10:10)

1.Now, whether you are in foreclosure, have already had your home stolen, or are current and just tired of having hemorrhoids from taking it in the butt from a bank.

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IVWHY DO THE NOTARY COMPLAINT (concept)(10:10-10:30)

1.Start from bottom up, like busting a drug dealer.

2.Damron agreement.

3.Notary bond.

4.Bad acknowledgement equals felony when recorded, can’t re-file without confessing to felony,

see Phipps v. CW Leasing; A.R.S. § 11-480

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VNOTARY COMPLAINT(legal concepts)(10:30-11:15)

1.‘Instruments’ concerning ‘real property’ must be properly ‘acknowledged’ or the document is invalid, if the document is invalid then the deal itself is invalid.

2.Once the notary commission is revoked and/or suspended due to the errors then the acknowledgement is improper, which makes the document invalid which voids the deal.

3.The bank would then have to start the foreclosure again from scratch, but that would be a confession to the felonious acts you have alleged.

4.In most cases, the DOT/Mort was not properly acknowledged so the deal itself is void ab initio or at least the “due on sale clause” is void.

5.When the banks record the DOT/Mort in the county recorder’s office the act of recording becomes a felony since the document by law is considered “false and/or forged” for the improper acknowledgment.

6.In law, you cannot predicate a lawful act on a felonious act.

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Break time 15 minutes

VIWHAT YOU NEED(your job)(11:30-12:15)

1.Obtain ALL of the documents relevant to the deal and the foreclosure from the county recorder’s office.

2.Go through ALL of the documents until you find EVERY error you can find.

3.Present everything to Kevin Bumstead, our attorney, and have him file the complaint with the appropriate public official. Contact him at . His fee is only $200 plus costs. Do not expect him to find the errors or clean up your work. The $200 is a very low fee and only covers the complaint, not discovery.

4.If you do the complaint yourself plan on failing miserably. The SOS’s are on to us and you know how politicians feel about citizens asserting their rights.

5.After discovering everything that was done wrong, you must get “certified copies” from the county recorder’s office if the documents will be used in court.

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VIIRELEVANT INFORMATION(discovery)(12:15-12:45)

1.In most States the Secretary of State issue the notary commission and therefore is the only person that can revoke the commission. You must discover who issues the commission in the relevant notary’s State.

2.Notary Publics are ‘public officers’ and must swear an oath or affirmation. As a public officer they are liable for any indiscretion that negative affects you and/or the general public.

3.Notary bonds are a type of insurance and once you prove the notary harmed you in any way, you can go after their bond through the insurance company.

4.What we have found is that due to our success the SOS of every State is quickly changing the rules concerning notaries, but few of these changes are ex post facto.

5.One of the big cons the SOS does is to move the complaint over to the State AG’s office. This is a scam and you must issue another letter demanding they do their job.

6.You can do the notary complaint on your own, but it will take several months and be an intense fight. Our attorney can require a quick response. The complaint itself usually causes the bank and their law firm to reconsider sale dates and become malleable to negotiate.

7.There are so many mistakes being made in the acknowledgments it is difficult to make a complete list. We have seen documents notarized by notaries who died before the signing, lost their commission before the signing, notarized in several states at the same time, etc.

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Break time 15 minutes

VIIINOTARY ERRORS(discovery) (1:00-2:45)

These errors are based on Arizona law and standards and practices and the ‘rules’ are most likely different for other States. You can find the rules concerning your State’s notaries and the States the notaries work on line.

To check the laws in the respective states you can cut and paste the beginning of the Arizona Law and add the State’s name. It should quote you the law in that State that reads the same.

1. Any ‘acknowledgment’ made before July 31, 2010, MUST have the expiration date for the notary’s commission written in the acknowledgment. The date inside the seal does not count.

2.If the date on the DOT/Mort is different then the date on the PN, check the notarization dates, all must match.

3.If you were asked for “your Driver’s license” so they could make a copy, chances are they put the copy with the documents and a notary acknowledged them later. This is a criminal act.

4.You need to request to see the journal in State’s where journals are required (see the list). If the notary does not supply the journal timely, their commission can be revoked.

5.If the person in the acknowledgment is V.P. of several different companies as listed on the various documents, you have a “robo-signer” and can make claims accordingly.

6.State laws determine the amount a notary may charge for services. In most cases where a ‘traveling notary’ is used, these fees are greatly exaggerated. The over charge is fraud.

7.Notarized documents that claim, “as evidenced by the person’s Texas driver’s license” when that person lives in California and does not have a Texas license is pretty common and a blatant act of fraud.

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Break time 15 minutes

IXNOTARY BONDS(discovery)(3:00-3:30)

1.Usually $5000 to $10,000

2.Only one per notary, after someone gets it its gone

3.Notary still personally liable

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